Campbell, CA · Updated Oct 2026

What a Campbell house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Campbell house

$27,700a year · $2,308 a month

Starts at the typical market value, $1,617,000; your assessed value is often lower. Typical use.

Property tax$19,592
1.217% of $1,617,000, less $7,000 homeowners' exemption
Flat charges on the tax bill$902
Sewer $692 · Campbell Union High School District Measure O parcel tax (seniors 65+ can apply for an exemption) $85 · Valley Water Safe, Clean Water special tax (2026-27) $82 · Mosquito & vector control assessments $31 · SF Bay Restoration Authority Measure AA $12
Electricity and gas$3,414
500 kWh a month $2,435 · 31.72 therms $979
Water$1,653
9 units (CCF) a month on San Jose Water Company: water $138 a month
Trash$646
35-gallon landfill cart, weekly (curbside), $54 a month
Home insurance$1,492
Typical premium $1,492

A Campbell house at the typical market value ($1,617,000) pays about $27,700 a year: $20,490 property tax and charges, $1,650 water, $650 trash, $3,410 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 20-gallon landfill cart, weekly (curbside) cartUp to $124 a year
Your cart costs $54 a month; the smallest costs $44. Worth it if you rarely fill it.
How: Contact West Valley Recycles to request a different cart size.
Homeowners' exemption
If you own and occupy your home as your principal place of residence, you may be eligible for an exemption of up to $7,000 off the dwelling's assessed value.
How: File the claim with the Santa Clara County Assessor.
Seniors 65+: Campbell Union High parcel tax exemption
Property owners who are 65 years or older may apply for an exemption from the Campbell Union High School District parcel tax.
How: Apply through Campbell Union High School District.
Free bulky cleanups3 a year
On-call bulky cleanups are included in your West Valley Recycles service three times per year.
How: Contact West Valley Recycles to schedule a pickup day.

Adjust to match your bills

What you knowTrash cartCurbside rates; the monthly price includes one recycling cart and up to two organics carts. On-property service costs more.

Value before exemptionsThis starting value is the Census median home value, not an assessed value. Enter the assessed value from your tax bill: under Prop 13 it is often far below what the house would sell for.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your Silicon Valley Clean Energy (SVCE) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 48 daysLast day to pay the first installment of secured property taxes without penalties.
Feb 15in 115 daysDeadline to file the homeowners' exemption for the full exemption (filed by Dec 10 after that, 80% of it).
Apr 10Last day to pay the second installment of secured property taxes without penalties.
Jul 2 – Sep 15Window to file an assessment appeal with the Clerk of the Board of Supervisors.

Who serves this house

Water: San Jose Water Company; San Jose Water Schedule No. 1 General Metered Service, effective 07/01/2026; the service charge is per meter per month.
Property tax: 1.22% of value; 2025-26 tax year, Santa Clara County (tax rate area 010-005); flat charges 2026-27 where stated
Garbage: West Valley Recycles; West Valley Recycles serves Campbell single-family homes; service is billed quarterly.
Sewer: West Valley Sanitation District; The District provides wastewater collection services to Campbell.
Electricity: Silicon Valley Clean Energy / PG&E; Campbell is a Silicon Valley Clean Energy service-area city.
Gas: PG&E; PG&E gas service covers Campbell.

Pay or manage your bills

Your water

Surcharge: A surcharge of $0.2996 per Ccf is added for a 12-month period to amortize the under-collection in the Water Revenue Adjustment Mechanism.
Low-income program: A surcharge of $2.61 per month is added to the bill to fund the Customer Assistance Program for residential low-income households.

Other CA cities

How these numbers are made

Water: San Jose Water Schedule 1, effective 07/01/2026, 5/8 x 3/4-inch meter: $79.67 service charge + $2.61 low-income program surcharge + $0.02 loan surcharge = $82.30 a month; each tier rate includes the $0.2996 per Ccf under-collection surcharge.
Sewer: West Valley Sanitation District serves Campbell: $57.65 a month, $691.80 a year, on the tax bill (shown as the sewer line, not repeated elsewhere). The district page does not state a fiscal year for this rate. A $100 a year hillside zone charge applies only to some properties.
Tax: 2025-26 rates for tax rate area 010-005, the Campbell area with the most net taxable value in the county rate book ($5.5 billion): 1.2169% including the state water project and county library levy. Other Campbell areas differ by school district (Cambrian elementary or Los Gatos-Saratoga High). Parcel taxes: Campbell Union High Measure O ($85), Valley Water, vector control and SF Bay Measure AA; the Campbell Union elementary parcel tax expired June 30, 2023; other direct charges may exist.
Value: the Census median ($1,617,000, market value); under Prop 13 assessed values are usually lower, so enter yours.
Electricity: PG&E E-1 tier rates swapped from PG&E generation to SVCE GreenStart generation (0.32561 - 0.12855 + 0.01011 + 0.08006 + 0.03720). Gas: PG&E G-1 plus surcharge.
Garbage: West Valley Recycles curbside rates effective July 1, 2026 for a 35-gallon landfill cart (default); the price includes one recycling cart and up to two organics carts. Insurance is a 2022 statewide figure.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Campbell house costs

What is the property tax rate in Campbell?

About 1.22% of the value before exemptions a year (2025-26 tax year, Santa Clara County (tax rate area 010-005); flat charges 2026-27 where stated), plus flat charges on the same bill (Sewer $692, Campbell Union High School District Measure O parcel tax (seniors 65+ can apply for an exemption) $85, Valley Water Safe, Clean Water special tax (2026-27) $82, Mosquito & vector control assessments $31).

How much is property tax on a $500,000 house in Campbell?

About $6,901 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $902 of flat charges.

How much is the water bill in Campbell?

About $138 a month for water at typical use (9 units, or 6,732 gallons a month) on San Jose Water Company.

How much does trash pickup cost in Campbell?

$44 to $142 a month, depending on the trash cart size (20-gallon landfill cart, weekly (curbside), 35-gallon landfill cart, weekly (curbside), 65-gallon landfill cart, weekly (curbside), 95-gallon landfill cart, weekly (curbside)).

When is property tax due in Campbell?

Dec 10: Last day to pay the first installment of secured property taxes without penalties. Apr 10: Last day to pay the second installment of secured property taxes without penalties.

Can seniors lower their property tax or bills in Campbell?

Yes. Seniors 65+: Campbell Union High parcel tax exemption: Property owners who are 65 years or older may apply for an exemption from the Campbell Union High School District parcel tax.

How much does a house in Campbell cost to run each year?

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