Indio, CA · Updated Oct 2026

What a Indio house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Indio house

$13,065a year · $1,089 a month

Starts at the typical market value, $458,400; your assessed value is often lower. Typical use.

A Indio house at the typical market value ($458,400) pays about $13,100 a year: $6,370 property tax and charges, $710 water, $350 trash, $4,150 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $61 a year:

Bring water use down to 8 units
$61 a year
Above 8 units a month, Indio Water Authority charges $1.66 a unit instead of $1.27.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Seniors 62+ or SSI recipients: utility users tax exemptionNo 6% utility users tax
You may qualify for an exemption from Indio's Utility Users Tax if the utility bill is in your name, you pay it directly, you live within Indio city limits, and you are 62 or older and file as head of household, or receive SSI.
How: Bring the completed application, proof of age (or SSI certification) and recent bills from each utility to the City of Indio Finance Department, 100 Civic Center Mall.
Income-qualified: IID 20% electric discount20% off the electric bill
Imperial Irrigation District's Residential Energy Assistance Designed for You program gives income-qualifying customers a 20 percent discount on their electric bill.
How: Complete a READY application with proof of income and return it to IID; IID customer service: 1-760-339-9032.
Seniors 60+: IID READY 30% discount30% off the electric bill
IID offers a 30 percent READY discount to qualifying customers age 60 or older; participants 60 or older reapply every three years.
How: Complete a READY application with proof of income and return it to IID; IID customer service: 1-760-339-9032.
Income-qualified: SoCalGas CARE20% off the gas bill
You may qualify for 20% off your monthly natural gas bill through SoCalGas's CARE program if you or someone in your household receives benefits such as Medi-Cal or CalFresh, or by household income.
How: Apply with SoCalGas's online CARE application.
Free bulky item and e-waste pickup
The city provides unlimited opportunities for residential customers to dispose of bulky items and electronic waste for free; Burrtec can pick up a maximum of four items each week.
How: Contact Burrtec at (760) 340-2113 at least 5 days before your regular garbage collection day.
Help paying the water billUp to $50 bill credit, twice a year
IWA offers qualifying customers financial assistance through the Help2Others Program, with up to $50 in bill credits available twice per year, and flexible payment plans.
How: Call IWA Customer Service at (760) 391-4038.

Adjust to match your bills

What you know

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill. Homes built in Indio since 2004 are typically in the City's public-safety Community Facilities Districts 2004-1 and 2004-2 ($556.55 a year per parcel for 2026-27, 9,625 parcels levied), and 6,397 parcels pay one of 52 Landscaping and Lighting Maintenance District assessments (applied rates from $6.08 to $867.66); Terra Lago, Talavera and Sonora Wells also carry Mello-Roos special taxes. These are not in the total, so check your bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Indio house uses about 21.01.

Electricity, kWh a month

On your Imperial Irrigation District (IID) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day to file a 2026 regular assessment appeal in Riverside County (filing period July 2 to November 30, 2026).
Dec 10in 48 daysFirst property tax installment is due Nov 1 and becomes delinquent Dec 10; taxes not paid by the delinquent date get a 10% penalty.
Jan 1, 2027in 70 daysIndio Water Authority's next scheduled rate step: the 3/4-inch meter charge becomes $25.49 a month and Tier 1 $1.13 per CCF.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.

Who serves this house

Water: Indio Water Authority; Indio Water Authority charges a monthly fixed service charge by meter size ($24.27 for a 3/4-inch meter from January 1, 2026) plus $1.07 per CCF for Tier 1 (indoor water budget), $1.46 for Tier 2 (outdoor water budget) and $2.45 for Tier 3 (inefficient water use), plus CVWD's Replenishment Assessment of $0.20 per CCF and a 6% City Utility Tax.
Property tax: 1.22% of value; 2026-27 tax year, Riverside County (tax rate area 007-000, Indio: Desert Sands Unified, Desert Community College and CVWD State Water Project)
Garbage: Burrtec Waste and Recycling Services; Through its agreement with Burrtec, the City of Indio provides solid waste and trash service; the residential tax roll rate is $28.99 a month from July 15, 2026.
Sewer: Valley Sanitary District; Valley Sanitary District serves much of the City of Indio and charges sewer use fees using the County of Riverside assessment rolls.
Electricity: Imperial Irrigation District (IID); IID provides electrical service to the City of Indio.
Gas: SoCalGas; Southern California Gas Company lists Indio among the cities where it serves natural gas.
Schools: Desert Sands Unified + Desert Community College; Indio's tax rate area 007-000 includes Desert Sands Unified School District and Desert Community College.

Pay or manage your bills

Your water

Source: IWA's system relies entirely on local groundwater from 20 wells, replenished by natural recharge and more than 1 billion gallons of imported Colorado River water delivered through the Coachella Valley Canal.
Chromium-6: Hexavalent chromium averaged 12.4 ppb (range 3.8 to 20) in 2025, above California's 10 ppb MCL; 13 of IWA's 20 wells slightly exceed it. A system of IWA's size is not considered in violation until after October 1, 2026.
Hardness: Total hardness averaged 118.4 ppm as CaCO3 (range 58 to 210) in 2024.
Lead: In 2025 lead and copper tap sampling, the 90th percentile lead level was not detected and no samples exceeded the action levels.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water: Indio Water Authority's rates in effect since January 1, 2026 (Resolution 10489, 2025 rate study): $24.27 a month for a 3/4-inch meter (the size on most IWA accounts; a 5/8-inch meter is $16.95), plus $1.07 per CCF in Tier 1 and $1.46 in Tier 2, each with CVWD's $0.20 Replenishment Assessment added ($1.27 and $1.66). Tier 1 is the indoor budget, 8 CCF a month for a single-family home at IWA's default of 4 people; Tier 2 is an outdoor budget IWA sets for each home from its irrigable area and weather, so we price everything above 8 CCF at Tier 2. Use above your total budget is Tier 3 ($2.45 + $0.20), which we do not model. The 6% City Utility Tax is added. We start at 21 CCF a month, IWA's projected residential use divided by residential bills in its rate study (5,781,551 CCF over 275,184 bills). Some homes in north Indio are served by the Coachella Valley Water District instead.
Sewer: Valley Sanitary District's single-family charge for 2026-27 (Resolution 2026-1204, adopted May 12, 2026), $557.47 a year plus $1.60 per HCF of winter average water use; at the 179 HCF a year the District's rate presentation uses for an average single-family home, that is $843.87 a year. Homes outside VSD's area are sewered by CVWD or on septic and pay differently. Trash: Burrtec residential tax-roll service (the City's staff report names a tax-roll rate and a direct-bill rate; we show the tax-roll rate and do not count it in the property tax bill total) at $28.99 a month from July 15, 2026 (Resolution 10598, adopted July 15, 2026); direct-billed homes pay $35.01.
Property tax: Riverside County's 2026-27 rates (Resolution 2026-153, adopted August 25, 2026) for tax rate area 007-000 (Indio): the 1% levy, Desert Sands Unified (0.075%), Desert Community College (0.035%) and CVWD's State Water Project rate (0.11%), 1.22% in total, less the $7,000 homeowners' exemption, applied to the value you enter. 100 of the 106 Indio tax rate areas in the County's district list have these same rates; the other 6 are in Coachella Valley Unified (0.09719% instead of 0.075%). The starting value is the Census median market value; under Prop 13 a home's assessed value can be far lower.
Fixed charges on the tax bill: the Coachella Valley Mosquito and Vector Control District's assessment ($14.39 per single-family home in Zone A, FY 2026-27), plus the sewer line above. Not included because they apply only to some homes: the public-safety CFDs 2004-1 and 2004-2 ($556.55 a year in 2026-27, 9,625 parcels levied, mostly homes built since 2004), the 52 Landscaping and Lighting Maintenance Districts (6,397 parcels levied, applied rates $6.08 to $867.66), and the Mello-Roos CFDs for Terra Lago, Talavera and Sonora Wells (based on each home's square footage). Your tax bill lists them.
Electricity: IID's Schedule D residential rate effective January 1, 2026 ($11.40 a month plus 22.30 cents per kWh, the same all year), with IID's 2.85% public benefits charge applied to both ($11.72 plus 22.94 cents per kWh) and the Energy Cost Adjustment at zero as IID's rate update states; we start at IID's 1,070 kWh monthly residential average. Gas: SoCalGas's August 2026 average non-CARE bill ($68.91 at 35 therms), taken as including the $0.16-a-day customer charge (about $4.87 a month), so $4.87 a month plus $1.830 per therm. Indio's 6% utility users tax is added to electricity, gas and water. Insurance starts at the 2022 California average.
Nothing here is legal, tax or insurance advice.

Sources

How Indio compares

A typical Indio house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Indio	Median	Where it falls
Property tax rate	1.22%	1.13%	higher than 90 of the other 109 California cities we cover
Water	$672	$955	lower than 95 of the other 109 California cities we cover
Sewer and utility-bill fees	$40	$584	lower than 73 of the other 76 California cities we cover
Trash	$348	$438	lower than 86 of the other 101 California cities we cover
Electricity and gas	$4,147	$3,556	higher than 102 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$13,065	$15,240	lower than 82 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Indio's property tax rate is 1.22%, higher than 90 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Indio is 1.22%, higher than 90 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $672 a year at typical use, lower than 95 of the other 109 California cities we cover.

Ask: "Water here costs about $672 a year at typical use, lower than 95 of the other 109 California cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $40 a year, lower than 73 of the other 76 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $40 a year, lower than 73 of the other 76 California cities we cover. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $348 a year for the standard cart, lower than 86 of the other 101 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $348 a year for the standard cart, lower than 86 of the other 101 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

5. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $4,147 a year, higher than 102 of the other 109 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $4,147 a year for a typical house, higher than 102 of the other 109 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Indio house costs

What is the property tax rate in Indio?

About 1.22% of the value before exemptions a year (2026-27 tax year, Riverside County (tax rate area 007-000, Indio: Desert Sands Unified, Desert Community College and CVWD State Water Project)), plus flat charges on the same bill (Sewer $844, Coachella Valley mosquito, fire ant and disease control assessment $14).

How much is property tax on a $500,000 house in Indio?

About $6,873 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $858 of flat charges.

How much is the water bill in Indio?

About $56 a month for water at typical use (21.01 units, or 15,715 gallons a month) on Indio Water Authority.

How much does trash pickup cost in Indio?

$29 a month for a house.

When is property tax due in Indio?

Dec 10: First property tax installment is due Nov 1 and becomes delinquent Dec 10; taxes not paid by the delinquent date get a 10% penalty. Apr 10: Second property tax installment is due Feb 1 and becomes delinquent Apr 10; taxes not paid by the delinquent date get a 10% penalty.

Can seniors lower their property tax or bills in Indio?

Yes. Seniors 62+ or SSI recipients: utility users tax exemption: You may qualify for an exemption from Indio's Utility Users Tax if the utility bill is in your name, you pay it directly, you live within Indio city limits, and you are 62 or older and file as head of household, or receive SSI.

Where can I get help paying utility bills in Indio?

Income-qualified: IID 20% electric discount: Imperial Irrigation District's Residential Energy Assistance Designed program gives income-qualifying customers a 20 percent discount on their electric bill. Complete a READY application with proof of income and return it to IID; IID customer service: 1-760-339-9032.

How much does a house in Indio cost to run each year?

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