Clovis, CA · Updated Oct 2026

What a Clovis house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Clovis house

$10,878a year · $907 a month

Starts at the typical market value, $503,700; your assessed value is often lower. Typical use.

A Clovis house at the typical market value ($503,700) pays about $10,900 a year: $5,830 property tax and charges, $690 water and sewer, $510 trash, $2,350 electricity, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 48-gal trash cartUp to $18 a year
Your cart costs $43 a month; the smallest costs $41. Worth it if you rarely fill it.
How: Call your garbage hauler.
Income-qualified households: PG&E CARE or FERA30–35% off electricity
CARE takes 30–35% off electricity and drops the base services charge to $6 a month; FERA takes 18% off for incomes slightly above the CARE limit.
How: Apply with PG&E; application forms are also available through community agencies.
Two free bulky-item pickups a yearFree
Single-family homes that receive City trash service get a bulk curbside pickup at no cost twice a year: spring cycle January to June, fall cycle July to December.
How: Find your pick-up day on the City's Community Clean-Up map; put debris at the curb by 6 AM on that day.
Toilet and washing machine rebatesUp to $75 per toilet
The City offers rebates up to $75 to replace 5- to 7-gallon-per-flush toilets with 1.28-gallon models (advance approval needed) and $35 to $50 per qualified high-efficiency washing machine.
How: Contact the Public Utilities Department at (559) 324-2600 for rebate information.

Adjust to match your bills

What you knowTrash cartPrice includes the recycling and organics service lines on the City bill.

Value before exemptionsThe assessed or appraised value on your tax bill or notice, before exemptions (not the "taxable" line).

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your PG&E bill. An electric car adds about 300 kWh.

Money dates

Nov 1in 9 daysFirst property tax installment due. Delinquent after 5 p.m. Dec 10, then a 10% penalty.
Feb 1in 101 daysSecond installment due. Delinquent after 5 p.m. April 10, then a 10% penalty. Once it is delinquent, the county also collects a $10.00 cost.
Feb 15in 115 daysLast day to file the homeowners' exemption for the full year.
Jul 2Assessment appeal window opens; file between July 2 and September 15.

Who serves this house

Water: City of Clovis; City of Clovis Public Utilities, billed every two months: a dwelling unit charge plus a rate per thousand gallons in three tiers
Property tax: 1.17% of value; 2026–27 tax year, Fresno County
Garbage: City of Clovis Public Utilities; Refuse collection is billed on the City utility bill, every two months, together with recycling and organics.
Sewer: City of Clovis; Residential sewer is listed on the City of Clovis utility rates page.
Electricity: PG&E; PG&E is adding electric capacity for East and Southeast Clovis.
Schools: Clovis Unified; Clovis USD bond rates are listed in the Fresno County 2026–27 tax rates.

Pay or manage your bills

Your water

Source: About 67 percent of the water system was served by groundwater wells in 2025 and 33 percent by surface water via the City's surface water treatment plant.
Hardness: Total hardness averaged 117.7 ppm (range 65 to 280) in 2025 testing.
Lead: Lead 90th percentile was ND (not detected) in 2024 tap sampling at 57 sites, below the 15 ppb action level.

Other CA cities

How these numbers are made

Garbage, water and sewer: City of Clovis rates page (minimums as of July 1, 2026). The City bills every two months, so each charge is halved to get a monthly figure: sewer $65.98 becomes $32.99 (the rates page also lists a $7.30 a month sewer bond surcharge from 2010 and a matching $7.30 a month "Bond Charge Rebate" since July 2020; the $65.98 line does not say whether it includes the surcharge, so we did not net the rebate), the $27.71 dwelling unit charge becomes $13.86, and trash is the 96-gallon ($59.48) or 48-gallon ($56.50) refuse line plus recycling ($10.36) and organics ($15.20). We assumed the 23,000- and 40,000-gallon tier breakpoints are for a two-month bill (11,500 and 20,000 gallons a month); the page does not say so. Street sweeping ($6.42 a bill) is shown as a separate fee.
Property tax: Fresno County 2026–27 rates (Resolution 26-327) for a home in Clovis Unified: 1% countywide, 0.155334% Clovis Unified bonds and 0.015278% State Center Community College bonds, 1.170612% in all, less the $7,000 homeowners' exemption. The county list has no City of Clovis levy. Small parts of Clovis lie in other school districts with different bond rates.
Flat charges: the Fresno Metropolitan Flood Control District assessment for a developed single-family lot under 1.5 acres is $19.50 to $28.20 depending on benefit zone; we use the lowest, $19.50. We could not find the mosquito abatement charge or City landscape maintenance or community facilities district charges that some Clovis subdivisions pay.
The starting home value is the Census ACS 2024 median market value; under Prop 13 an owner who bought years ago has a lower assessed value and pays less.
Energy: PG&E electricity only, estimated year-round with the E-1 rate (June 1, 2026), territory R baselines and about 500 kWh a month (typical use from EIA). Gas is not included: we found no current source showing which company sells gas to Clovis homes. No City of Clovis franchise surcharge was found, so none is included. Insurance is the 2022 California average (four years old) homeowners premium (NAIC via the Insurance Information Institute).
On Jan 20 and Apr 20, 2026 the City held the water rate study approval and Prop 218 hearing for new water rates (flat volume rates, no tiers) that the City says take effect Jan 1, 2027; they are not included here. News coverage (abc30) reports increases of 21% in January 2027, another 21% the next year and 18% in year three; refresh this page in January 2027.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Clovis house costs

What is the property tax rate in Clovis?

About 1.17% of the value before exemptions a year (2026–27 tax year, Fresno County), plus flat charges on the same bill (Flood control assessment (FMFCD) $20).

How much is property tax on a $500,000 house in Clovis?

About $5,791 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $20 of flat charges.

How much is the water bill in Clovis?

About $58 a month for water and sewer at typical use (7,000 gallons a month) on City of Clovis.

How much does trash pickup cost in Clovis?

$41 to $43 a month, depending on the trash cart size (48-gal trash, 96-gal trash).

When is property tax due in Clovis?

Nov 1: First property tax installment due. Delinquent after 5 p.m. Dec 10, then a 10% penalty. Feb 1: Second installment due. Delinquent after 5 p.m. April 10, then a 10% penalty. Once it is delinquent, the county also collects a $10.00 cost.

Where can I get help paying utility bills in Clovis?

Income-qualified households: PG&E CARE or FERA: CARE takes 30–35% off electricity and drops the base services charge to $6 a month; FERA takes 18% off for incomes slightly above the CARE limit. Apply with PG&E; application forms are also available through community agencies.

How much does a house in Clovis cost to run each year?

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