Escondido, CA · Updated Oct 2026

What a Escondido house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Escondido house

$16,118a year · $1,343 a month

Starts at the typical market value, $777,600; your assessed value is often lower. Typical use.

A Escondido house at the typical market value ($777,600) pays about $16,100 a year: $8,800 property tax and charges, $2,580 water and sewer, $390 trash, $2,850 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

CARE households: 20% off gas20% off gas
Customers enrolled in the California Alternate Rates for Energy (CARE) program receive a 20% discount on their SDG&E natural gas bill.
How: See SDG&E discount programs at sdge.com/assistance.
Water rebates and water-use evaluationsRebates and evaluations
The City offers water use evaluations, rebates, incentives; toilet rebates are listed through SoCal WaterSmart.
How: See escondido.gov/747/Water-Conservation.
Homeowners' exemptionReduction of $7,000 shown on bill
If you already receive the Homeowners' Exemption, it is reflected on your property tax bill under "Exemptions" with a reduction for "Homeowners'" of $7,000.
How: File with the San Diego County Assessor; February 15 is the regular filing deadline to receive the full exemption of approximately $70.

Adjust to match your bills

What you know

Value before exemptionsUnder Prop 13 your assessed value is usually below market value if you bought years ago: enter the assessed value from your tax bill. Some Escondido parcels are in other tax rate areas (1.15863 in 33 areas, and a few others) or pay Mello-Roos or other direct charges: check the fixed charges section of your bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, 2022 (NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your SDG&E delivery with Clean Energy Alliance generation bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 48 daysFirst property tax installment delinquent after close of business; 10% penalty after that.
Feb 15in 115 daysHomeowners' exemption deadline for the full exemption (about $70); late filings through December 10 get 80%.
Apr 10Second installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.

Who serves this house

Water: City of Escondido; Rates listed per 1,000 gallons, based on a 30-day period of water use, with a water service charge by meter size; the single-family tiers are 0 to 7k gallons, 7 to 14k gallons and over 14k gallons. The schedule says the rates include a SDCWA volumetric rate increase, effective January 1, 2026.
Property tax: 1.14% of value; 2025-26 tax year, San Diego County (tax rate area 04000)
Garbage: Escondido Disposal, Inc.; One 65-gallon trash cart, up to three recycling carts and up to three commingled organics carts for a $32.87 monthly fee
Sewer: City of Escondido; A fixed monthly charge plus a flow charge per 1,000 gallons of estimated wastewater
Electricity: Clean Energy Alliance, billed through SDG&E; Clean Energy Alliance is the default power provider for Escondido; its charges and SDG&E delivery charges come in one SDG&E bill
Gas: SDG&E; Bundled residential average gas rate about $2.768 a therm (March 2026)

Pay or manage your bills

Your water

Source: The City uses two sources: local water from the watershed and well fields near Lake Henshaw, and imported water purchased from the San Diego County Water Authority.
Lead: The City of Escondido completed its service line inventory as required by the Lead and Copper Rule Revision and found no lead service lines in its water distribution system.
Hardness: Hardness as CaCO3: 210 - 230 mg/L, average 215 mg/L.

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How these numbers are made

Individual bills are not public, so we calculate yours from public rates and what you tell us.
Garbage (Escondido Disposal, Inc.): $32.87 a month, the residential fee on the City of Escondido's rates page (listed with the page note 12.30.25, not an effective date) for one 65-gallon trash cart with up to three recycling and three organics carts.
Water (City of Escondido, Resolution 2023-131, volumetric rates effective January 1, 2026; the $1.82 MWD line effective July 1, 2026): the $67.71 water service charge on each bill for a 5/8-inch or 3/4-inch meter (the City's $60.54 plus the MWD readiness-to-serve charge $1.82 and SDCWA pass-throughs $5.35), then $11.00, $12.32 and $13.05 per 1,000 gallons in three tiers (0-7k, 7-14k, over 14k gallons per 30 days). The City does not publish a typical household use, so the page starts at its default.
Sewer: $7.32 a month plus $9.81 per 1,000 gallons of estimated wastewater (July 1, 2026 rates). The City bills the flow charge on each customer's 2022/23 winter-average water use, capped at 10,000 gallons a month for single-family homes; we apply it to the water use you enter, capped at 10,000 gallons.
Property tax: 1.14011% of assessed value (tax rate area 04000, fiscal year 2025-26; the 2026-27 rate book is not out yet): 1% general levy, 0.03824% Escondido Union and 0.02868% Escondido Union High bonds, 0.01903% Palomar Community College, 0.031% Palomar Health, 0.01616% City of Escondido Prop P and 0.007% Metropolitan Water District, less the $7,000 homeowners' exemption. 208 of the roughly 260 Escondido tax rate areas are at this rate. The starting value is the Census median market value; under Prop 13 your assessed value is likely lower if you bought years ago. Not included: Mello-Roos or other direct charges that apply to only some parcels.
Electricity: Clean Energy Alliance's comparison for a typical TOU-DR1 customer, $172.56 a month at 346 kWh on Clean Impact Plus (rates as of August 1, 2026, averaged over seasons and time-of-use periods), split into SDG&E's $0.79343 a day Base Services Charge ($24.13 a month) and $0.42898 per kWh. Gas: SDG&E's March 2026 average non-CARE bill of $65.08 for 24 therms, entered as $2.7117 a therm with no fixed charge (a derived figure: gas commodity rates change monthly and this is March 2026). Insurance starts at the 2022 California average premium, $1,492.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Escondido house costs

What is the property tax rate in Escondido?

About 1.14% of the value before exemptions a year (2025-26 tax year, San Diego County (tax rate area 04000)), plus flat charges on the same bill (County vector control assessment $13).

How much is property tax on a $500,000 house in Escondido?

About $5,634 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $13 of flat charges.

How much is the water bill in Escondido?

About $215 a month for water and sewer at typical use (7,000 gallons a month) on City of Escondido.

How much does trash pickup cost in Escondido?

$33 a month for a house.

When is property tax due in Escondido?

Dec 10: First property tax installment delinquent after close of business; 10% penalty after that. Apr 10: Second installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.

Where can I get help paying utility bills in Escondido?

CARE households: 20% off gas: Customers enrolled in the California Alternate Rates for Energy (CARE) program receive a 20% discount on their SDG&E natural gas bill. See SDG&E discount programs at sdge.com/assistance.

How much does a house in Escondido cost to run each year?

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