Manteca, CA · Updated Oct 2026

What a Manteca house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Manteca house

$13,700a year · $1,142 a month

Starts at the typical market value, $589,900; your assessed value is often lower. Typical use.

A Manteca house at the typical market value ($589,900) pays about $13,700 a year: $6,400 property tax and charges, $1,720 water and sewer, $700 trash, $3,380 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Income-qualified households: PG&E CARE or FERA30–35% off electricity
CARE takes 30–35% off electricity for income-qualified households; FERA takes 18% off for incomes slightly above the CARE limit.
How: Apply with PG&E; application forms are also available through community agencies.
100% disabled veterans: property tax exemption$100,000+ off assessed value
The basic Disabled Veterans' Exemption, also called the $100,000 exemption, is available to qualifying claimants; a larger low-income exemption also exists.
How: File the Claim for Disabled Veterans' Property Tax Exemption; the form can be downloaded from the Cal Assessor website.
Seniors, blind or disabled: postpone property taxesDefer this year's taxes
Homeowners who are seniors, blind or have a disability can defer current-year property taxes on their home if they have at least 40% equity and household income of $45,000 or less.
How: Call the State Controller at (800) 952-5661 or email postponement@sco.ca.gov.
Three free extra-garbage stickers a year3 stickers a year
The City allows 3 stickers each calendar year; an extra bag with a sticker next to the cart on the regular collection day is picked up at no extra charge.
How: Pick up stickers at the Finance Department, 1001 W Center Street.
Seniors 60+ on very low income: reduced trash rateSenior low-income garbage rate
The City's 2023 rate study lists a recommended Senior Low-Income (SRLI) residential rate for people 60 or older with income below the very low-income level; the recommended schedule shows $29.36 a month in one of its columns.
How: The City rate study page points to the Solid Waste Special Assistance Form; contact the Waste Management Division.

Adjust to match your bills

What you know

Value before exemptionsSome newer Manteca subdivisions also pay Community Facilities District (Mello-Roos) or assessment-district charges on the tax bill; these are not included here and vary by neighborhood. Check your own bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Manteca house uses about 16.

Electricity, kWh a month

On your PG&E bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day of San Joaquin County's 2026 filing period for a formal assessment appeal (a reduction in assessed value), filed with the Clerk of the Board of Supervisors.
Dec 10in 48 daysLast day to pay the first installment of secured property taxes without penalty.
Dec 10in 48 daysLast day to file a homeowners' or veterans' exemption claim and still receive 80% of the exemption.
Feb 15in 115 daysLast day to file the homeowners' exemption for the full year.

Who serves this house

Water: City of Manteca; Monthly fixed charge by meter size ($27.6 for a ¾" meter from 7/1/2026) plus a volume charge of $3.22 per hcf (hundred cubic feet) from 7/1/2026
Property tax: 1.10% of value; 2026–27 tax year, San Joaquin County (tax rate area 002-000)
Garbage: City of Manteca Waste Management Division; The 2026 monthly residential garbage rate is $58.72; the City bills garbage on its utility bill with water and sewer.
Sewer: City of Manteca; Single-family residential sewer is charged per unit.
Electricity: PG&E; PG&E electric service territory includes Manteca (ZIP codes 95336 and 95337).
Gas: PG&E; PG&E gas service territory includes Manteca (ZIP codes 95336 and 95337).
Schools: Manteca Unified; Bonds for Manteca Unified and San Joaquin Delta College are part of the property tax rate.

Pay or manage your bills

Your water

Source: The City owns, operates, and maintains 16 active deep wells for drinking water and also uses treated surface water from South San Joaquin Irrigation District (SSJID).
Hardness: Hardness (as calcium carbonate) averaged 158 ppm (range 71 to 318) in the 2025 report.
Lead: Lead 2024 at-the-tap sampling: 0 out of 32 samples above the action level of 15 ppb.
Exceedance: The City had an MCL exceedance of TCP at one well in 2025.

Other CA cities

How these numbers are made

Garbage: $58.72 a month, the City's residential rate effective January 1 through December 31, 2026, as posted on the City's Waste Management page; it matches the 2026 column of the 2023 rate study's recommended schedule. The page lists no rate after December 31, 2026.
Water and sewer: the Prop 218 notice for the March 18, 2025 hearing lists the schedule that took effect May 15, 2025, with steps on July 1, 2026, 2027 and 2028; local news reported the council approved the first step; we found no adopted rate sheet for the later steps. We use the notice's scheduled July 1, 2026 step: water $27.60 a month for a ¾-inch meter plus $3.22 per hcf, sewer $64.50 a month per single-family home. The notice's average single-family use is 16 hcf a month.
Property tax: San Joaquin County's 2026-27 rates for tax rate area 002-000, a Manteca Unified area; nearly all Manteca tax rate areas (002-xxx) list the same 1.0985%, while a few list 1.0529% instead: 1% general levy, 0.0174%, 0.0239% and 0.0351% Manteca Unified bonds and 0.0092% and 0.0129% Delta College bonds, 1.0985% in all, less the $7,000 homeowners' exemption.
Not included: Community Facilities District (Mello-Roos) and assessment-district charges on some bills, which vary by neighborhood, and any storm-drain charge we could not source. The starting home value is the Census ACS 2020-2024 median market value ($589,900); under Prop 13 an owner who bought years ago has a lower assessed value and pays less.
Energy: PG&E standard tiered plans (E-1, G-1) with year-round baselines weighted by season (electric 4 summer and 8 winter months; gas 7 summer, 3 off-peak and 2 on-peak months). PG&E's $0.79343 a day base services charge is $24.13 a month (365 days / 12 months). Typical use is PG&E's 2024 residential average (EIA, about 500 kWh) and California's 2024 residential gas average (about 32 therms). Insurance is the 2022 California average homeowners premium (NAIC via the Insurance Information Institute) until you enter your own.
Nothing here is legal, tax or insurance advice.

Sources

How Manteca compares

A typical Manteca house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Manteca	Median	Where it falls
Property tax rate	1.10%	1.13%	lower than 85 of the other 109 California cities we cover
Water	$949	$955	lower than 56 of the other 109 California cities we cover
Sewer and utility-bill fees	$774	$584	higher than 52 of the other 76 California cities we cover
Trash	$705	$438	higher than 91 of the other 101 California cities we cover
Electricity and gas	$3,377	$3,556	lower than 80 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$13,700	$15,240	lower than 74 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Manteca's property tax rate is 1.10%, lower than 85 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Manteca is 1.10%, lower than 85 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $705 a year for the standard cart, higher than 91 of the other 101 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $705 a year for the standard cart, higher than 91 of the other 101 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $3,377 a year, lower than 80 of the other 109 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $3,377 a year for a typical house, lower than 80 of the other 109 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Manteca house costs

What is the property tax rate in Manteca?

About 1.10% of the value before exemptions a year (2026–27 tax year, San Joaquin County (tax rate area 002-000)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Manteca?

About $5,416 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Manteca?

About $144 a month for water and sewer at typical use (16 units, or 11,968 gallons a month) on City of Manteca.

How much does trash pickup cost in Manteca?

$59 a month for a house.

When is property tax due in Manteca?

Dec 10: Last day to pay the first installment of secured property taxes without penalty. Apr 10: Last day to pay the second installment of secured property taxes without penalty.

Can seniors lower their property tax or bills in Manteca?

Yes. Seniors, blind or disabled: postpone property taxes: Homeowners who are seniors, blind or have a disability can defer current-year property taxes on their home if they have at least 40% equity and household income of $45,000 or less.

Where can I get help paying utility bills in Manteca?

Income-qualified households: PG&E CARE or FERA: CARE takes 30–35% off electricity for income-qualified households; FERA takes 18% off for incomes slightly above the CARE limit. Apply with PG&E; application forms are also available through community agencies.

How much does a house in Manteca cost to run each year?

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