Hanford, CA · Updated Oct 2026

What a Hanford home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Hanford house

$9,533a year · $794 a month

Starts at the typical market value, $349,400; your assessed value is often lower. Typical use.

Shopping for home insurance?

Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.

Compare insurers' prices

A Hanford house at the typical market value ($349,400) costs about $9,500 a year: $3,680 property tax and charges, $930 water and sewer, $350 trash, $3,070 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Pay property tax before the penalty datesAvoid a 10% penalty
Kings County adds a 10% penalty at 5:00 p.m. on December 10th.
How: Pay online, by phone or mail, postmarked on or before December 10th and April 10th.

Adjust to match your bills

What you know

Value before exemptionsProp 13 assessed values are often below the Census market median. Some newer subdivisions add flat landscape-and-lighting or Mello-Roos-type charges (for example $139.50 or $1,043 a parcel in the County's 2026-27 direct assessments); they are not on every bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California average, NAIC data for 2022 as published by the Insurance Information Institute.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your Southern California Edison (SCE) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10, 2026in 36 daysFirst installment of secured property taxes: bills are due before December 10th; a 10% penalty is added at 5:00 p.m.
Feb 15in 103 daysLast day to file a homeowners' exemption claim and receive the full exemption for that year.
Apr 10Second installment: due before April 10th; a 10% penalty and $20.00 cost are added at 5:00 p.m. on April 10th.

Who serves this house

Water: City of Hanford water; City of Hanford, billed monthly; Fiscal Year 2026-27 Master Fee Schedule: meter charge for 5/8", 3/4" and 1" meters $22.52, consumption charge $2.54 per CCF (one CCF = 748 gallons).
Property tax: 1.08% of value; 2026-27 tax year, Kings County, tax rate area 002-001
Garbage: City of Hanford refuse service; City refuse rates effective July 1, 2026.
Sewer: City of Hanford; The City owns and operates a local wastewater plant.
Electricity: Southern California Edison (SCE); SCE lists Hanford among the incorporated cities it serves.
Gas: SoCalGas; SoCalGas lists Hanford among the cities it serves.

Pay or manage your bills

Your water

Source: The City's sole water source is groundwater from within the San Joaquin Valley Groundwater Basin.

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How these numbers are made

Property tax: Kings County 2026-27 tax rate book, tax rate area 002-001 (the rows listing Hanford Elementary and Hanford High bonds): 1% plus the bond rates shown, 1.07601% in all. We assume this is the area with the most homes in the city; other areas run higher or lower. The value is the Census median market value; Prop 13 assessed values are often lower.
Water: City of Hanford FY 2026-27 Master Fee Schedule, $22.52 meter charge plus $2.54 per CCF. Sewer: $32.50 single-family wastewater from the same schedule (the City's rate notice shows $32.50 as the 2026/27 step of its proposed schedule). The City later noticed a further wastewater increase (reported as about $39 from 9/1/26) for a hearing on 8/18/26; we could not confirm its outcome, so the bill may now be higher. The schedule also lists a $0.20 per CCF storm drainage system flow charge, which we did not add to the water rate because the schedule does not say it is billed on residential water use; if it is, it adds roughly $2 a month at about 10 CCF.
Garbage: $29.47 for the 96-gallon residential set effective 7/1/26 from the City's refuse rate sheet. Electricity: SCE Tiered Rate Plan with the $0.79 daily Base Services Charge; the 384 kWh Tier 1 limit is SCE's published figure; the baseline region for Hanford is not stated, so the limit may differ for some homes. Typical use is SCE's average residential sales from EIA. Gas: SoCalGas typical Non-CARE bill, $68.91 for 35 therms, August 2026. Insurance: California statewide average for 2022 (NAIC data via the Insurance Information Institute), not specific to Hanford.
The City's consumer confidence report is a scanned file we could not read, so water quality facts are limited.
Nothing here is legal, tax or insurance advice.

Sources

How Hanford compares

A typical Hanford house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Hanford	Median	Where it falls
Property tax rate	1.08%	1.13%	lower than 236 of the other 284 California cities we cover
Water	$545	$927	lower than 247 of the other 284 California cities we cover
Sewer and utility-bill fees	$390	$596	lower than 143 of the other 196 California cities we cover
Trash	$354	$452	lower than 222 of the other 267 California cities we cover
Electricity and gas	$3,069	$3,421	lower than 213 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$9,533	$14,432	lower than 266 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Hanford's property tax rate is 1.08%, lower than 236 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Hanford is 1.08%, lower than 236 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $545 a year at typical use, lower than 247 of the other 284 California cities we cover.

Ask: "Water here costs about $545 a year at typical use, lower than 247 of the other 284 California cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $354 a year for the standard cart, lower than 222 of the other 267 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $354 a year for the standard cart, lower than 222 of the other 267 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,069 a year, lower than 213 of the other 284 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,069 a year for a typical house, lower than 213 of the other 284 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Hanford house costs

What is the property tax rate in Hanford?

About 1.08% of the value before exemptions a year (2026-27 tax year, Kings County, tax rate area 002-001), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Hanford?

About $5,305 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Hanford?

About $78 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Hanford water.

How much does trash pickup cost in Hanford?

$29 a month for a house.

When is property tax due in Hanford?

Dec 10, 2026: First installment of secured property taxes: bills are due before December 10th; a 10% penalty is added at 5:00 p.m. Apr 10: Second installment: due before April 10th; a 10% penalty and $20.00 cost are added at 5:00 p.m. on April 10th.

How much does a house in Hanford cost to run each year?

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