Camarillo, CA · Updated Oct 2026

What a Camarillo house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Camarillo house

$16,903a year · $1,409 a month

Starts at the typical market value, $827,300; your assessed value is often lower. Typical use.

Property tax$8,990
1.096% of $827,300, less $7,000 homeowners' exemption
Flat charges on the tax bill$36
Watershed Protection District benefit assessment (standard home lot) $36
Electricity and gas$3,628
523 kWh a month $2,801 · 35 therms $827
Water and sewer$2,289
12 units (CCF) a month on City of Camarillo Water: water $91, sewer $100 a month
Trash$467
Standard Service-1: 64-gallon trash cart (with 96-gallon recycling and organics carts), $39 a month
Home insurance$1,492
Typical premium $1,492

A Camarillo house at the typical market value ($827,300) pays about $16,900 a year: $9,030 property tax and charges, $2,290 water and sewer, $470 trash, $3,630 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the minimum service: 32-gallon trash cart (with 96-gallon recycling and organics carts) cartUp to $44 a year
Your cart costs $39 a month; the smallest costs $35. Worth it if you rarely fill it.
How: Call E.J. Harrison at 805-647-1414 (option 7) for size changes; one change a year is free, and additional changes in the same period cost $25.
Low-income seniors 62+: discounted water and sewerSewer $38.92 a month
The City offers a discount on water and/or sewer charges for low-income seniors who are at least 62, have household income at the HUD "30% of Median" level for Ventura County and use no more than 9 units of water per billing cycle; the Qualifying Low-Income Senior sewer rate is $38.92 a month from July 1, 2026 (the Single-Family Residential rate is $99.99).
How: Send the completed Senior Citizen Water Bill Assistance Claim Form with the proofs of eligibility listed on the form; renewals are done every year.
Free bulky item pickups
Single-family residents get up to four free on-call bulky item pickups per calendar year, up to 5 items each, placed within 3 feet of the curb.
How: Complete the service request form at ejharrison.com/request-services or call (805) 647-1414.
Free yearly bin steam cleaning
Customers can request one free bin steam cleaning each year.
How: Call E.J. Harrison at (805) 647-1414.
Free pickup of extra recyclables
Excess recyclables can be picked up for free.
How: Call E.J. Harrison at (805) 647-1414.
Income-qualified: SCE CARE rate32.5% off the electric bill
Through SCE's CARE program, qualifying households receive 32.5% off their electric bills; you may qualify based on household size and the total income of everyone living in the home.
How: Apply online at sce.com or call SCE's automated line at 1-800-798-5723; no additional documentation is required to apply.
Income-qualified: SoCalGas CARE20% off the gas bill
You may qualify for 20% off your monthly natural gas bill through CARE if someone in your household receives public assistance such as Medi-Cal, CalFresh or SSI, or if household income is under the program's limit.
How: Apply online with SoCalGas at socalgas.com; no additional documentation is required.
Water efficiency rebates (City water customers)
The City offers conservation rebates and incentives, including for water-efficient appliances, irrigation controllers and sprinkler nozzles.
How: See cityofcamarillo.org/rebates.

Adjust to match your bills

What you knowTrash cartEvery service level includes a 96-gallon recycling cart and a 96-gallon organics cart; only the trash cart size changes.

Value before exemptionsUnder Prop 13 a home is generally reassessed to market value only when it changes ownership or is newly built, and its base year value rises no more than 2% a year otherwise, so the assessed value is often far below market: use the assessed value on your tax bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Camarillo house uses about 12.

Electricity, kWh a month

On your Clean Power Alliance (100% Green Power) with Southern California Edison delivery bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Who serves this house

Water: Depends on your address; City of Camarillo or Camrosa Water District
Property tax: 1.10% of value; 2026-27 tax year, Ventura County (tax rate area 07001)
Garbage: E.J. Harrison & Sons; E.J. Harrison & Sons collects trash, recycling and organics under contract with the City of Camarillo and has handled residential billing and customer service since July 1, 2025.
Sewer: Camarillo Sanitary District or Camrosa Water District; Sewer service in the City is provided by the Camarillo Sanitary District or Camrosa Water District; the Sanitary District's single-family rate is $99.99 a month from July 1, 2026.
Electricity: Clean Power Alliance + Southern California Edison; The City lists Clean Power Alliance and Southern California Edison for electric service; Clean Power Alliance lists 100% Green as Camarillo's preferred energy option.
Gas: SoCalGas; The City lists Southern California Gas for gas service.
Schools: Pleasant Valley School District / Oxnard Union High School District; The 2026-27 rates for Camarillo tax rate area 07001 include Pleasant Valley elementary school bonds and Oxnard high school bonds.

Pay or manage your bills

Your water

Source: In 2025 about 60 percent of the City's supply was local groundwater from the Fox Canyon Aquifer and about 40 percent was imported from Calleguas Municipal Water District.
Hardness: The 2025 report lists total hardness of 176.5 ppm (range 98.6 to 349) for City of Camarillo well water including the Desalter, and 140 to 164 ppm for the water bought from Calleguas.
Lead: In 2025 the 90th-percentile lead result was 2.1 ppb, and none of 69 sampled sites was above the action level.
PFAS: PFAS substances found in the source water of Wells A and B were not detected in the water the North Pleasant Valley Desalter sends to customers.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water: City of Camarillo water (about 14,000 connections) is the default; Camrosa Water District serves the Mission Oaks area, and Pleasant Valley Mutual (Camarillo Heights), California American Water (around Las Posas Country Club), Crestview Mutual and Ventura County Waterworks District No. 19 serve smaller areas that are not modeled. City water: the July 1, 2026 step of the four-year plan adopted May 14, 2025: $38.33 a month for a 3/4-inch meter and $3.90, $5.78 and $7.83 per HCF for the first 9, next 6 and over 15 HCF a month (tier limits from the 2025 rate study; the published bill examples at the July 2025 rates match these limits). Camrosa: July 2026 rates, $19.19 a month for a 3/4-inch meter and $4.70 per HCF for the first 12 units and $5.39 above; the $0.12 per HCF pump zone surcharge for higher areas is left out. The page starts at 12 HCF a month, the City's typical single-family use.
Sewer: the Camarillo Sanitary District's flat single-family rate of $99.99 a month from July 1, 2026, billed by the City. Homes in Camrosa's sewer area pay Camrosa's wastewater charge instead ($60.11 per equivalent dwelling unit for July 2026 in its schedule), which is not modeled. Trash: E.J. Harrison's Schedule I rates effective July 1, 2026, $38.94 a month for Standard Service-1 (64-gallon trash cart), billed by E.J. Harrison every two months.
Property tax: Ventura County's 2026-27 rates for tax rate area 07001 (the 1% levy, two Pleasant Valley School District bond rates, four Oxnard high school bond rates, Ventura County Community College District bonds and Metropolitan Water District), 1.0959% in total; 325 of the 374 Camarillo city tax rate areas in the county's 07001-07999 rate book carry this same total, and the rest (Somis, Rio or Mesa elementary areas, or areas with a United Water Conservation District levy) range from 1.0830% to 1.1225%. The $7,000 homeowners' exemption comes off the value you enter. The starting value is the Census median market value; under Prop 13 a home's assessed value can be far lower.
Fixed charges: the Ventura County Watershed Protection District benefit assessment for Camarillo in Zone 3 ($26.81 operations and maintenance + $4.35 District NPDES + $5.00 City NPDES = $36.16 a year for a standard 0.2-acre single-family lot), from the District's latest Report on Benefit Assessment Program (labeled FY 2025/2026, prepared March 18, 2026). Larger lots pay more. Not included because the amount depends on the parcel or we could not confirm it for 2026-27: water standby charges, landscape or lighting maintenance district charges and Mello-Roos or other special taxes some tracts carry. Your tax bill lists them.
Electricity: SCE's joint rate comparison with Clean Power Alliance for the Domestic rate with CPA 100% Green Power, which Clean Power Alliance lists as Camarillo's preferred energy option ($0.40019 per kWh in total; SCE rates as of June 1, 2026 and CPA rates as of July 1, 2026; the comparison's $209.30 average bill at 523 kWh equals that rate times the usage, so it is a year-round average), plus SCE's $24.15 monthly Base Services Charge. Customers who chose Lean Power pay $0.36641 per kWh. Gas: SoCalGas's August 2026 average non-CARE bill ($68.91 at 35 therms), taken as including the $0.16-a-day customer charge (about $4.87 a month), so $4.87 a month plus $1.830 per therm. Insurance starts at the 2022 California average.
Nothing here is legal, tax or insurance advice.

Sources

How Camarillo compares

A typical Camarillo house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Camarillo	Median	Where it falls
Property tax rate	1.10%	1.13%	lower than 87 of the other 109 California cities we cover
Water	$1,089	$955	higher than 77 of the other 109 California cities we cover
Sewer and utility-bill fees	$1,200	$584	higher than 73 of the other 76 California cities we cover
Trash	$467	$438	higher than 65 of the other 101 California cities we cover
Electricity and gas	$3,628	$3,556	higher than 64 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$16,903	$15,240	higher than 73 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Camarillo's property tax rate is 1.10%, lower than 87 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Camarillo is 1.10%, lower than 87 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,200 a year, higher than 73 of the other 76 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,200 a year, higher than 73 of the other 76 California cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Camarillo house costs

What is the property tax rate in Camarillo?

About 1.10% of the value before exemptions a year (2026-27 tax year, Ventura County (tax rate area 07001)), plus flat charges on the same bill (Watershed Protection District benefit assessment (standard home lot) $36).

How much is property tax on a $500,000 house in Camarillo?

About $5,439 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $36 of flat charges.

How much is the water bill in Camarillo?

About $191 a month for water and sewer at typical use (12 units, or 8,976 gallons a month) on City of Camarillo Water.

How much does trash pickup cost in Camarillo?

$35 to $41 a month, depending on the trash cart size (Minimum Service: 32-gallon trash cart (with 96-gallon recycling and organics carts), Standard Service-1: 64-gallon trash cart (with 96-gallon recycling and organics carts), Standard Service-2: 96-gallon trash cart (with 96-gallon recycling and organics carts)).

When is property tax due in Camarillo?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Can seniors lower their property tax or bills in Camarillo?

Yes. Low-income seniors 62+: discounted water and sewer: The City offers a discount on water and/or sewer charges for low-income seniors who are at least 62, have household income at the HUD "30% of Median" level for Ventura County and use no more than 9 units of water per billing cycle; the Qualifying Low-Income Senior sewer rate is $38.92 a month from July 1, 2026 (the Single-Family Residential rate is $99.99).

Where can I get help paying utility bills in Camarillo?

Low-income seniors 62+: discounted water and sewer: The City offers a discount on water and/or sewer charges for low-income seniors who are at least 62, have household income at the HUD "30% of Median" level for Ventura County and use no more than 9 units of water per billing cycle; the Qualifying Low-Income Senior sewer rate is $38.92 a month from July 1, 2026 (the Single-Family Residential rate is $99.99). Send the completed Senior Citizen Water Bill Assistance Claim Form with the proofs of eligibility listed on the form; renewals are done every year.

How much does a house in Camarillo cost to run each year?

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