Santee, CA · Updated Oct 2026

What a Santee house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Santee house

$15,985a year · $1,332 a month

Starts at the typical market value, $727,200; your assessed value is often lower. Typical use.

Property tax$8,436
1.171% of $727,200, less $7,000 homeowners' exemption
Flat charges on the tax bill$207
County vector control assessment $13 · Santee Fire District special tax (average per parcel on the county list) $69 · Santee Ambulance Transport special tax (average per parcel on the county list) $100 · Santee Lighting Zone B (average per parcel on the county list) $26
Electricity and gas$3,109
400 kWh a month $2,328 · 24 therms $781
Water and sewer$2,332
7 units (CCF) a month on Padre Dam Municipal Water District: water $114, sewer $80 a month
Trash$410
Trash 96 gal (with 64-gal green and recycling carts), $34 a month
Home insurance$1,492
Typical premium $1,492

A Santee house at the typical market value ($727,200) pays about $16,000 a year: $8,640 property tax and charges, $2,330 water and sewer, $410 trash, $3,110 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the trash 64 gal (with 64-gal green and recycling carts) cartUp to $15 a year
Your cart costs $34 a month; the smallest costs $33. Worth it if you rarely fill it.
How: Contact WM customer service at (619) 596-5100.
Homeowners' exemptionAbout $70 a year
The Homeowners' Exemption reduces assessed value by $7,000 if you own and live in the home.
How: File with the San Diego County Assessor.

Adjust to match your bills

What you knowTrash cartStandard single-family cart service, rates effective January 1, 2026.

Value before exemptionsUnder Prop 13 your assessed value is usually below market value if you bought years ago: enter the assessed value from your tax bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, 2022 (NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Santee house uses about 7.

Electricity, kWh a month

On your SDG&E bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30in 38 daysAn appeal is filed with the Clerk of the Assessment Appeals Boards. The filing period is July 2nd through November 30th of each year.
Dec 10in 48 daysFirst property tax installment delinquent after close of business; 10% penalty after that.
Feb 15in 115 daysHomeowners' exemption deadline for the full exemption (about $70); late filings through December 10 get 80%.
Apr 10Second property tax installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.

Who serves this house

Water: Padre Dam Municipal Water District; Rates for water use from January 1, 2026: a monthly system charge and a monthly IAC charge by meter size, and a rate per hundred cubic feet (1 HCF = 748 gallons) in three tiers; the single-family "SF 1" tiers are 0-9, 10-20 and 21+ HCF per month.
Property tax: 1.17% of value; 2025-26 tax year, San Diego County (tax rate area 16012)
Garbage: Waste Management (WM); Waste Management provides residential trash pickup, organics, and recycling services to Santee
Electricity: SDG&E; San Diego Gas and Electric (SDG&E) provides gas and electricity to San Diego County

Pay or manage your bills

Your water

Service area: Padre Dam provides water, wastewater, recycled water, and recreation services to Santee.
Compliance: Padre Dam says its drinking water meets all federal, state and local water quality regulations.

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How these numbers are made

Individual bills are not public, so we calculate yours from public rates and what you tell us.
Garbage (WM): 96-gallon trash with 64-gallon green and recycling carts $34.19 a month, 64-gallon $32.91, under the 2026 rate sheet; WM bills monthly.
Water (Padre Dam, SF 1 tiers, 5/8" meter): monthly system charge $40.97 plus IAC charge $4.55 = $45.52; tier rates $9.78, $10.95, $12.48 per HCF. Eastern Service Area customers get a $0.77 per HCF credit and pumping zones add $0.52 to $2.58 per HCF; we do not model these. Padre Dam also has SF 2 and SF 3 tier sets for other lot classes.
Sewer (Padre Dam, bills mailed from November 1, 2026): $41.12 base plus $5.60 per HCF, capped at $108.32 a month, so 12 HCF. The district sets it from your lowest two-month water use in the previous year, so your own charge may differ from our water-use-based estimate. Sewer is billed by the district, not on the property tax bill.
Property tax: tax rate area 16012 in the County FY 2025-26 rate book (1.17129, shared by most Santee tax rate areas): 1% plus school rates .14440 (Santee, Grossmont HS, Grossmont-Cuyamaca), Grossmont Healthcare .01989 and MWD .007. The Fire District, Ambulance Transport and Lighting Zone B charges are the county list totals divided by parcels (averages; your amount may differ). Weston and El Nopal homes also carry Mello-Roos charges; we do not include them.
Electricity and gas: SDG&E bundled; 400 kWh and 24 therms a month as for neighboring cities. The electric rate is SDG&E's April 2026 TOU-DR1 average bill ($194) less the base charge, divided by 400 kWh; the gas rate is the March 2026 typical bill of $65.08 less the fixed charge, divided by 24 therms. Insurance is the 2022 California average. The electric rate is a typical-bill average from the April alert, not a recomputation of the TOU-DR1 rates effective 8/1/2026 (which vary by season and time of day and carry a baseline credit), so actual bills can differ. The same 400 kWh default and rate are used for neighboring San Diego County cities. The insurance figure is an old (2022) California statewide average, not specific to Santee or to current home values, and current premiums may differ.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Santee house costs

What is the property tax rate in Santee?

About 1.17% of the value before exemptions a year (2025-26 tax year, San Diego County (tax rate area 16012)), plus flat charges on the same bill (County vector control assessment $13, Santee Fire District special tax (average per parcel on the county list) $69, Santee Ambulance Transport special tax (average per parcel on the county list) $100, Santee Lighting Zone B (average per parcel on the county list) $26).

How much is property tax on a $500,000 house in Santee?

About $5,981 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $207 of flat charges.

How much is the water bill in Santee?

About $194 a month for water and sewer at typical use (7 units, or 5,236 gallons a month) on Padre Dam Municipal Water District.

How much does trash pickup cost in Santee?

$33 to $34 a month, depending on the trash cart size (Trash 64 gal (with 64-gal green and recycling carts), Trash 96 gal (with 64-gal green and recycling carts)).

When is property tax due in Santee?

Dec 10: First property tax installment delinquent after close of business; 10% penalty after that. Apr 10: Second property tax installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.

How much does a house in Santee cost to run each year?

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