Eureka, CA · Updated Oct 2026

What a Eureka house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Eureka house

$11,471a year · $956 a month

Starts at the typical market value, $404,500; your assessed value is often lower. Typical use.

Property tax$4,309
1.084% of $404,500, less $7,000 homeowners' exemption
Electricity$2,854
500 kWh a month $2,854
Water and sewer$2,264
9 units (CCF) a month on City of Eureka: water $85, sewer $104 a month
Trash$551
32-gal, $46 a month
Home insurance$1,492
Typical premium $1,492

A Eureka house at the typical market value ($404,500) pays about $11,500 a year: $4,310 property tax and charges, $2,260 water and sewer, $550 trash, $2,850 electricity, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Free water-use monitoring and leak alerts
The City of Eureka offers free water usage monitoring and leak alerts through EyeOnWater.
How: Sign up for free at eyeonwater.com and enable leak alerts in your account.

Money dates

Dec 10in 48 daysFirst installment of the secured property tax bill is delinquent after this date.
Apr 10Second installment of the secured property tax bill is delinquent after this date.

Who serves this house

Water: City of Eureka; City of Eureka Water Rates, FY 26/27; one unit is equal to one HCF of 748 gallons
Property tax: 1.08% of value; 2025 tax year, Humboldt County (tax rate area 003-001)
Garbage: Recology; Holds the local franchise for waste removal services in Eureka.

Pay or manage your bills

City of Eureka water and sewer billing ↗

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How these numbers are made

Property tax uses Humboldt County tax rate area 003-001 for tax year 2025 (1.084% total); the county had not posted 2026-27 rates. TRAs 003-000 to 003-003 show the same rate; which TRA covers most Eureka homes was not confirmed.
Starting value is the Census ACS median market value; assessed values are usually lower.
Water: $49.00 base plus $3.95 per HCF; sewer $33.50 monthly plus $7.85 per HCF, FY 2026-27. Water is treated as a monthly bill and sewer is charged on all water used; the city's billing frequency and whether sewer uses winter-average water were not confirmed, and no cap or winter averaging is modelled (sewer may be overstated).
Electric: $0.42742 per kWh is the PG&E-default column of the PG&E/RCEA comparison for E-1 (RCEA REpower+ is $0.42031, REpower 100% Renewable $0.43742); the $24.13 monthly base charge is PG&E's $0.79343 per day x 365 / 12; the PG&E default generation service is assumed.
Garbage: only the 32-gallon price ($45.94 after the August 2026 increase) was found, in news reports rather than from Recology or the city; Recology's rate pages block automated access.
No city tax on utility bills was found for Eureka and none is modelled.
Gas is not modelled: no current source showing which Eureka homes use PG&E gas was found, so the total is understated for homes that heat or cook with gas.
No Eureka storm-water or other flat charge on tax bills was checked for, and none is modelled.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Eureka house costs

What is the property tax rate in Eureka?

About 1.08% of the value before exemptions a year (2025 tax year, Humboldt County (tax rate area 003-001)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Eureka?

About $5,344 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Eureka?

About $189 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Eureka.

How much does trash pickup cost in Eureka?

$46 a month for a house.

When is property tax due in Eureka?

Dec 10: First installment of the secured property tax bill is delinquent after this date. Apr 10: Second installment of the secured property tax bill is delinquent after this date.

How much does a house in Eureka cost to run each year?

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