Oxnard, CA · Updated Oct 2026

What a Oxnard house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Oxnard house

$15,060a year · $1,255 a month

Starts at the typical market value, $652,700; your assessed value is often lower. Typical use.

A Oxnard house at the typical market value ($652,700) pays about $15,100 a year: $7,850 property tax and charges, $1,590 water and sewer, $500 trash, $3,630 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Project Assist: $25 monthly discount for eligible customers$25 off monthly
Project Assist is the City of Oxnard's utility rate assistance program for eligible solid waste, water, and wastewater residential utility customers; accepted participants receive a $25.00 monthly discount.
How: Visit www.oxnard.gov/project-assist to learn more and apply, or call (805) 200-2202.
Free bulky item pickup
All residential service includes one curbside bulky item collection (up to five household items) per year at no additional charge.
How: Included with residential service; see the City rates page.
Seniors 65+ with a past-due balance: one-time $100 creditOne-time $100 credit
The Senior Rate Assistance Program offers a one-time $100 credit for account holders at least 65 years of age or older who have a past due balance.
How: Call (805) 385-7816.
Income-qualified: SCE CARE rate32.5% off the electric bill
Through SCE's CARE program, qualifying households receive 32.5% off their electric bills; you may qualify based on household size and the total income of everyone living in the home.
How: Apply online at sce.com or call SCE's automated line at 1-800-798-5723; no additional documentation is required to apply.
Income-qualified: SoCalGas CARE20% off the gas bill
You may qualify for 20% off your monthly natural gas bill through CARE if someone in your household receives public assistance such as Medi-Cal, CalFresh or SSI, or if household income is under the program's limit.
How: Apply online with SoCalGas at socalgas.com; no additional documentation is required.

Adjust to match your bills

What you knowTrash cartRates are for the residential 3-cart service (trash, recycling, food waste and organics); only the refuse cart size changes.

Value before exemptionsUnder Prop 13 a home is generally reassessed to market value only when it changes ownership or is newly built, and its base year value rises no more than 2% a year otherwise, so the assessed value is often far below market: use the assessed value on your tax bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your Clean Power Alliance (100% Green Power) with Southern California Edison delivery bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Who serves this house

Water: City of Oxnard Water; City of Oxnard water, billed monthly in hundred cubic feet (HCF): a monthly fixed meter charge plus three single-family tiers per HCF, from the rate sheet effective July 15, 2026.
Property tax: 1.21% of value; 2026-27 tax year, Ventura County (tax rate area 03001)
Garbage: City of Oxnard Environmental Resources Division; Residential customers receive solid waste (trash), recycling and food waste and organics recycling service; all three carts are emptied weekly.
Sewer: City of Oxnard wastewater; The City's wastewater rate sheet lists a single-family base rate of $35.79 a month plus a volume charge per HCF.
Electricity: Southern California Edison + Clean Power Alliance; The City says electricity service is provided by Southern California Edison, and that Clean Power Alliance provides 100% Green Power to Oxnard customers.
Gas: SoCalGas; The City lists The Southern California Gas Company as Oxnard's gas utility.

Pay or manage your bills

Your water

Source: Oxnard's drinking water is a blend of imported Calleguas water, regional United Water groundwater and City well water, a portion treated at the City's Desalter.
Hardness: The 2025 report lists total hardness averaging 418.6 ppm (range 131 to 930 ppm).
Lead: In the 2024 lead sampling, the 90th-percentile value was 5.5 ppb at 50 sites, and 3 sites exceeded the action level.
PFAS: PFOA and PFOS were not detected (ND) in the 2025 UCMR 5 testing.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water: the City of Oxnard's rate sheet effective July 15, 2026: $27.50 a month for a 5/8-inch or 3/4-inch meter and $5.83, $6.02 and $6.34 per HCF for the first 9, next 6 and over 15 HCF a month (single-family). The city's utility rates page also mentions a $0.10 per HCF pass-through increase as of July 2026; the sheet says its rates include pass-through adjustments from previous fiscal years, and we use the sheet figures. The City publishes no typical single-family use that we found, so the page starts at its default of 9 HCF.
Sewer: the wastewater rate sheet effective September 1, 2021, the latest the City lists: $35.79 a month plus $2.35 per HCF of water returned to the sewer (80% of water use, so $1.88 per HCF of water); the higher tiers above 9 HCF of returned water are not modeled. Trash: the City's residential 3-cart rates from July 1, 2026, $41.69 a month for the 64-gallon refuse cart, on the City utility bill.
Property tax: Ventura County's 2026-27 rates for tax rate area 03001, 1.208818% in total (the 1% levy, four Oxnard School District bond rates, four Oxnard Union High School District bond rates, Ventura County Community College District bonds, Metropolitan Water District and the City of Oxnard District #1 bond). It is the most common of the Oxnard rate areas by count (119 of about 340), though totals range from 1.13% to 1.21% by school district. Direct charge: the county Watershed Protection District benefit assessment of $27.88 + $3.96 + $10.28 a year, from the FY 2025-26 report (the 2026-27 report was not available). Some neighborhoods also pay landscape or community facilities district charges that are not modeled.
Energy: SCE with Clean Power Alliance 100% Green Power generation, the June/July 2026 SCE-CPA comparison: $0.40019 per kWh plus SCE's $24.15 monthly base services charge at 523 kWh; SoCalGas at $1.82981 per therm plus $0.16 a day, at 35 therms. Insurance: the California 2022 average premium (Insurance Information Institute).
Nothing here is legal, tax or insurance advice.

Sources

How Oxnard compares

A typical Oxnard house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Oxnard	Median	Where it falls
Property tax rate	1.21%	1.13%	higher than 89 of the other 109 California cities we cover
Water	$960	$955	higher than 56 of the other 109 California cities we cover
Sewer and utility-bill fees	$633	$584	higher than 45 of the other 76 California cities we cover
Trash	$500	$438	higher than 72 of the other 101 California cities we cover
Electricity and gas	$3,628	$3,556	higher than 64 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$15,060	$15,240	lower than 58 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Oxnard's property tax rate is 1.21%, higher than 89 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Oxnard is 1.21%, higher than 89 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

See who is running in your city →

Common questions about Oxnard house costs

What is the property tax rate in Oxnard?

About 1.21% of the value before exemptions a year (2026-27 tax year, Ventura County (tax rate area 03001)), plus flat charges on the same bill (Watershed Protection District benefit assessment (standard home lot) $42).

How much is property tax on a $500,000 house in Oxnard?

About $6,002 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $42 of flat charges.

How much is the water bill in Oxnard?

About $133 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Oxnard Water.

How much does trash pickup cost in Oxnard?

$42 to $50 a month, depending on the trash cart size (64-gallon refuse cart (with recycling and organics carts), 96-gallon refuse cart (with recycling and organics carts)).

When is property tax due in Oxnard?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Can seniors lower their property tax or bills in Oxnard?

Yes. Seniors 65+ with a past-due balance: one-time $100 credit: The Senior Rate Assistance Program offers a one-time $100 credit for account holders at least 65 years of age or older who have a past due balance.

Where can I get help paying utility bills in Oxnard?

Project Assist: $25 monthly discount for eligible customers: Project Assist is the City of Oxnard's utility rate assistance program for eligible solid waste, water, and wastewater residential utility customers; accepted participants receive a $25.00 monthly discount. Visit www.oxnard.gov/project-assist to learn more and apply, or call (805) 200-2202.

How much does a house in Oxnard cost to run each year?

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