Grand Terrace, CA · Updated Oct 2026

What a Grand Terrace house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Grand Terrace house

$13,437a year · $1,120 a month

Starts at the typical market value, $517,600; your assessed value is often lower. Typical use.

A Grand Terrace house at the typical market value ($517,600) pays about $13,400 a year: $6,170 property tax and charges, $1,240 water and sewer, $430 trash, $4,110 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 64-gallon trash cart cartUp to $18 a year
Your cart costs $36 a month; the smallest costs $34. Worth it if you rarely fill it.
How: Call your garbage hauler.
Free yearly bulky-item pickup
Once a year, on your regular collection day, Burrtec offers a free curbside bulky-item collection service.
How: Contact Burrtec at least 24 hours before your collection day: (909) 889-1969.
Claim the $7,000 homeowners' exemption
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home; a first-time claim filed by February 15 gets the full exemption for that year.
How: File the claim with the county assessor where the property is located.
Appeal your assessment by Nov 30
The 2026 regular assessment appeal filing period in San Bernardino County runs July 2, 2026, to November 30, 2026.
How: See the Clerk of the Board assessment appeals page.

Adjust to match your bills

What you knowTrash cartResidential service is a three-cart system: a black cart for trash, a blue cart for recyclables and a green cart for organic and green waste.

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill. Your bill may also list flat direct charges that vary by parcel.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your Southern California Edison bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day to file a 2026 regular assessment appeal in San Bernardino County.
Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment is due Feb 1 and becomes delinquent Apr 10.

Who serves this house

Water: Riverside Highland Water Company; Riverside Highland Water Company billing rates effective April 24, 2025: billed bi-monthly; a 3/4-inch domestic meter charge per billing, an assessment of $51.90 a year per share, and four consumption tiers per 100 cubic feet.
Property tax: 1.21% of value; 2026-27 tax year, San Bernardino County (Colton Unified area)
Garbage: Burrtec Waste Industries; Burrtec bills trash collection services; collection includes recycling, green waste and trash.
Sewer: City of Grand Terrace; The City owns its sewer collection system, operated and maintained by the City of Colton; Burrtec bills residential sewer customers.
Electricity: Southern California Edison; Grand Terrace is listed among SCE service territory cities.
Gas: Southern California Gas Company; Southern California Gas Company is listed as the gas provider on the City's utilities page.

Pay or manage your bills

Your water

Source: In 2025 the company pumped 52 percent of its water from company-owned wells, and received 33 percent from the Encanto Booster, supplied by the City of San Bernardino.
Hardness: Total hardness in the 2025 report ranged from 160 to 290 mg/L (average 213.33).
Standards: The company reports that in 2025 its drinking water met all EPA and State of California drinking water health standards.

Riverside Highland is a shareholder-owned water company; tiers and the assessment depend on how many shares your property holds (the company's example uses two). Part of Grand Terrace may be served by another water system; check your water bill.

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How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water: Riverside Highland Water Company (the water provider the City lists) bills every two months; we halve the 3/4-inch meter charge ($48.44) and halve the tier breakpoints (40, 70 and 110 units per billing) to get monthly figures, and add the $51.90-a-year-per-share assessment for two shares (the company's example). Sewer: Colton's residential rate of $59.90 a month per EDU from July 1, 2026, which the City adopts and Burrtec bills. Part of the city may be on another water system; not modeled.
Trash: Burrtec's 7/1/26 residential rates from the City's rate exhibit, which is headed 'proposed rate increase'; the City's page announces new trash rates effective July 1, 2026. The three-cart service includes recycling and green waste.
Property tax: San Bernardino County 2026-27 rates for the Colton Unified, San Bernardino Community College and San Bernardino Valley Municipal Water areas (about 1.2082% in total; we did not verify the tax rate area for every parcel), less the $7,000 homeowners' exemption. The starting value is the Census median market value; assessed value under Prop 13 can be far lower. Flat direct charges on the tax bill (for example stormwater or lighting) could not be sourced for Grand Terrace and are not included.
Electricity: SCE's TOU-D-4 total of $0.3783 per kWh plus the $24.15 Base Services Charge, at 659 kWh (SCE's comparison usage for Baseline Region 14, which may differ from Grand Terrace's). Gas: SoCalGas's August 2026 average non-CARE bill ($68.91 at 35 therms), taken as including the $0.16-a-day charge, so about $4.87 a month plus $1.830 per therm. Insurance is the 2022 California average.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Grand Terrace house costs

What is the property tax rate in Grand Terrace?

About 1.21% of the value before exemptions a year (2026-27 tax year, San Bernardino County (Colton Unified area)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Grand Terrace?

About $5,957 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Grand Terrace?

About $103 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Riverside Highland Water Company.

How much does trash pickup cost in Grand Terrace?

$34 to $36 a month, depending on the trash cart size (64-gallon trash cart, 96-gallon trash cart (standard)).

When is property tax due in Grand Terrace?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment is due Feb 1 and becomes delinquent Apr 10.

How much does a house in Grand Terrace cost to run each year?

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