Atascadero, CA · Updated Oct 2026

What a Atascadero house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Atascadero house

$14,688a year · $1,224 a month

Starts at the typical market value, $716,500; your assessed value is often lower. Typical use.

Property tax$8,104
1.142% of $716,500, less $7,000 homeowners' exemption
Flat charges on the tax bill$811
Sewer $811
Electricity and gas$3,360
500 kWh a month $2,350 · 31.72 therms $1,010
Water$920
7,000 gallons a month on Atascadero Mutual Water Company: water $77 a month
TrashNot included
Billed by the hauler, WM; the monthly rate is not published online, so it is not counted here
Home insurance$1,492
Typical premium $1,492

A Atascadero house at the typical market value ($716,500) pays about $14,700 a year: $8,920 property tax and charges, $920 water, $3,360 electricity and gas, $1,490 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Homeowners' exemption: $7,000 off taxable value
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home.
How: Make a one-time filing with the county assessor where the property is located (claim form BOE-266).
Income-qualified households: PG&E CARE or FERA30–35% off electricity
CARE takes 30–35% off electricity for income-qualified households; FERA takes 18% off for incomes slightly above the CARE limit.
How: Apply with PG&E; application forms are also available through community agencies.

Adjust to match your bills

What you know

Value before exemptionsProp 13 assessed values are often well below market. The county says one Mello-Roos community facilities district is administered by Atascadero; some parcels pay it on the tax bill, and it is not included. Check your own bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your PG&E bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 48 daysLast day to pay the first installment of secured property taxes (due Nov 1) without a 10% penalty.
Apr 10Last day to pay the second installment of secured property taxes without a 10% penalty plus a cost.

Who serves this house

Water: Atascadero Mutual Water Company; Effective 6/15/2026, single-family customers pay a $36.00 minimum monthly rate for a 3/4 inch meter, tiered rates per thousand gallons, a $5.00 NWP surcharge and $1.50 per 1,000 gallons for PFAS treatment.
Property tax: 1.14% of value; 2025–26 tax year, San Luis Obispo County (tax rate area 007-001)
Garbage: Atascadero Waste Management (WM); The City's franchised waste hauler.
Sewer: City of Atascadero; Sewer charges are billed annually on the San Luis Obispo County property tax bill.
Electricity: PG&E; PG&E's electric service territory lists Atascadero (ZIP codes 93422, 93423).
Gas: PG&E; PG&E's gas service territory lists Atascadero (ZIP codes 93422, 93423).
Schools: Atascadero Unified; Atascadero Unified is listed in San Luis Obispo County's tax rate area table for the City of Atascadero.

Pay or manage your bills

Your water

Source: AMWC's water sources are groundwater from the Atascadero Basin, the underflow of the Salinas River, and Lake Nacimiento (via the Nacimiento Water Project pipeline).
Lead: The 2024 survey of AMWC's system found no lead service lines.
Pumping surcharge: Properties in a pumping surcharge area are subject to an additional 15%.

Other CA cities

How these numbers are made

Tax: the county's 2025-26 rate for tax rate area 007-001 (City of Atascadero, Atascadero Unified) is 1.14225%: 1% plus state water 0.00321%, Atascadero Unified bonds 0.03900%, 0.03904% and 0.04600%, and Cuesta College 0.01500%, less the $7,000 homeowners' exemption. The starting value is the Census median market value; assessed values under Prop 13 are usually lower. A Mello-Roos district administered by the City is not included.
Water: Atascadero Mutual Water Company (a shareholder-owned mutual; the City is not the water supplier). Fixed = $36.00 minimum for a 3/4 inch meter + $5.00 NWP surcharge; each single-family tier rate includes the $1.50 per 1,000 gallons PFAS surcharge. The 15% pumping surcharge applies only in pumping areas and is not included. No typical use is published, so the page starts at its default.
Sewer: single-family $67.60 a month from July 1, 2026 per the City's Proposition 218 notice, shown as $811.20 a year because the City collects it on the county tax bill. News reports say the council adopted the increase on May 12, 2026; the City's page still describes it as proposed.
Garbage: the City's franchised hauler is Atascadero Waste Management (WM). No in-city residential rate sheet was found (the county sheet covers only the Atascadero fringe area), so no trash price is counted; this understates the total.
Energy: PG&E E-1 tiers include the $0.79343 daily base charge as 24.13 a month; assumes baseline territory R (PG&E lists R and T areas for the county, not verified for Atascadero) with a year-round average of summer and winter allowances. Gas is G-1 plus the public purpose surcharge. Typical use is the PG&E average from EIA. Insurance is the California average premium.
No separate stormwater or other utility fees were found for Atascadero.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Atascadero house costs

What is the property tax rate in Atascadero?

About 1.14% of the value before exemptions a year (2025–26 tax year, San Luis Obispo County (tax rate area 007-001)), plus flat charges on the same bill (Sewer $811).

How much is property tax on a $500,000 house in Atascadero?

About $6,442 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $811 of flat charges.

How much is the water bill in Atascadero?

About $77 a month for water at typical use (7,000 gallons a month) on Atascadero Mutual Water Company.

How much does trash pickup cost in Atascadero?

Billed by the hauler, WM; the monthly rate is not published online, so it is not counted here

When is property tax due in Atascadero?

Dec 10: Last day to pay the first installment of secured property taxes (due Nov 1) without a 10% penalty. Apr 10: Last day to pay the second installment of secured property taxes without a 10% penalty plus a cost.

Where can I get help paying utility bills in Atascadero?

Income-qualified households: PG&E CARE or FERA: CARE takes 30–35% off electricity for income-qualified households; FERA takes 18% off for incomes slightly above the CARE limit. Apply with PG&E; application forms are also available through community agencies.

How much does a house in Atascadero cost to run each year?

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