Daly City, CA · Updated Oct 2026

What a Daly City house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Daly City house

$20,327a year · $1,694 a month

Starts at the typical market value, $1,115,000; your assessed value is often lower. Typical use.

Property tax$12,855
1.160% of $1,115,000, less $7,000 homeowners' exemption
Flat charges on the tax bill$1,330
Sewer $1,050 · Jefferson Union HSD parcel tax (Measure Z) $95 · Jefferson Elementary SD parcel tax (Measure C) $88 · Jefferson Union HSD parcel tax (Measure Y) $58 · Mosquito and disease control assessment (Zone A) $27 · SF Bay Restoration Authority parcel tax (Measure AA) $12
Electricity and gas$3,009
374 kWh a month $1,877 · 31.72 therms $989 · city utility tax $143
Water$1,132
7.5 units (CCF) a month on City of Daly City: water $94 a month
Trash$509
32/35-gal trash, $42 a month
Home insurance$1,492
Typical premium $1,492

A Daly City house at the typical market value ($1,115,000) pays about $20,300 a year: $14,190 property tax and charges, $1,130 water, $510 trash, $3,010 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Low-income households: Utility Rate Assistance ProgramLower water rate
Daly City's Utility Rate Assistance Program helps with water, sewer and garbage costs. Qualified applicants get the water rate in effect before the July 1, 2026 increase. Household income must not exceed San Mateo County's 50% area median income limits; funds are first-come, first-served and you must reapply each year.
How: Apply on the City's URAP page or call (650) 991-8200.
Seniors 62+ or blind/disabled with low income: utility users tax exemptionSkip the 5% tax on electric bills
Residents 62 or older, or blind or disabled, with total household income for the previous year not over $42,300 can be exempted from Daly City's utility users tax on phone, electric and cable bills (not water or garbage). The exemption expires May 31 and must be renewed each year.
How: Apply to the City Clerk with your PG&E, phone and cable bills and proof of age and income: 650-991-8000.
Income-qualified households: PG&E CARE on gas20% off gas
CARE gives income-qualified customers a 20% discount on their natural gas bill.
How: Contact PG&E for an application.
100% disabled veterans: property tax exemptionUp to $180,671 off assessed value (2026)
Veterans rated 100% disabled (or partially disabled and unemployable), or their unmarried surviving spouses, can get a basic exemption of up to $180,671 for lien date 2026; with household income up to $81,131 the low-income exemption is up to $271,009.
How: See the San Mateo County Assessor's Disabled Veterans' Exemption page.
Free annual bulky goods collectionFree
Daly City residents can schedule a free annual bulky goods collection with Republic Services.
How: Call Republic Services at 650-756-1130.
Free water-saving devicesFree
The Department of Water and Wastewater Resources offers free water-saving devices, such as shower heads, faucet aerators and leak detection tablets, delivered to your Daly City address.
How: Fill out the order form on the City's Water Conservation page or call (650) 991-8200.
Rain barrel rebateUp to $200
Rebates of up to $200 for buying and installing qualifying rain barrels.
How: Apply online with your water account number (City Water Conservation page).

Adjust to match your bills

What you knowTrash cartThe monthly rate is set by the size of your garbage cart; recycling and organics collection is included.

Value before exemptionsEnter the assessed value from your tax bill: under Prop 13 it is often far below market value. The sewer charge depends on your water use ($11.67 per CCF, $140.04 minimum); $1,050.30 is the district's 90 CCF average. Homes in the Bayshore, Brisbane or Pacifica school district areas of Daly City have other bond rates and parcel taxes.

I live here and have the Homeowners' exemptionSomeone on the title is 65 or older

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Daly City house uses about 7.5.

Electricity, kWh a month

On your PG&E delivery with WestLight Energy ECOplus generation bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30in 38 daysLast day to file an appeal of an annual assessment with the Clerk of the Board of Supervisors (the filing period is July 2 to November 30).
Dec 10in 48 daysLast day to pay the first installment of secured property taxes.
Feb 15in 115 daysDeadline for first-time homeowners' exemption claims to get the full exemption for the year.
Apr 10Last day to pay the second installment of secured property taxes.

Who serves this house

Water: City of Daly City; Daly City FY 2026-27 rates (from July 1, 2026): a bi-monthly base charge of $63.65 for a 5/8" or 3/4" meter, plus $7.99 per HCF for the first 13 HCF, $10.58 for 14-26 HCF and $14.60 above 26 HCF in each two-month bill. Water and garbage come on one bill, billed every other month to most residential customers.
Property tax: 1.16% of value; 2025-26 tax rates, San Mateo County (Daly City tax rate area 005-001); 2026-27 flat charges
Garbage: Republic Services; Daly City's garbage, recycling and organics hauler. The City bills garbage with water on one utility bill, every other month for most homes.
Sewer: North San Mateo County Sanitation District; A subsidiary district of the City of Daly City. Its rate sheet lists sewer service rates by fiscal year/tax roll: $11.67 per CCF for 2026-27.
Electricity: WestLight Energy generation, PG&E delivery; Daly City joined WestLight Energy (formerly Peninsula Clean Energy) in 2016; customers are enrolled automatically and PG&E delivers the power.
Gas: PG&E; Daly City (94013-94016) is in PG&E's gas service territory.

Pay or manage your bills

Your water

Source: SFPUC Hetch Hetchy surface water supplies about 60% of Daly City's average daily demand; the other 40% is groundwater from the Westside Basin, pumped from city wells about 300 feet deep. The two are blended.
Lead: There are no known lead service lines in the Daly City water distribution system.
Hardness: Hardness averaged 62 ppm as calcium carbonate in 2025 (range 8.1-112 ppm).

Other CA cities

How these numbers are made

Garbage: Daly City's single-family curbside rates from July 1, 2025 ($42.43 a month for a 32/35-gallon cart, $83.88 for 64 and $125.33 for 96, recycling and organics included), adopted by the City Council on August 12, 2024 (Resolution 24-137) for the rate period through June 30, 2027. The City bills garbage on the water bill every other month.
Water: Daly City's FY 2026-27 bi-monthly rates halved to a month: $63.65 base for a 5/8" or 3/4" meter (about $31.83 a month), $7.99 per HCF for the first 13 HCF of a two-month bill (6.5 a month), $10.58 to 26 HCF (13 a month) and $14.60 above. The page starts at 7.5 HCF a month, one-twelfth of the 90 CCF a year the sewer district uses as its average. About 3% of the city's land, in the Westlake area, is served by California Water Service (South San Francisco district) instead, at other rates.
Sewer: the North San Mateo County Sanitation District's 2026-27 charge of $11.67 per CCF ($140.04 minimum) is on the property tax bill; we count its stated average of $1,050.30 (90 CCF) with the tax bill's flat charges. Some neighborhoods are in other sewer districts.
Property tax: San Mateo County's 2025-26 rates for tax rate area 005-001, the rate shared by most Daly City tax rate areas (1% general tax, Jefferson Elementary bonds 0.0570%, Jefferson Union High bonds 0.0852%, San Mateo County Community College bonds 0.0180%: 1.1602% in all), less the $7,000 homeowners' exemption. Flat 2026-27 charges counted ($1,330.10 a year): sewer $1,050.30 (counted as Sewer), Jefferson Union High parcel taxes $95 (Measure Z, approved November 2024 with 76.97%) and $58 (Measure Y, through June 2029), Jefferson Elementary parcel tax $88 (Measure C, approved March 2024 with 69.83%, from July 1, 2026), mosquito and disease control assessment $26.80 (Zone A rate per single-family home) and Bay Restoration Measure AA $12. Other direct charges on individual bills (for example PACE or special assessment districts) are not included.
The starting home value is the Census ACS 2020-2024 median value (the median value reported by owners of owner-occupied homes) of owner-occupied homes in Daly City ($1,115,000); an owner who bought years ago has a lower assessed value under Prop 13 and pays much less. Enter the assessed value from your tax bill.
Electricity: PG&E schedule E-1 (the tiered plan; many PG&E homes are on time-of-use plans instead) for a non-CARE (Income Tier 3) home with WestLight Energy ECOplus generation: PG&E's E-1 total ($0.32561 Tier 1, $0.40702 Tier 2) minus its $0.12855 generation charge and its ($0.01011) Bundled PCIA, plus WestLight's July 2026 E-1 rate with PG&E surcharges of $0.11252, for $0.31969 per kWh up to baseline and $0.40110 above. ECO100 costs 1 cent more per kWh. The $0.79343 a day base services charge is about $24.13 a month. Baseline is territory T (6.5 kWh a day for 4 summer months, 7.5 for 8 winter months, about 218 kWh a month). Typical use is the 374 kWh a month in the PG&E-WestLight E-1 rate comparison. Daly City's 5% utility users tax is added to electricity and gas.
Gas: PG&E G-1 (Oct. 1, 2026) $2.42480 and $2.92792 per therm plus the $0.12103 public purpose surcharge; territory T baseline weighted 7 summer, 3 off-peak and 2 on-peak months, about 28.4 therms a month. Typical gas use is California's 2024 residential average (EIA, about 32 therms a month). Insurance is the 2022 California average homeowners premium (NAIC via the Insurance Information Institute) until you enter your own.
Nothing here is legal, tax or insurance advice.

Sources

How Daly City compares

A typical Daly City house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Daly City	Median	Where it falls
Property tax rate	1.16%	1.13%	higher than 69 of the other 109 California cities we cover
Water	$1,132	$955	higher than 80 of the other 109 California cities we cover
Trash	$509	$438	higher than 74 of the other 101 California cities we cover
Electricity and gas	$3,009	$3,556	lower than 94 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$20,327	$15,240	higher than 91 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,009 a year, lower than 94 of the other 109 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,009 a year for a typical house, lower than 94 of the other 109 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Daly City house costs

What is the property tax rate in Daly City?

About 1.16% of the value before exemptions a year (2025-26 tax rates, San Mateo County (Daly City tax rate area 005-001); 2026-27 flat charges), plus flat charges on the same bill (Sewer $1,050, Jefferson Union HSD parcel tax (Measure Z) $95, Jefferson Elementary SD parcel tax (Measure C) $88, Jefferson Union HSD parcel tax (Measure Y) $58).

How much is property tax on a $500,000 house in Daly City?

About $7,050 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $1,330 of flat charges.

How much is the water bill in Daly City?

About $94 a month for water at typical use (7.5 units, or 5,610 gallons a month) on City of Daly City.

How much does trash pickup cost in Daly City?

$42 to $125 a month, depending on the trash cart size (32/35-gal trash, 64-gal trash, 96-gal trash).

Can seniors lower their property tax or bills in Daly City?

Yes. Seniors 62+ or blind/disabled with low income: utility users tax exemption: Residents 62 or older, or blind or disabled, with total household income for the previous year not over $42,300 can be exempted from Daly City's utility users tax on phone, electric and cable bills (not water or garbage). The exemption expires May 31 and must be renewed each year.

Where can I get help paying utility bills in Daly City?

Low-income households: Utility Rate Assistance Program: Daly City's Utility Rate Assistance Program helps with water, sewer and garbage costs. Qualified applicants get the water rate in effect before the July 1, 2026 increase. Household income must not exceed San Mateo County's 50% area median income limits; funds are first-come, first-served and you must reapply each year. Apply on the City's URAP page or call (650) 991-8200.

How much does a house in Daly City cost to run each year?

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