What a Lemon Grove home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $705,400; your assessed value is often lower. Typical use.
- Property tax$8,881
1.272% of $705,400, less $7,000 homeowners' exemption
- Flat charges on the tax bill$713
Sewer $688 · County vector control assessment $13 · Lemon Grove Roadway Lighting District assessment $12
- Electricity and gas$3,109
400 kWh a month $2,328 · 24 therms $781
- Water$1,319
9 units (CCF) a month on Helix Water District: water $110 a month
- Trash$358
Basic residential service, $30 a month
- Home insurance$1,492
Typical premium $1,492
Shopping for home insurance?
Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.
Compare insurers' pricesA Lemon Grove house at the typical market value ($705,400) costs about $15,900 a year: $9,590 property tax and charges, $1,320 water, $360 trash, $3,110 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
CARE: 20% bill discount20% off your SDG&E bill
Customers enrolled in the California Alternate Rates for Energy (CARE) program receive a 20% discount on their bill.
How: If you are having difficulty with living expenses, visit sdge.com/assistance.
Money dates
- Nov 30in 26 daysAn appeal is filed with the Clerk of the Assessment Appeals Boards. The filing period is July 2nd through November 30th of each year.
- Dec 10in 36 daysFirst property tax installment delinquent after close of business; 10% penalty after that.
- Feb 15in 103 daysHomeowners' exemption deadline for the full exemption (about $70); late filings through December 10 get 80%.
- Apr 10Second property tax installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.
Who serves this house
- Water
- Helix Water District
- Rates on bills from July 1, 2026: a bimonthly fixed charge by meter size and a charge per unit (one unit is 748 gallons), each the Helix charge plus the San Diego County Water Authority charge; for the single-family class the tiers are 0-12, 13-26 and 27 or more units per bimonthly bill.
- Property tax
- 1.27% of value
- 2025-26 tax year, San Diego County (tax rate area 15001)
- Garbage
- EDCO
- Residents recycle through the EDCO Disposal residential or commercial waste/recycling service
- Sewer
- Lemon Grove Sanitation District
- Annual sewer service charge per living unit
- Electricity
- SDG&E
- Bundled SDG&E service
- Gas
- SDG&E
- SDG&E's bundled residential average gas rate is about $2.768 a therm (March 2026)
Your water
- Service area
- The district distributes water to 279,000 people in the cities of La Mesa, El Cajon and Lemon Grove, and unincorporated areas including Spring Valley, Mt. Helix and Lakeside.
- Lead
- Helix does not have any lead pipes or service lines within its distribution system.
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How these numbers are made
- Individual bills are not public, so we calculate yours from public rates and what you tell us.
- Garbage (EDCO): $29.80 a month is the basic residential rate the City Council affirmed for FY 2023-24 and FY 2024-25; no newer EDCO rate was found on city or EDCO pages, so treat it as unconfirmed.
- Water (Helix Water District, rates on bills from July 1, 2026): the bimonthly fixed charge of $79.15 for a 3/4-inch meter is halved to a monthly figure, and the 12 and 26 unit tier limits are halved to 6 and 13 a month. Some addresses may be served by others; we model Helix.
- Sewer: the Lemon Grove Sanitation District's $688.36 a year per living unit for FY 2026-27 is a flat charge; Ordinance 36 sets maximums above it ($715.95). The ordinance was introduced July 7, 2026 and its adoption vote is blank in the posted copy.
- Property tax: every Lemon Grove tax rate area (15001-15999) in the County's FY 2025-26 rate book shows 1.27164: 1% + Lemon Grove/Grossmont school and college taxes .24475 + Grossmont Healthcare .01989 + MWD .007. Lemon Grove levies no city bond rate. Lighting assessment: $12 per benefit unit, 1.0 unit for a single-family home.
- Electricity and gas: SDG&E bundled service (Lemon Grove is not in San Diego Community Power's city list), at the TOU-DR1 average and March 2026 gas rate as in La Mesa.
- Nothing here is legal, tax or insurance advice.
- Helix rates and fees
- Helix quick reference, bills from July 1, 2026
- San Diego County Assessor: Homeowners' Exemption
- San Diego County Treasurer-Tax Collector: important dates
- SDG&E Schedule TOU-DR1 total rates, 8/1/2026
- SDG&E natural gas rate alert, March 2026
- SDG&E natural gas rate alert, January 2026
- SDG&E: about us (service area)
- SDG&E electric rate alert, April 2026
- County of San Diego Vector Control Program funding
- Triple-I: average homeowners premiums by state, 2022
- CPUC gas rate design workshop slides (R.24-09-012)
- Helix 2025 water quality report
- County rate book FY2025-26
- County tax rates by area
- County tax rate area index
- Census ACS 2024 median home value, Lemon Grove
- Sanitation District Ordinance 36
- Roadway Lighting District engineer's report FY 2026-27
- City public notices
- Lemon Grove trash and recycling
- City Council EDCO rates presentation, May 2 2023
- SDG&E active CCAs
- City of Lemon Grove: SDG&E gas line repair on Main Street
How Lemon Grove compares
A typical Lemon Grove house against the 285 California cities we cover, using the same default numbers as the total above.
| Per year | Lemon Grove | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.27% | 1.13% | higher than 265 of the other 284 California cities we cover |
| Water | $1,319 | $927 | higher than 240 of the other 284 California cities we cover |
| Trash | $358 | $452 | lower than 219 of the other 267 California cities we cover |
| Electricity and gas | $3,109 | $3,421 | lower than 205 of the other 284 California cities we cover |
| Home insurance | $1,492 | $1,492 | lower than 1 of the other 272 California cities we cover |
| Total | $15,872 | $14,432 | higher than 177 of the other 284 California cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Lemon Grove's property tax rate is 1.27%, higher than 265 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Lemon Grove is 1.27%, higher than 265 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $1,319 a year at typical use, higher than 240 of the other 284 California cities we cover.
Ask: "Water here costs about $1,319 a year at typical use, higher than 240 of the other 284 California cities we cover. What drives that cost, and would you change anything?"
3. Trash
The fact: Trash pickup here costs about $358 a year for the standard cart, lower than 219 of the other 267 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $358 a year for the standard cart, lower than 219 of the other 267 California cities we cover. What drives that cost, and would you change anything about the service or the price?"
Common questions about Lemon Grove house costs
What is the property tax rate in Lemon Grove?
About 1.27% of the value before exemptions a year (2025-26 tax year, San Diego County (tax rate area 15001)), plus flat charges on the same bill (Sewer $688, County vector control assessment $13, Lemon Grove Roadway Lighting District assessment $12).
How much is property tax on a $500,000 house in Lemon Grove?
About $6,983 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $713 of flat charges.
How much is the water bill in Lemon Grove?
About $110 a month for water at typical use (9 units, or 6,732 gallons a month) on Helix Water District.
How much does trash pickup cost in Lemon Grove?
$30 a month for a house.
When is property tax due in Lemon Grove?
Dec 10: First property tax installment delinquent after close of business; 10% penalty after that. Apr 10: Second property tax installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.
Where can I get help paying utility bills in Lemon Grove?
CARE: 20% bill discount: Customers enrolled in the California Alternate Rates for Energy (CARE) program receive a 20% discount on their bill. If you are having difficulty with living expenses, visit sdge.com/assistance.
How much does a house in Lemon Grove cost to run each year?
A Lemon Grove house at the typical market value ($705,400) costs about $15,900 a year: $9,590 property tax and charges, $1,320 water, $360 trash, $3,110 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.