Redding, CA · Updated Oct 2026

What a Redding house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Redding house

$10,682a year · $890 a month

Starts at the typical market value, $382,300; your assessed value is often lower. Typical use.

Property tax$4,030
1.074% of $382,300, less $7,000 homeowners' exemption
Flat charges on the tax bill$43
City of Redding storm drainage service rate $16 · Shasta Mosquito & Vector Control assessment (Area 1, 1 SFE) $27
Electricity and gas$3,013
848.97 kWh a month $2,003 · 31.72 therms $1,010
Water and sewer$1,705
17.3 units (CCF) a month on City of Redding Water Utility: water $69, sewer $74 a month
Trash$399
64-gallon gray cart, $33 a month
Home insurance$1,492
Typical premium $1,492

A Redding house at the typical market value ($382,300) pays about $10,700 a year: $4,070 property tax and charges, $1,710 water and sewer, $400 trash, $3,010 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 45-gallon gray cart cartUp to $34 a year
Your cart costs $33 a month; the smallest costs $30. Worth it if you rarely fill it.
How: Request a cart change online, call Customer Service at 530-224-6201, or email tsgroup@cityofredding.org.
Income-qualified households: REU Residential Energy DiscountUp to $522 a year
The Residential Energy Discount gives income-qualified customers a $20 monthly discount on the electric Fixed Charge and 35% off the first 450 kWh each month, yearly savings of up to $522. Household income may not exceed 60% of Shasta County median income.
How: Apply online or contact the City of Redding Housing Division at (530) 225-4578.
Hardship: up to $300 off the electric bill (CARES)Up to $300
CARES applies up to $300 of emergency assistance to the current or past-due electric bills of qualified residential REU customers who have had a financial hardship. It is not a loan. It can be used once every 12 months, and you must first pay the non-electric services on your bill.
How: Complete the online REU CARES application or call Customer Service at 530.339.7200.
Low-income seniors 62+: Power to Seniors (SHARE)Emergency help
The SHARE program funds the Power to Seniors Program, which gives emergency assistance to low-income seniors 62 or older whose power is in jeopardy of being disconnected.
How: Call Connected Living at (530) 223-6034.
Income-qualified: free electric appliance installation (REAP)Free
The Residential Electrification Assistance Program directly installs new electric appliances to replace old gas ones and is free to income-qualified REU customers, tenants or homeowners. Customers enrolled in the Residential Energy Discount automatically qualify.
How: Visit shhip.org or call 530.378.6900.
Heat pump water heater rebate$1,000 rebate
REU pays a $1,000 rebate for replacing a natural gas water heater with a qualifying heat pump water heater (Energy Star, UEF 3.09 or higher, at least 40 gallons). A final City of Redding building permit is required.
How: Apply through REU's electrification rebates page; email energyrebates@cityofredding.gov or call (530) 339-7200.
Seniors: minor home repair grants up to $500Up to $500
The City of Redding Housing Division runs the Minor Home Repair Program for Seniors, with grants of up to $500 to eligible seniors.
How: Call the City's Home Repair/Rehabilitation Programs line, 530.225.4040.
Ask to have a late charge removedOnce a year
Customers may be eligible to have a late charge removed once in a twelve-month period, regardless of payment history. The residential late notice charge is $16.
How: Contact Customer Service at 530.339.7200 within 30 days of receiving the Late Notice.

Adjust to match your bills

What you knowTrash cartBasic service includes one blue recycling cart and one green waste cart; a second green cart costs extra.

Value before exemptionsEnter the assessed value from your tax bill: under Prop 13 it is often well below what the house would sell for. East Redding in Enterprise Elementary (tax rate area 001-002 and others) pays 1.088182% instead of 1.073887%; areas in Gateway Unified pay 1.142615%. Parcels inside Bella Vista Water District also pay 0.37% on land value only, and many newer subdivisions add a City landscape maintenance district charge.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Redding house uses about 17.3.

Electricity, kWh a month

On your Redding Electric Utility (REU) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30in 38 daysLast day each year to file a regular-roll assessment appeal with the Shasta County Clerk of the Board ($263 non-refundable fee per application).
Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Who serves this house

Water: Depends on your address; City of Redding Water Utility
Property tax: 1.07% of value; 2026-27 tax year, Shasta County (tax rate area 001-000); flat charges 2026-27
Garbage: City of Redding Solid Waste Utility; The City's own Solid Waste Utility collects from Redding households; residential service includes trash, recycling and green waste containers.
Sewer: City of Redding Wastewater Utility; Single-family homes pay a flat monthly sewer charge on the City utility bill.
Electricity: Redding Electric Utility (REU); Redding's community-owned electric utility; the electric charge is on the same City utility bill.
Schools: Redding School District · Shasta Union High School District; Tax bills in tax rate area 001-000 include bond rates for Redding Elementary School District, Shasta Union High School District and Shasta-Tehama-Trinity Community College.
Gas: PG&E; Redding is in PG&E's gas service territory.

Pay or manage your bills

Your water

Source: In 2025, surface water from the Sacramento River and Whiskeytown Reservoir made up 75% of the treated supply, and groundwater from the Redding Groundwater Basin made up 25%.
Quality: In 2025, Redding's tap water met all USEPA and State health standards, but some Enterprise groundwater wells, which run about six months a year, exceeded secondary limits for manganese. Secondary standards cover taste and appearance, not health risks.
Lead: In July 2025, 30 lead samples were collected; the 90th percentile level was 3.21 μg/L and no site exceeded the 15 μg/L action level.
Hardness: Average hardness in 2025 was 38.8 mg/L in surface water and 86.40 mg/L in groundwater.

Other CA cities

How these numbers are made

Property tax: Shasta County's 2026-27 rates for tax rate area 001-000, which has more Redding parcels than any other tax rate area in the County's parcel file (about 6,000 of 38,000 parcels in the City's 001 tax rate areas; about 15,300 parcels are in areas with the same 1.073887% total). That total is the 1% basic levy plus Shasta Union High School District bonds 0.022365%, Shasta-Tehama-Trinity college bonds 0.014622% and Redding School District bonds 0.0369%, less the $7,000 homeowners' exemption. About 12,200 parcels in the Enterprise Elementary areas pay 1.088182%, Gateway Unified areas 1.142615%, and parcels inside Bella Vista Water District another 0.37% on land value only.
Flat charges on the tax bill, $42.62 a year: the City's storm drainage service rate ($15.84 per single-family residence) and the Shasta Mosquito and Vector Control District assessment for Area 1 ($26.78 per single-family equivalent; a house on up to one acre is one, larger lots pay more, and the 2007 annexation area, Area 2, pays $32.75). The district's 1996 assessment is levied at $0. Many newer subdivisions also pay a City landscape maintenance district charge that varies by district and is not included. We found no school parcel tax on the County's 2026-27 special assessment list.
The starting home value is the Census ACS 2020-2024 median market value of owner-occupied homes in Redding ($382,300). Under Prop 13 an owner who bought years ago usually has a lower assessed value, so enter the assessed value from your tax bill.
Water: City of Redding 2026 rates, the $31.66 single-family meter charge and $2.13 per CCF for all use. The page starts at 17.3 CCF a month, the average single-family use in the City's September 2023 rate study. Homes served by Bella Vista Water District instead pay a $60.25 base rate and a $14.00 treatment plant loan charge every two months (about $37.13 a month) plus $1.00 per HCF. Some homes are served by Centerville Community Services District, whose rates are not included. Sewer: the flat $73.58 single-family charge. The storm drain charge is on the tax bill, not the utility bill.
Garbage: the 2026 gray cart rate plus the $0.22 monthly landfill monitoring line ($30.43, $33.28 or $38.24 a month for 45, 64 or 96 gallons), which includes the blue recycling and first green waste cart.
Electricity: REU Residential Service E1 (January 1, 2025, unchanged in 2026), the same rate all year: $40.00 a month plus $0.1492 per kWh, plus the $0.0003 per kWh state surcharge. REU's rate book also allows a Federal Environmental Surcharge per kWh that changes with Western's charges; we did not find a current published value, so it is not included. Typical use is REU's 2024 residential average from EIA, about 849 kWh a month. Insurance is the 2022 statewide California average homeowners premium (an older figure that may understate wildfire-area premiums in Redding) (NAIC via the Insurance Information Institute) until you enter your own.
Gas: PG&E G-1 (Oct. 1, 2026) $2.42480 and $2.92792 per therm plus the $0.12103 public purpose surcharge. Baseline territory (caveat: PG&E's baseline-territory table lists Shasta County below 2,000 feet as territory R and notes PG&E does not currently serve gas in some Shasta areas; we use R for Redding, at 564 feet, and the service map lists Redding ZIP codes), weighted 7 summer, 3 off-peak and 2 on-peak months, about 25 therms a month. Typical use is California's 2024 residential gas average (EIA, about 32 therms a month), not a Redding figure. The energy total now includes gas, which suits the about 54% of Redding homes that heat with utility gas (Census ACS 2020-2024); the about 41% that heat with electricity can set therms to 0. Homes that heat with propane or wood will pay differently.
Nothing here is legal, tax or insurance advice.

Sources

How Redding compares

A typical Redding house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Redding	Median	Where it falls
Property tax rate	1.07%	1.13%	lower than 97 of the other 109 California cities we cover
Water	$822	$955	lower than 79 of the other 109 California cities we cover
Sewer and utility-bill fees	$883	$584	higher than 63 of the other 76 California cities we cover
Trash	$399	$438	lower than 67 of the other 101 California cities we cover
Electricity and gas	$3,013	$3,556	lower than 93 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$10,682	$15,240	lower than 107 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Redding's property tax rate is 1.07%, lower than 97 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Redding is 1.07%, lower than 97 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $883 a year, higher than 63 of the other 76 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $883 a year, higher than 63 of the other 76 California cities we cover. What drives that cost, and would you change anything?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,013 a year, lower than 93 of the other 109 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,013 a year for a typical house, lower than 93 of the other 109 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Redding house costs

What is the property tax rate in Redding?

About 1.07% of the value before exemptions a year (2026-27 tax year, Shasta County (tax rate area 001-000); flat charges 2026-27), plus flat charges on the same bill (City of Redding storm drainage service rate $16, Shasta Mosquito & Vector Control assessment (Area 1, 1 SFE) $27).

How much is property tax on a $500,000 house in Redding?

About $5,337 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $43 of flat charges.

How much is the water bill in Redding?

About $142 a month for water and sewer at typical use (17.3 units, or 12,940 gallons a month) on City of Redding Water Utility.

How much does trash pickup cost in Redding?

$30 to $38 a month, depending on the trash cart size (45-gallon gray cart, 64-gallon gray cart, 96-gallon gray cart).

When is property tax due in Redding?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Can seniors lower their property tax or bills in Redding?

Yes. Low-income seniors 62+: Power to Seniors (SHARE): The SHARE program funds the Power to Seniors Program, which gives emergency assistance to low-income seniors 62 or older whose power is in jeopardy of being disconnected.

Where can I get help paying utility bills in Redding?

Income-qualified households: REU Residential Energy Discount: The Residential Energy Discount gives income-qualified customers a $20 monthly discount on the electric Fixed Charge and 35% off the first 450 kWh each month, yearly savings of up to $522. Household income may not exceed 60% of Shasta County median income. Apply online or contact the City of Redding Housing Division at (530) 225-4578.

How much does a house in Redding cost to run each year?

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