Grover Beach, CA · Updated Oct 2026

What a Grover Beach house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Grover Beach house

$14,618a year · $1,218 a month

Starts at the typical market value, $727,500; your assessed value is often lower. Typical use.

Property tax$8,309
1.153% of $727,500, less $7,000 homeowners' exemption
Electricity and gas$3,360
500 kWh a month $2,350 · 31.72 therms $1,010
Water and sewer$1,024
7.5 units (CCF) a month on City of Grover Beach: water $42, sewer $18, south slo county sanitation district treatment charge (january 2025 figure) $25 a month
Trash$434
64-gallon cart (rate effective 1/1/2026), $36 a month
Home insurance$1,492
Typical premium $1,492

A Grover Beach house at the typical market value ($727,500) pays about $14,600 a year: $8,310 property tax and charges, $1,020 water and sewer, $430 trash, $3,360 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 32-gallon cart (rate effective 1/1/2026) cartUp to $113 a year
Your cart costs $36 a month; the smallest costs $27. Worth it if you rarely fill it.
How: The City's fee schedule says residential customers must use the waste wheelers provided by the garbage company.
Homeowners' exemption: $7,000 off taxable value
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home.
How: Make a one-time filing with the county assessor where the property is located (claim form BOE-266).
Income-qualified households: PG&E CARE or FERA30–35% off electricity
CARE takes 30–35% off electricity for income-qualified households; FERA takes 18% off for incomes slightly above the CARE limit.
How: Apply with PG&E; application forms are also available through community agencies.

Adjust to match your bills

What you knowTrash cartResidential trash collection includes once-a-week pickup of one greenwaste/organics container and one recycling container.

Value before exemptionsProp 13 assessed values are often well below market. Tax rate area 005-001 omits the Lopez Dam bonds (1.14921%). Check your own bill for any assessments not listed here.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Grover Beach house uses about 7.5.

Electricity, kWh a month

On your PG&E bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 48 daysLast day to pay the first installment of secured property taxes (due Nov 1) without a 10% penalty.
Apr 10Pay the second installment of secured property taxes at the County Tax Collector's Office by 5:00 p.m., or mail it before midnight, to avoid a 10% penalty plus a cost.

Who serves this house

Water: City of Grover Beach; City fee schedule: a $17.82 monthly base charge for a 3/4 inch residential meter plus $3.23 per 100 cubic feet up to 1,000 CF, $6.68 for 1,000 to 2,200 CF and $9.62 above 2,200 CF.
Property tax: 1.15% of value; 2025–26 tax year, San Luis Obispo County (tax rate area 005-000)
Garbage: Waste Connections; The City's Master Fee Schedule lists Waste Connections service fees for residential carts.
Sewer: City of Grover Beach; The City's Master Fee Schedule lists monthly wastewater rates.
Electricity: PG&E; PG&E's electric service territory lists Grover Beach (ZIP codes 93433, 93483).
Gas: PG&E; PG&E's gas service territory lists Grover Beach (ZIP codes 93433, 93483).
Schools: Lucia Mar Unified; Lucia Mar Unified is listed in San Luis Obispo County's tax rate area table for the City of Grover Beach.

Pay or manage your bills

Your water

Source: In 2025 the City received 708 acre-feet from Lopez Lake, 298 acre-feet from the shallow Paso Robles Formation wells and 221 acre-feet from the deep Careaga Formation well.
Standards: The City's 2025 Consumer Confidence Report says tap water quality met all State and Federal Drinking Water Standards.

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How these numbers are made

Tax: the county's 2025-26 rate for tax rate area 005-000 (City of Grover Beach, Lucia Mar Unified) is 1.15321%: 1% plus state water 0.00321%, city street bonds 0.08500%, Lucia Mar bonds 0.02600% and 0.02000%, Cuesta College 0.01500% and Lopez Dam 0.00400%, less the $7,000 homeowners' exemption. The county's 2026-27 rate book is not published yet. The starting value is the Census median market value; assessed values under Prop 13 are usually lower.
Water: City fee schedule rates effective July 1, 2026 (base $17.82, tiers 0-1,000 CF, 1,000-2,200 CF, above 2,200 CF per 100 CF, converted to 10 and 22 CCF). The City bills every two months; the schedule lists the rates as monthly. Typical use is the 15 HCF bi-monthly average volume used in the City's 2025 wastewater rate study, halved to 7.5 CCF a month.
Sewer and fees: the City's single-family wastewater rate ($17.79) is monthly (the City's storm water fee of $4.85 is left out because the schedule does not say it applies to homes). The South SLO County Sanitation District treatment charge ($50.96 bi-monthly, halved, from the study's January 2025 rates) is collected by the City and paid to the District (City fee schedule, $25.48 for residences, monthly); the District was reviewing a further increase of about $2.29 a month, so this figure may be low.
Garbage: 2026 monthly rates from the City's Master Fee Schedule (Waste Connections) for one weekly trash pickup with recycling and organics included.
Energy: PG&E E-1 tiers include the $0.79343 daily base charge as 24.13 a month; assumes baseline territory R with a year-round average of summer and winter allowances (PG&E lists R and T areas for the county; Grover Beach not verified). Gas is G-1 plus the public purpose surcharge. Typical use is the PG&E average from EIA. Insurance is the California average premium.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Grover Beach house costs

What is the property tax rate in Grover Beach?

About 1.15% of the value before exemptions a year (2025–26 tax year, San Luis Obispo County (tax rate area 005-000)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Grover Beach?

About $5,685 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Grover Beach?

About $85 a month for water and sewer at typical use (7.5 units, or 5,610 gallons a month) on City of Grover Beach.

How much does trash pickup cost in Grover Beach?

$27 to $46 a month, depending on the trash cart size (32-gallon cart (rate effective 1/1/2026), 64-gallon cart (rate effective 1/1/2026), 96-gallon cart (rate effective 1/1/2026)).

When is property tax due in Grover Beach?

Dec 10: Last day to pay the first installment of secured property taxes (due Nov 1) without a 10% penalty. Apr 10: Pay the second installment of secured property taxes at the County Tax Collector's Office by 5:00 p.m., or mail it before midnight, to avoid a 10% penalty plus a cost.

Where can I get help paying utility bills in Grover Beach?

Income-qualified households: PG&E CARE or FERA: CARE takes 30–35% off electricity for income-qualified households; FERA takes 18% off for incomes slightly above the CARE limit. Apply with PG&E; application forms are also available through community agencies.

How much does a house in Grover Beach cost to run each year?

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