Apple Valley, CA · Updated Oct 2026

What a Apple Valley house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Apple Valley house

$12,330a year · $1,028 a month

Starts at the typical market value, $407,400; your assessed value is often lower. Typical use.

A Apple Valley house at the typical market value ($407,400) pays about $12,300 a year: $4,410 property tax and charges, $1,130 water, $520 trash, $4,770 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 40-gallon trash barrel cartUp to $48 a year
Your cart costs $44 a month; the smallest costs $40. Worth it if you rarely fill it.
How: Call your garbage hauler.
Low income: Liberty water Customer Assistance Program$10 off each monthly water bill
Households whose total income is at or below the CARE income limits get a $10.00 monthly CAP credit on their Liberty water bill. Renewal is required every two years.
How: Apply to Liberty with its Customer Assistance Program (CAP) application.
Compare AVCE with SCE generation$249.30 vs $280.31 average monthly bill at 659 kWh
In the SCE and AVCE joint rate comparison for the TOU-D-4 rate at 659 kWh a month, the average monthly bill is $249.30 with SCE generation and $280.31 with AVCE Core Choice. You can opt out of AVCE and stay with SCE; customers who opt out after the first 60 days of AVCE service may be prohibited by SCE from returning to AVCE for one year.
How: Opt out at AVChoiceEnergy.com (click “Opt Out”) or call (760) 573-AVCE.
Low income: 20% off the Southwest Gas bill (CARE)20% off the gas bill
Southwest Gas customers who meet the CARE program's income requirements get a 20% discount on their natural gas bill.
How: Find more information about the CARE program on Southwest Gas's customer account site, myaccount.swgas.com.
Low income: CARE and FERA electric discounts
Households with limited income, or with someone who has special medical needs, may qualify for lower electric rates through CARE, FERA or a medical baseline allowance, and keep those discounts with AVCE.
How: Apply at sce.com under “Help with your bill,” or call SCE at (800) 974-2356.
Free neighborhood cleanup and compost giveaway
The Town holds neighborhood cleanup days at Lion's Park, Outer Hwy 18, where residents can drop off bulky items, metal, tires and household trash for free (not electronic or hazardous waste), with compost available at no additional charge. The remaining 2026 date is November 21, 8 a.m. to 2 p.m.
How: Call the Town's Solid Waste Division at (760) 240-7569 for details.
Vacant house: trash and sewer vacancy credit
You may be exempt from Town trash and sewer fees while your property is vacant for at least 60 consecutive days; the credit lasts up to 90 days and must be requested before the property is vacant.
How: Send the Town's Sanitation Vacancy Credit form before the house becomes vacant.

Adjust to match your bills

What you knowTrash cartThe Town's residential rates are set by trash barrel size (40, 60 or 95 gallons); extra barrels and the larger organics barrel cost more.

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Apple Valley house uses about 12.

Electricity, kWh a month

On your Apple Valley Choice Energy (generation) + Southern California Edison (delivery) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day to file a 2026 regular assessment appeal in San Bernardino County (filing runs July 2 to November 30, 2026).
Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Who serves this house

Water: Liberty Utilities (Apple Valley Ranchos Water); Liberty Utilities (Apple Valley Ranchos Water) Schedule No. 1, effective July 1, 2025: a monthly service charge by meter size plus three tiers per 100 cubic feet (first 6, 7 through 26, all over 26). A $0.323 per Ccf surcharge is added for 12 months from Advice Letter 287-W (effective January 1, 2026), and a 0.7% CPUC reimbursement fee surcharge is added to all bills.
Property tax: 1.10% of value; 2026-27 tax year, San Bernardino County (Apple Valley tax rate area 021-007)
Garbage: Burrtec Waste Industries; Burrtec collects trash for Town of Apple Valley residents; the service is billed by the Town of Apple Valley.
Sewer: Onsite systems (septic) for most homes; Town of Apple Valley sewer for about 30%; About 70% of developed properties use onsite wastewater treatment systems, such as septic tanks; homes on the Town's sewer system pay the Town's regular sewer charge, which the Town lists with its sanitation billing rates.
Electricity: Apple Valley Choice Energy + Southern California Edison; AVCE, the Town's community choice program, buys the power; SCE delivers it and sends one bill.
Gas: Southwest Gas; Apple Valley is in Southwest Gas's Southern California service area.

Pay or manage your bills

Your water

Source: In 2025 the system got 100% of its water from 19 deep wells drawing on the Alto sub-unit of the Mojave groundwater basin; the Mojave Water Agency spreads imported State Water Project water in the Mojave River to help recharge the groundwater.
Hardness: Hardness averaged 97 ppm as calcium carbonate (range 27 to 200), or 5.7 grains per gallon, in 2025 testing.
Lead: Lead at household taps (2025 sampling): 90th percentile not detected; 1 of 33 samples was over the 15 ppb action level.
Arsenic: Arsenic in Liberty's sources averaged 2 ppb (range not detected to 4) in 2025, against a 10 ppb limit.

Golden State Water Company also holds a water franchise in the Town of Apple Valley, and some neighborhoods are served by it instead of Liberty; its rates differ from the Liberty rates shown here. Check the provider on your water bill.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water (Liberty Utilities, Apple Valley Ranchos Water, Schedule No. 1 effective July 1, 2025): the 5/8 x 3/4-inch meter charge ($37.90 a month) plus the $3.90 monthly CAP surcharge, and $3.414, $4.552 and $7.876 per Ccf for 0-6, 7-26 and over 26 Ccf a month, each with the $0.323 per Ccf surcharge that runs for 12 months from January 1, 2026; all of it times 1.007 for the 0.7% CPUC reimbursement fee (so $42.09 a month plus $3.76, $4.91 and $8.26 per Ccf). Expired temporary surcharges and one-time credits on the schedule are left out. The CPUC decided Liberty's 2025 general rate case on May 14, 2026 (D.26-05-032) and ordered new rates by advice letter; Liberty's posted tariff still shows the July 2025 interim rates, so your bill may change when the new rates are filed. The page starts at 12 Ccf a month, the average residential use in the 2024 rate-case notice. Golden State Water and small water districts serve some neighborhoods at other rates.
Sewer: about 70% of Apple Valley's developed properties are on septic systems (the Town's Local Agency Management Program for onsite wastewater systems, submitted to the Lahontan Water Board), so the totals start with no sewer charge. Homes on the Town sewer (7,838 residential connections in the Town's 2025 Sewer System Management Plan) pay $74.28 per billing period on the Town's 2025 hardship rate chart; that chart says 'bi-weekly', but its trash prices match the Town's bi-monthly residential schedule, so this is about $37.14 a month ($446 a year), the rate the Town's 2018 sewer rate resolution set from July 2021 (the resolution itself is no longer online). We found no newer sewer rate. Septic pumping and upkeep are not included. Trash: the Town's residential barrel rates effective July 1, 2026, billed every two months ($87.20 for a 95-gallon barrel, so $43.60 a month; the page starts at 95 gallons).
Property tax: tax rate area 021-007, which has the most homeowners' exemptions of the Town's tax rate areas in the county's 2023 tax rate area map; almost all Apple Valley areas carry the same rates. San Bernardino County's 2026-27 rates (Resolution 2026-133): the 1% general levy plus Apple Valley Unified (0.0257%) and Victor Valley Community College (0.0208%) bonds and Mojave Water Agency No. 2 (0.055% on land and improvements), about 1.1015% in total, less the $7,000 homeowners' exemption, applied to the value you enter. Not included: the Mojave Water Agency's 0.1125% levy, which applies to land value only (on a home whose land is assessed at $100,000 it adds about $113 a year), and direct charges that depend on the parcel, such as the Apple Valley Fire Protection District's voter-approved Measure A special tax (about $60 a year or more for a home: it continued the district's earlier fire tax with a $59.88-a-year increase in 2016 and is adjusted each year with the consumer price index; the district budgeted a 2.0% increase for 2025-26; the district does not publish the per-parcel amount online), Town landscape and lighting or assessment districts, and delinquent utility liens. Your tax bill lists them. The starting value is the Census median market value; under Prop 13 a home's assessed value can be far lower.
Electricity: Apple Valley Choice Energy's default Core Choice generation with SCE delivery on SCE's TOU-D-4 time-of-use rate, from SCE and AVCE's joint rate comparison ($0.42536 per kWh in total for Baseline Region 14, SCE rates as of June 1, 2026 and AVCE rates as of November 1, 2025; its $280.31 average bill at 659 kWh is that rate times the usage, built from a full year of climate-zone load data, so a year-round average), plus SCE's $24.15 monthly Base Services Charge. Customers who opted out of AVCE pay SCE generation instead ($0.37830 per kWh in the same comparison).
Gas: Southwest Gas Schedule GS-10 from the Statement of Rates effective October 1, 2026 ($5.75 a month, $2.35304 per therm up to the baseline and $2.56948 above). We take the baseline as the Victorville climate zone's daily allowances averaged over the year (6 summer months at 0.46 therms a day, 3 spring and fall months at 1.45 and 3 winter months at 2.11), about 34 therms a month; the tariff does not list which climate zone each community is in, and real bills use the seasonal allowance. The gas cost in the rate ($0.26205 per therm in October 2026) changes from month to month. The page starts at 37 therms, Southwest Gas's average Southern California non-CARE use. Insurance starts at the 2022 California average.
Nothing here is legal, tax or insurance advice.

Sources

How Apple Valley compares

A typical Apple Valley house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Apple Valley	Median	Where it falls
Property tax rate	1.10%	1.13%	lower than 81 of the other 109 California cities we cover
Water	$1,130	$955	higher than 78 of the other 109 California cities we cover
Trash	$523	$438	higher than 76 of the other 101 California cities we cover
Electricity and gas	$4,775	$3,556	higher than 109 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$12,330	$15,240	lower than 88 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $523 a year for the standard cart, higher than 76 of the other 101 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $523 a year for the standard cart, higher than 76 of the other 101 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $4,775 a year, higher than 109 of the other 109 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $4,775 a year for a typical house, higher than 109 of the other 109 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Apple Valley house costs

What is the property tax rate in Apple Valley?

About 1.10% of the value before exemptions a year (2026-27 tax year, San Bernardino County (Apple Valley tax rate area 021-007)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Apple Valley?

About $5,430 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Apple Valley?

About $94 a month for water at typical use (12 units, or 8,976 gallons a month) on Liberty Utilities (Apple Valley Ranchos Water).

How much does trash pickup cost in Apple Valley?

$40 to $44 a month, depending on the trash cart size (40-gallon trash barrel, 60-gallon trash barrel, 95-gallon trash barrel).

When is property tax due in Apple Valley?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Can seniors lower their property tax or bills in Apple Valley?

Yes. Compare AVCE with SCE generation: In the SCE and AVCE joint rate comparison for the TOU-D-4 rate at 659 kWh a month, the average monthly bill is $249.30 with SCE generation and $280.31 with AVCE Core Choice. You can opt out of AVCE and stay with SCE; customers who opt out after the first 60 days of AVCE service may be prohibited by SCE from returning to AVCE for one year.

Where can I get help paying utility bills in Apple Valley?

Low income: Liberty water Customer Assistance Program: Households whose total income is at or below the CARE income limits get a $10.00 monthly CAP credit on their Liberty water bill. Renewal is required every two years. Apply to Liberty with its Customer Assistance Program (CAP) application.

How much does a house in Apple Valley cost to run each year?

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