Newport Beach, CA · Updated Oct 2026

What a Newport Beach house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Newport Beach house

$27,718a year · $2,310 a month

Starts at the typical market value, $2,000,000; your assessed value is often lower. Typical use.

Property tax$20,952
1.051% of $2,000,000, less $7,000 homeowners' exemption
Flat charges on the tax bill$420
OC San regional sewer service fee $397 · Metropolitan Water District water standby charge (former Coastal MWD area) $12 · OC Mosquito and Vector Control District: mosquito, fire ant and disease control assessment (District No. 2) $9 · OC Mosquito and Vector Control District: vector surveillance and control assessment (District No. 1) $2
Electricity and gas$3,556
523 kWh a month $2,729 · 35 therms $827
Water and sewer$1,298
10 units (CCF) a month on City of Newport Beach: water $80, sewer $21, recycling fee $7 a month
TrashNot included
Trash pickup is paid by the City through property tax; the recycling fee is counted with your City utility bill.
Home insurance$1,492
Typical premium $1,492

A Newport Beach house at the typical market value ($2,000,000) pays about $27,700 a year: $21,370 property tax and charges, $1,300 water and sewer, $3,560 electricity and gas, $1,490 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Free bulky item pickup
Residents may request bulky item pickups four times per year at no additional charge.
How: Request through your CR&R Web-Pak account at oss.crrinc.com or call CR&R at 949-667-4158.
Free household hazardous waste pickup at your door
CR&R collects household hazardous waste such as motor oil, paint, batteries, pool chemicals, electronic waste and pesticides from your door; tell them the count and list of items.
How: Call CR&R Customer Service at 949-667-4158.
Free meter check for a suspected leak
If you suspect a leak or get a higher than normal water bill, City customer service staff will come and check your water meter. Fixing a leak on your side of the meter may be your responsibility.
How: Call the Utilities Department at 949-644-3011.
CARE or FERA customers: lower SCE base charge$6.00 a month instead of $24.15
SCE's Base Services Charge is $6.00 a month for customers enrolled in the income-qualified CARE program and $12.08 for FERA-enrolled customers, instead of $24.15.
How: See SCE's Enroll in Savings Programs page.

Adjust to match your bills

What you know

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill. The Census median shown is capped at $2,000,000; most Newport Beach homes are worth more. Some neighborhoods also pay utility-undergrounding assessment district charges, and some tax rate areas carry Irvine Ranch Water District improvement district taxes on land value; your tax bill lists them.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Newport Beach house uses about 10.

Electricity, kWh a month

On your Southern California Edison bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day to file a 2026 regular assessment appeal in Orange County (filing runs July 2 to November 30 at 5:00 p.m.).
Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Jan 1, 2027in 70 daysCity water and sewer rates rise: $41.59 a month water service charge for a 5/8- or 3/4-inch meter and $4.46 per HCF; sewer $18.95 a month plus $0.59 per HCF.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.

Who serves this house

Water: City of Newport Beach; City of Newport Beach: a fixed water service charge based on meter size ($36.59 a month for a domestic meter under 1 inch, FY 26/27 fee schedule) plus a commodity charge of $4.36 per 100 cubic feet (one HCF, 748 gallons), on the municipal services statement.
Property tax: 1.05% of value; 2026-27 tax year, Orange County (tax rate area 07-001)
Garbage: CR&R Environmental Services; CR&R provides residential refuse and recycling service to most areas of the city. Trash collection fees are paid entirely by the City; residents pay a recycling fee.
Sewer: City of Newport Beach + OC San; The City's sewer system collects and transports sewage; OC San's Huntington Beach plant treats it.
Electricity: Southern California Edison; Newport Beach is on SCE's list of service territory cities.
Gas: SoCalGas; Southern California Gas Company lists Newport Beach and Newport Coast among the cities and communities it serves.
Schools: Newport-Mesa Unified; The City says Newport-Mesa Unified School District is responsible for all public schools within the city.

Pay or manage your bills

Your water

Source: A blend of about 85% groundwater and 15% imported surface water. The groundwater comes from four City wells in Fountain Valley; the imported water is mostly from the Colorado Aqueduct, treated at Metropolitan's Diemer plant.
Hardness: Total hardness averaged 232 ppm as CaCO3 (14 grains per gallon) in the City's groundwater and 236 ppm (14 grains per gallon) in Metropolitan's treated surface water, in 2025.
Lead: Lead was not detected in any of 30 homes tested at the tap in 2024, and the City's 2024 inventory found no lead or galvanized service lines requiring replacement.
Standards: The City says its drinking water meets or exceeds all federal and California water quality standards.

About a fifth of Newport Beach homes get water from Irvine Ranch Water District and about 6% from Mesa Water District, mostly with sewer service from other agencies too. Their rates and water quality differ and are not shown here; check the provider on your water bill.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water and sewer (City of Newport Beach FY 2026-27 Schedule of Rents, Fines and Fees, the January 1, 2026 step of Resolutions 2023-74 and 2023-75): $36.59 a month water service charge for a meter under 1 inch (most homes have a 5/8- or 3/4-inch meter) plus $4.36 per HCF for all water used; sewer $15.65 a month plus $0.57 per HCF of water. The page starts at 10 HCF a month, the City's typical single-family customer in its 2023 rate hearing report. Rates rise again on January 1, 2027 ($41.59, $4.46, $18.95 and $0.59). The $6.59 monthly recycling fee per residential unit is shown with the water bill; the City says it is on either the municipal bill or the property tax roll.
Other water systems: by our count of 2020 Census housing units in blocks whose centroids fall inside the city limits, about 73% of homes lie only inside the City of Newport Beach's EPA water-system boundary, about 21% also inside Irvine Ranch Water District's and about 6% inside Mesa Water District's. Irvine Ranch Water District areas get sewer from IRWD and pay no OC San fee on the tax bill (OC San Revenue Area No. 14), and Santa Ana Heights gets trash service from Costa Mesa Sanitary District; their charges are not modeled here. About 600 properties on City sewer but outside City water pay a flat City sewer charge ($21.35 a month for a 5/8- or 3/4-inch meter) on the property tax roll.
Trash: the City pays CR&R for residential collection from its General Fund, so there is no trash fee.
Property tax: tax rate area 07-001 (the 1% levy, Newport-Mesa Unified bonds, Coast Community College District bonds and the Metropolitan Water District levy), 1.05129% for 2026-27 from the Orange County tax rate book; by our count 145 of the city's 243 tax rate areas carry this rate on all property. Others: 1.02605% where there are no Coast Community College District bonds, 1.01226% in Laguna Beach Unified areas and 1.14059% in Santa Ana Unified areas; some add Irvine Ranch Water District improvement district rates on land only. The $7,000 homeowners' exemption comes off the value you enter. Flat charges: OC San's $397 regional sewer service fee for a single-family home, the two countywide Orange County Mosquito and Vector Control District assessments ($9.34 and $1.92) and Metropolitan's water standby charge. The rate book labels Metropolitan's levy in 07-001 'MWDOC CMWD', the label it also uses in Laguna Beach, San Clemente and Dana Point tax rate areas; we read that as former Coastal MWD territory, charged $11.60 a parcel in 2026/27 (other MWDOC parcels $10.09). Assessment district or Mello-Roos charges that only some parcels carry are not included. The starting value is the Census median market value, which the Census caps at $2,000,000; under Prop 13 a home's assessed value can be far lower, and the market value of most homes here is higher.
Electricity: Newport Beach is not one of the Orange County Power Authority's member communities (Buena Park, Fullerton, Irvine, Fountain Valley), so we use SCE's standard Domestic rate with SCE generation from SCE's joint rate comparison with OCPA ($0.38865 per kWh in total, SCE rates as of June 1, 2026; its $203.26 average bill at 523 kWh is that rate times the usage), plus SCE's $24.15 monthly Base Services Charge. Gas: SoCalGas's August 2026 average non-CARE bill ($68.91 at 35 therms), taken as including the $0.16-a-day customer charge (about $4.87 a month), so $4.87 a month plus $1.830 per therm. Both are averages; real bills vary by season and time of use. Insurance starts at the 2022 California average; Newport Beach homes are worth far more than average, so quotes are likely much higher.
Nothing here is legal, tax or insurance advice.

Sources

How Newport Beach compares

A typical Newport Beach house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Newport Beach	Median	Where it falls
Property tax rate	1.05%	1.13%	lower than 101 of the other 109 California cities we cover
Water	$962	$955	higher than 57 of the other 109 California cities we cover
Sewer and utility-bill fees	$335	$584	lower than 54 of the other 76 California cities we cover
Electricity and gas	$3,556	$3,556	lower than 54 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$27,718	$15,240	higher than 105 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Newport Beach's property tax rate is 1.05%, lower than 101 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Newport Beach is 1.05%, lower than 101 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

See who is running in your city →

Common questions about Newport Beach house costs

What is the property tax rate in Newport Beach?

About 1.05% of the value before exemptions a year (2026-27 tax year, Orange County (tax rate area 07-001)), plus flat charges on the same bill (OC San regional sewer service fee $397, Metropolitan Water District water standby charge (former Coastal MWD area) $12, OC Mosquito and Vector Control District: mosquito, fire ant and disease control assessment (District No. 2) $9, OC Mosquito and Vector Control District: vector surveillance and control assessment (District No. 1) $2).

How much is property tax on a $500,000 house in Newport Beach?

About $5,603 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $420 of flat charges.

How much is the water bill in Newport Beach?

About $108 a month for water and sewer at typical use (10 units, or 7,480 gallons a month) on City of Newport Beach.

How much does trash pickup cost in Newport Beach?

Trash pickup is paid by the City through property tax; the recycling fee is counted with your City utility bill.

When is property tax due in Newport Beach?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty plus $23 per bill.

Where can I get help paying utility bills in Newport Beach?

CARE or FERA customers: lower SCE base charge: SCE's Base Services Charge is $6.00 a month for customers enrolled in the income-qualified CARE program and $12.08 for FERA-enrolled customers, instead of $24.15. See SCE's Enroll in Savings Programs page.

How much does a house in Newport Beach cost to run each year?

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