San Gabriel, CA · Updated Oct 2026

What a San Gabriel house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a San Gabriel house

$14,143a year · $1,179 a month

Starts at $544,488 of value before exemptions. Typical use.

Property tax$7,168
1.334% of $544,488, less $7,000 homeowners' exemption
Flat charges on the tax bill$477
Sewer $117 · LA County Sanitation District No. 2 sewer service charge $232 · LA County Measure W Safe Clean Water tax (median single-family parcel) $98 · San Gabriel Valley Mosquito and Vector Control assessment $20 · Metropolitan Water District water standby charge (Upper San Gabriel Valley MWD) $9
Electricity and gas$3,741
523 kWh a month $2,637 · 35 therms $827 · city utility tax $277
Water$653
9 units (CCF) a month on San Gabriel County Water District: water $50, city utility tax $4 a month
Trash$613
96-gallon trash cart, with 96-gallon recycling and organics carts (standard), $51 a month
Home insurance$1,492
Typical premium $1,492

A typical San Gabriel house pays about $14,100 a year: $7,640 property tax and charges, $650 water, $610 trash, $3,740 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 64-gallon trash cart, with 96-gallon recycling and organics carts cartUp to $74 a year
Your cart costs $51 a month; the smallest costs $45. Worth it if you rarely fill it.
How: Call your garbage hauler.
Disabled residents: free trash cart roll-out
Athens Services must provide container roll-out service at no charge to disabled residential customers who submit a physician's certification of a physical disability to the City each year.
How: Send the physician's certification to the City of San Gabriel each year; the City decides eligibility and tells Athens.
Water-saving rebates
SGCWD residential customers qualify for rebates from the Upper San Gabriel Valley Municipal Water District to offset the cost of water-saving upgrades.
How: Check out the rebates linked from SGCWD's Water Use Efficiency page.
Low-income households: California American Water discount
Qualifying low-income California American Water customers can get a discount on their water bill once accepted into the company's low-income program.
How: Apply with California American Water.
Low-income seniors over 62: Safe, Clean Water parcel tax exemptionNo Safe, Clean Water tax
Owners over 62 who live in the home and head a low-income household can apply for an exemption from the Safe, Clean Water Program special parcel tax; the FY 2027-28 limit is $106,600 for a 2-person household.
How: Submit the claim form to the Safe, Clean Water Program by May 1 each year; call 833-275-7297.
Low water use: reduced sanitation district charge
Parcels with significantly lower water usage may be eligible for a reduced rate under the Master Service Charge Ordinance of County Sanitation District No. 2.
How: See the reduced-rate terms of County Sanitation District No. 2's Master Service Charge Ordinance.

Adjust to match your bills

What you knowTrash cartFrom July 2026 every single-family home gets a separate 96-gallon blue recycling cart, at no extra charge, alongside a 96- or 64-gallon black trash cart and a 96-gallon green organics cart.

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill. About 17% of San Gabriel's houses are in Garvey or Rosemead elementary school areas instead of San Gabriel Unified, where the total rate is about 1.353% or 1.299% instead of 1.334%.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your Southern California Edison bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day to file a 2026 regular assessment appeal in LA County (filing runs July 2 to November 30).
Dec 10in 48 daysFirst property tax installment (due Nov 1) is late after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is late after Apr 10: 10% penalty plus $10.

Who serves this house

Water: Depends on your address; San Gabriel County Water District, California American Water and others
Property tax: 1.33% of value; 2026-27 tax year, Los Angeles County
Garbage: Athens Services; Athens Services is the City's exclusive franchised solid waste hauler.
Sewer: City of San Gabriel + LA County Sanitation District No. 2; The City owns and operates the local sewers and collects its sewer fee on annual property tax bills; Sanitation District No. 2 includes all or portions of San Gabriel and collects its wastewater service charge on the property tax roll.
Electricity: Southern California Edison; SCE provides electric service in San Gabriel.
Gas: SoCalGas; Southern California Gas Company serves natural gas in San Gabriel.

Pay or manage your bills

Your water

Source: All of the District's water comes from wells in the Main San Gabriel and Raymond Groundwater Basins and is disinfected with chlorine.
Hardness: Hardness averaged 97.4 ppm (range 17 to 200).
Lead: Lead at the tap: the 90th percentile of 30 sample sites was ND (not detected), and none exceeded the action level.
Chromium 6: Hexavalent chromium averaged 4.2 ppb (range 2.2 to 6.8), below the 10 ppb limit.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Property tax: tax rate area 08467 and the others with the same 1.33353% total, where about 83% of San Gabriel's 5,764 single-family parcels (LA County use codes 0100 and 0101) sit (LA County Auditor-Controller tax rate area lookup, 2026-27): the 1% levy, the City's voter-approved retirement tax levy of $0.14 per $100 (0.14%), the 2026-27 San Gabriel Unified School District and Los Angeles Community College District bond rates from the LA County tax rate resolution, and the Metropolitan Water District's 0.0085%, less the $7,000 homeowners' exemption, applied to the value you enter. About 9% of single-family parcels (Garvey School District areas) pay 1.353458% and about 8% (Rosemead School District and El Monte Union High areas) pay 1.298734%. The retirement levy rate is from the City's FY 2025-26 budget fee schedule and matches the county's 2026-27 rate for these areas. The starting value is the median 2026 roll value of those parcels; Prop 13 values of long-held homes are far below market.
Sewer and flat charges on the tax bill for 2026-27: the City's sewer user fee ($117 for a single-family residence, adopted in the FY 2026-27 fee schedule on June 2, 2026), LA County Sanitation District No. 2's $232 service charge (about 86% of the city's single-family parcels are in District No. 2 on the Sanitation Districts' boundary map; the other 14% are in District No. 15, which charges $212), Measure W (2.5 cents per square foot of impermeable area; we use the median for San Gabriel single-family parcels in the county's Safe Clean Water tax layer, $98.40), the San Gabriel Valley Mosquito and Vector Control District's $20 per parcel and the Metropolitan Water District's $9.27 standby charge for Upper San Gabriel Valley MWD lands (all single-family parcels). San Gabriel has its own fire department and its tax rate areas carry no county fire district, so no county fire special tax is added. Not included because they vary by parcel: the LA County flood control assessment, the trauma and emergency services tax and the LA County park district assessments.
Trash: Athens Services' single-family rates effective July 1, 2026 (Resolution No. 26-39, adopted July 21, 2026 after a Prop 218 hearing with 56 protests): $51.07 a month for the 96-gallon trash cart bundle and $44.93 for the 64-gallon bundle, each with a 96-gallon recycling and a 96-gallon organics cart (Athens' rate sheet calls them 90/90/90 and 60/90/90).
Water: placing each single-family parcel on the state water-system map, about 70% are in San Gabriel County Water District (the default here; 8% sit on its boundary with California American Water) and about 21% in California American Water's San Marino system; Golden State Water's South San Gabriel system (about 4%), Sunny Slope Water (under 1%) and the parcels that fall in no mapped system (about 5%) are not priced here (homes there see the default). San Gabriel County Water District: rates effective January 1, 2026, billed every two months; we use half of the $51.49 capacity charge plus the $0.53 Water Quality Authority charge for a 5/8-inch meter (the District's rate study lists that charge as bi-monthly), $26.01 a month, and $2.71 per hcf. Many District customers have a 1-inch meter ($92.51 every two months). Cal-Am: the SOU-1 rates per 100 gallons converted to 1,000 gallons, plus the per-100-gallon surcharges in effect now and the 1.103% San Gabriel franchise fee; not included are its CAP surcharge, the PUC reimbursement fee and a temporary residential surcredit. Neither water supplier publishes a typical use for San Gabriel County Water District homes, so the page starts at 9 hcf a month. San Gabriel's 8% utility users' tax is added to water, electricity and gas (FY 2025-26 budget).
Electricity: SCE's standard Domestic rate with SCE generation from the SCE/CPA joint rate comparison ($0.37392 per kWh in total, SCE rates as of June 1, 2026; its $195.56 average bill at 523 kWh equals that rate times the usage), plus SCE's $24.15 monthly Base Services Charge. Gas: SoCalGas's August 2026 average non-CARE bill ($68.91 at 35 therms), taken as including the $0.16-a-day customer charge (about $4.87 a month), so $4.87 a month plus $1.830 per therm. Both are averages; real bills vary by season. Insurance starts at the 2022 California average.
Nothing here is legal, tax or insurance advice.

Sources

How San Gabriel compares

A typical San Gabriel house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	San Gabriel	Median	Where it falls
Property tax rate	1.33%	1.13%	higher than 106 of the other 109 California cities we cover
Water	$605	$955	lower than 99 of the other 109 California cities we cover
Sewer and utility-bill fees	$48	$584	lower than 72 of the other 76 California cities we cover
Trash	$613	$438	higher than 84 of the other 101 California cities we cover
Electricity and gas	$3,741	$3,556	higher than 85 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$14,143	$15,240	lower than 70 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: San Gabriel's property tax rate is 1.33%, higher than 106 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in San Gabriel is 1.33%, higher than 106 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $605 a year at typical use, lower than 99 of the other 109 California cities we cover.

Ask: "Water here costs about $605 a year at typical use, lower than 99 of the other 109 California cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $48 a year, lower than 72 of the other 76 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $48 a year, lower than 72 of the other 76 California cities we cover. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $613 a year for the standard cart, higher than 84 of the other 101 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $613 a year for the standard cart, higher than 84 of the other 101 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

5. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,741 a year, higher than 85 of the other 109 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,741 a year for a typical house, higher than 85 of the other 109 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about San Gabriel house costs

What is the property tax rate in San Gabriel?

About 1.33% of the value before exemptions a year (2026-27 tax year, Los Angeles County), plus flat charges on the same bill (Sewer $117, LA County Sanitation District No. 2 sewer service charge $232, LA County Measure W Safe Clean Water tax (median single-family parcel) $98, San Gabriel Valley Mosquito and Vector Control assessment $20).

How much is property tax on a $500,000 house in San Gabriel?

About $7,051 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $477 of flat charges.

How much is the water bill in San Gabriel?

About $50 a month for water at typical use (9 units, or 6,732 gallons a month) on San Gabriel County Water District.

How much does trash pickup cost in San Gabriel?

$45 to $51 a month, depending on the trash cart size (96-gallon trash cart, with 96-gallon recycling and organics carts (standard), 64-gallon trash cart, with 96-gallon recycling and organics carts).

When is property tax due in San Gabriel?

Dec 10: First property tax installment (due Nov 1) is late after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is late after Apr 10: 10% penalty plus $10.

Can seniors lower their property tax or bills in San Gabriel?

Yes. Low-income seniors over 62: Safe, Clean Water parcel tax exemption: Owners over 62 who live in the home and head a low-income household can apply for an exemption from the Safe, Clean Water Program special parcel tax; the FY 2027-28 limit is $106,600 for a 2-person household.

Where can I get help paying utility bills in San Gabriel?

Low-income households: California American Water discount: Qualifying low-income California American Water customers can get a discount on their water bill once accepted into the company's low-income program. Apply with California American Water.

How much does a house in San Gabriel cost to run each year?

All California cities All cities