Chino, CA · Updated Oct 2026

What a Chino house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Chino house

$14,044a year · $1,170 a month

Starts at the typical market value, $683,400; your assessed value is often lower. Typical use.

A Chino house at the typical market value ($683,400) pays about $14,000 a year: $7,480 property tax and charges, $1,110 water and sewer, $490 trash, $3,460 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Senior or low-volume trash rate$36.12 vs $41.15
The City's FY 2026-27 residential service rates list a Senior Citizen Rate and a Low Volume Generator Rate of $36.12, against $41.15 for the single-family rate.
Free bulky item pick-ups
Eligible residents receive a limited number of free bulky item pick-ups each year for large items that do not fit in carts.
How: Schedule through Waste Management at 1 (800) 423-9986.
Ask for a water budget adjustment
The City offers variances that give an increased water allowance for licensed care facilities, medical needs, large families, livestock and other unique circumstances.
How: Call 909-334-3264 or use the variance request form at cityofchino.org.
Gas bill help: Gas Assistance Fund
If you have difficulty paying your natural gas bill, the Gas Assistance Fund may provide a one-time grant.
How: See The Gas Company's website.

Adjust to match your bills

What you know

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill. Homes in a City of Chino Community Facilities District (Mello-Roos) also pay a special tax on the tax bill; the City lists dozens of districts and their annual reports. Your tax bill lists every charge.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your Southern California Edison bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day to file a 2026 regular assessment appeal in San Bernardino County (filing runs July 2 to November 30, 2026).
Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Who serves this house

Water: City of Chino; City of Chino budget-based water rates in three tiers: an indoor-budget tier (Tier 1), an outdoor-budget tier (Tier 2) and a highest-priced tier for use beyond the budget (Tier 3), with a monthly Readiness-to-Serve Charge by meter size. The City's 2018 notice lists a monthly charge and rates by tier, stepping up each July 1 through July 1, 2022; the 2022 column is shown. Call the City utility line (909-334-3264) with questions.
Property tax: 1.11% of value; 2026-27 tax year, San Bernardino County (Chino Valley Unified tax rate area; Chaffey Community College and Metropolitan Water District)
Garbage: WM (Waste Management); The City of Chino bills residential refuse service; WM collects it.
Sewer: City of Chino + Inland Empire Utilities Agency; The City bill carries a sewer charge and the IEUA wastewater treatment pass-through charge.
Electricity: Southern California Edison; Southern California Edison provides electric utility services to the City of Chino.
Gas: Southern California Gas Co. (SoCalGas); Southern California Gas Company is the natural gas provider for residents and businesses in the City of Chino.

Pay or manage your bills

Your water

Source: The City of Chino’s drinking water supply is a blend of surface water from the State Water Project via the Metropolitan Water District of Southern California and groundwater from wells; in 2025 treated groundwater was approximately 73 percent of the supply.
Lead: In the City’s 2024 lead and copper sampling the 90th percentile was 3.80 ppb against an action level of 15 ppb, with no violation reported.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water: City of Chino budget-based rates from the City's 2018 Prop 218 notice, last step effective July 1, 2022: $27.73 a month Readiness-to-Serve Charge for a 5/8" or 3/4" meter, $2.23 per HCF within the indoor budget and $3.31 per HCF above it (outdoor budget); use beyond the outdoor budget is a third tier that we do not price. The City's January 2026 council item says the water and sewer rate studies were not completed, and we found no later adopted schedule, so these are the 2022 schedule, the latest we found, and may have changed; call the City (909-334-3264) to confirm. The indoor budget is 55 gallons per person per day for four people (about 8.82 HCF a month); outdoor budgets depend on lot size and weather, so we price use above the indoor budget at the Tier 2 rate. The City publishes no typical household use, so the page starts at 9 HCF a month.
Sewer: the City's single-family sewer charge ($15.26 a month from July 1, 2022) plus the IEUA treatment pass-through ($29.45 a month in FY 2026/27) = $44.71. The City's portion is the 2022 figure and may be higher if a later vote changed it; the City's 2023 Prop 218 brochure we found covers refuse and recycling, and we found no later City sewer schedule. Storm drain charges on the City bill were not found and are not included. Trash: the City-billed single-family 3-cart rate of $41.15 a month from July 1, 2026 (Resolution 2026-037); street sweeping is provided by WM at no additional cost.
Property tax: the countywide 1% plus Chino Valley Unified, Chaffey Community College and Metropolitan Water District rates from San Bernardino County's 2026-27 rates, less the $7,000 homeowners' exemption, applied to the value you enter (about 1.1062%); the same school and water districts apply as in neighboring Chino Hills, but Chino has no separate city levy. The starting value is the Census median market value; under Prop 13 a home's assessed value can be far lower. Mello-Roos special taxes (the City has many Community Facilities Districts, mostly newer neighborhoods) are not included because they depend on the neighborhood.
Electricity: SCE's standard Domestic rate with SCE generation ($0.37392 per kWh in total, SCE rates as of June 1, 2026; its $195.56 average bill at 523 kWh is that rate times the usage, so a year-round average) plus the $24.15 monthly Base Services Charge. Gas: SoCalGas's August 2026 average non-CARE bill ($68.91 at 35 therms) taken as including the $0.16-a-day customer charge. Insurance starts at the 2022 California average.
Nothing here is legal, tax or insurance advice.

Sources

How Chino compares

A typical Chino house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Chino	Median	Where it falls
Property tax rate	1.11%	1.13%	lower than 73 of the other 109 California cities we cover
Water	$576	$955	lower than 101 of the other 109 California cities we cover
Sewer and utility-bill fees	$537	$584	lower than 42 of the other 76 California cities we cover
Trash	$494	$438	higher than 70 of the other 101 California cities we cover
Electricity and gas	$3,463	$3,556	lower than 67 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$14,044	$15,240	lower than 73 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $576 a year at typical use, lower than 101 of the other 109 California cities we cover.

Ask: "Water here costs about $576 a year at typical use, lower than 101 of the other 109 California cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Chino house costs

What is the property tax rate in Chino?

About 1.11% of the value before exemptions a year (2026-27 tax year, San Bernardino County (Chino Valley Unified tax rate area; Chaffey Community College and Metropolitan Water District)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Chino?

About $5,454 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Chino?

About $93 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Chino.

How much does trash pickup cost in Chino?

$41 a month for a house.

When is property tax due in Chino?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Can seniors lower their property tax or bills in Chino?

Yes. Senior or low-volume trash rate: The City's FY 2026-27 residential service rates list a Senior Citizen Rate and a Low Volume Generator Rate of $36.12, against $41.15 for the single-family rate.

Where can I get help paying utility bills in Chino?

Ask for a water budget adjustment: The City offers variances that give an increased water allowance for licensed care facilities, medical needs, large families, livestock and other unique circumstances. Call 909-334-3264 or use the variance request form at cityofchino.org.

How much does a house in Chino cost to run each year?

All California cities All cities