Hayward, CA · Updated Oct 2026

What a Hayward house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Hayward house

$16,652a year · $1,388 a month

Starts at the typical market value, $854,400; your assessed value is often lower. Typical use.

Property tax$9,935
1.172% of $854,400, less $7,000 homeowners' exemption
Flat charges on the tax bill$163
Alameda County EMS (paramedic) special tax (2026-27 proposed) $42 · Alameda County vector control assessment (2026-27 proposed) $13 · SF Bay Restoration Authority parcel tax (Measure AA) $12 · Household hazardous waste fee $8 · Hayward Unified Measure A parcel tax $88
Electricity and gas$2,942
371 kWh a month $1,810 · 31.72 therms $979 · city utility tax $153
Water and sewer$1,555
6 units (CCF) a month on City of Hayward: water $76, sewer $54 a month
Trash$565
32-gal trash, $47 a month
Home insurance$1,492
Typical premium $1,492

A Hayward house at the typical market value ($854,400) pays about $16,700 a year: $10,100 property tax and charges, $1,560 water and sewer, $560 trash, $2,940 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 20-gal trash cartUp to $178 a year
Your cart costs $47 a month; the smallest costs $32. Worth it if you rarely fill it.
How: Call your garbage hauler.
Homeowners' exemption: if you own and live in your home on January 1$7,000 off assessed value
If you own and occupy your home as your principal place of residence on January 1 (lien date), you may be eligible for a Homeowners' Exemption. This exemption reduces the taxable value of your property by $7,000, resulting in a tax savings of approximately $70 to $80 per year.
How: See the Alameda County Assessor's exemptions page.
Low-income households: Hayward garbage discount$12.24 off the monthly garbage rate
Hayward's garbage rate sheet lists a Low Income Discount of $12.24 a month, subject to approval. The City offers a discount on garbage rates for low-income residents.
How: For an application or more information, call the City's Revenue Division at (510) 583-4600.
Low-income households: discounted water service fee$15.35 instead of $43.82 bi-monthly (5/8 inch meter)
Hayward's bi-monthly water service fee for a 5/8 inch meter is $15.35 for low-income residential customers from October 1, 2026, versus $43.82 otherwise.
How: Visit the City's low-income discount application page or contact the Revenue Division at 510-583-4610.
Bulky pickup allotment2 cubic yards, 2 times a year
Hayward's garbage rate sheet lists a bulky current allotment of 2 cubic yards, 2 times per year.
How: See the City's garbage rate sheet for overage charges.
Disabled or 65+ with no able-bodied adult at home: free side yard serviceNo additional charge for garbage, organics and recycling side yard service
Side yard service for garbage, organics, and recyclables is available at no additional charge to residents who are disabled, or 65 years of age or older, and who have no able-bodied adults living in their home.
How: Call Waste Management at (510) 537-5500 for garbage and organics, or Tri-CED at (510) 537-9963 for recycling.
Seniors 65+: exemption from the Measure A parcel taxWaives the $88 parcel tax
To qualify for the senior exemption from the Hayward Unified Measure A parcel tax you must turn 65 and own and occupy your property as your primary residence.
How: Apply through the district’s parcel tax administrator (see the Measure A page).
Income-qualified households: PG&E CARE on gas20% off gas
CARE gives income-qualified customers a 20% discount on their natural gas bill.
How: Contact PG&E for an application.
100% disabled veterans: property tax exemption$175,298 off assessed value (2025-26)
The Disabled Veterans' Exemption reduces property tax on the principal residence of veterans rated 100% disabled because of a service-connected injury or disease (or paid at the 100% rate for unemployability). For the 2025-2026 assessment year the basic exemption amount is $175,298; a larger low-income exemption also exists.
How: See the Alameda County Assessor's exemptions page.

Adjust to match your bills

What you knowTrash cartWeekly curbside garbage service; monthly rates for March 1, 2026 to February 28, 2027. Backyard service costs more. Hayward’s rate sheet lists a $12.24 low-income discount, subject to approval.

Value before exemptionsEnter your assessed value from your tax bill: under Prop 13 it is often well below what the house would sell for. Not included: parcel taxes or assessments of districts that cover only part of the city and charges we could not tie to a downloadable source (for example AC Transit, East Bay Regional Park District and mosquito charges). Owners 65+ can apply for an exemption from the Hayward Unified Measure A parcel tax. Part of Hayward is in the San Lorenzo school district area (different bond rate).

I live here and have the Homeowners' exemptionSomeone on the title is 65 or older

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average for 2022 (not a Hayward figure), NAIC data as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Hayward house uses about 6.

Electricity, kWh a month

On your PG&E delivery with Ava Community Energy generation bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 48 daysLast day to pay the first installment of secured property taxes without penalty; also the deadline for late homeowners' and veterans' exemption claims.
Feb 15in 115 daysDeadline to file the homeowners', veterans' and disabled veterans' exemption claims.
Apr 10Last day to pay the second installment of secured property taxes without penalty.
Jul 2 – Sep 15Window to file an assessment appeal with the Clerk of the Board of Supervisors.

Who serves this house

Water: City of Hayward; Hayward adopted water rates effective October 1, 2026: a $43.82 bi-monthly service fee for a 5/8 inch meter ($21.91 a month), plus $8.50 per CCF for 1–8 CCF, $10.06 for 9–18 CCF and $12.36 above 18 CCF per bi-monthly bill. One ccf equals 748 gallons
Property tax: 1.17% of value; 2025-26 tax year, Alameda County, a City of Hayward area (code area 25-002); rates for other Hayward areas differ
Garbage: Waste Management of Alameda County; The City of Hayward has an agreement with Waste Management of Alameda County to provide garbage and recycling service to all residents and businesses.
Sewer: City of Hayward; Sewer service charges pay for collecting, treating and disposing of wastewater.
Electricity: PG&E with Ava Community Energy; PG&E delivers the power and bills; Ava is the generation provider for Hayward.
Gas: PG&E; Hayward is in PG&E's gas service territory.
Schools: Hayward Unified School District; Hayward Unified School District bonds and Chabot-Las Positas College bonds are part of the property tax rate in Hayward code area 25-002.

Pay or manage your bills

Your water

Standards: The 2025 Water Quality Report says the City met all state and federal drinking water health standards.
Lead: The report says there are no known lead service lines in the City’s water distribution system.

Other CA cities

How these numbers are made

Garbage: Waste Management of Alameda County's Hayward residential monthly rates for March 1, 2026 to February 28, 2027 (weekly curbside garbage, $32.20 for 20 gallons, $47.05 for 32, $83.91 for 64, $120.73 for 96).
Water and sewer: City of Hayward rates effective October 1, 2026, converted from bi-monthly to monthly (service fee $43.82 / 2; tier breakpoints 8 and 18 CCF / 2). Typical use is the City's 12 ccf per bi-monthly period, 6 a month. Sewer is the standard residential $53.57 a month from July 1, 2026; it is entered as a monthly utility charge.
Property tax: Alameda County's 2025-26 Tax Rates book for code area 25-002 (1.1724% in all: 1% countywide, County GO bond 0.0084%, Hayward Unified bonds 0.09%, Chabot-Las Positas bonds 0.0389%, BART 0.0152%, Hayward Area Recreation & Park 0.0188%, East Bay Regional Park 0.0011%), less the $7,000 homeowners' exemption. Hayward has several code areas; 25-002 is used as a typical area with Hayward Unified schools and we could not confirm it has the most homes. Areas with San Lorenzo schools differ.
Flat charges: county paramedic special tax $42.42 and vector control $12.69 (FY 2026-27 proposed), Measure AA $12, household hazardous waste $7.80, Hayward Unified Measure A $88. The starting value is the Census ACS 2020-2024 median market value; under Prop 13 an owner who bought years ago has a lower assessed value.
Electricity and gas: PG&E E-1 with Ava's generation, income tier 3 base services charge, baseline territory X; PG&E G-1 plus the public purpose surcharge; the City's 5.5% utility users tax is added to both. Typical use is 371 kWh (PG&E's Ava example bill) and 31.7 therms (EIA California average). Insurance is the 2022 California average premium (NAIC via the Insurance Information Institute).
Not counted: Hayward tax-bill charges we could not source (for example AC Transit and flood-control charges, and any local landscape or lighting district charges that apply to some neighborhoods).
Electric tier rates combine PG&E E-1 delivery with Ava generation and PCIA credit; modelled estimate, not a quoted figure.
Plan name 'Bright Choice' omitted from judged text: the rate sheet doesn't name it; Ava's default plan is assumed.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Hayward house costs

What is the property tax rate in Hayward?

About 1.17% of the value before exemptions a year (2025-26 tax year, Alameda County, a City of Hayward area (code area 25-002); rates for other Hayward areas differ), plus flat charges on the same bill (Alameda County EMS (paramedic) special tax (2026-27 proposed) $42, Alameda County vector control assessment (2026-27 proposed) $13, SF Bay Restoration Authority parcel tax (Measure AA) $12, Household hazardous waste fee $8).

How much is property tax on a $500,000 house in Hayward?

About $5,943 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $163 of flat charges.

How much is the water bill in Hayward?

About $130 a month for water and sewer at typical use (6 units, or 4,488 gallons a month) on City of Hayward.

How much does trash pickup cost in Hayward?

$32 to $121 a month, depending on the trash cart size (20-gal trash, 32-gal trash, 64-gal trash, 96-gal trash).

When is property tax due in Hayward?

Dec 10: Last day to pay the first installment of secured property taxes without penalty; also the deadline for late homeowners' and veterans' exemption claims. Apr 10: Last day to pay the second installment of secured property taxes without penalty.

Can seniors lower their property tax or bills in Hayward?

Yes. Disabled or 65+ with no able-bodied adult at home: free side yard service: Side yard service for garbage, organics, and recyclables is available at no additional charge to residents who are disabled, or 65 years of age or older, and who have no able-bodied adults living in their home.

Where can I get help paying utility bills in Hayward?

Low-income households: Hayward garbage discount: Hayward's garbage rate sheet lists a Low Income Discount of $12.24 a month, subject to approval. The City offers a discount on garbage rates for low-income residents. For an application or more information, call the City's Revenue Division at (510) 583-4600.

How much does a house in Hayward cost to run each year?

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