Rancho Cucamonga, CA · Updated Oct 2026

What a Rancho Cucamonga house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Rancho Cucamonga house

$14,485a year · $1,207 a month

Starts at the typical market value, $740,200; your assessed value is often lower. Typical use.

A Rancho Cucamonga house at the typical market value ($740,200) pays about $14,500 a year: $7,840 property tax and charges, $1,240 water and sewer, $450 trash, $3,460 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 35-gallon trash barrel cartUp to $56 a year
Your cart costs $38 a month; the smallest costs $33. Worth it if you rarely fill it.
How: Call Burrtec at (909) 987-3717; the first barrel exchange is free.
Seniors 60+: senior trash rate$25.20 instead of $37.61 a month
Burrtec's senior residential rate is $25.20 a month under the 2026 rates, against $37.61 for standard service. The account holder must be 60 or older and the head of household.
How: Call Burrtec at (909) 987-3717 and send a copy of your driver's license or California ID.
Low income: CVWD Customer Assistance Program$10 off each monthly water bill
Approved low-income customers get a $10.00 deduction on their monthly CVWD statement. Eligibility follows the CARE income guidelines and you must show you are on SCE or SoCalGas CARE. Funding is limited.
How: Apply with CVWD (customer service 855-654-2893) and attach a recent SCE or SoCalGas bill showing CARE.
Free sprinkler upgrade (RISE program)Devices valued up to $1,000
CVWD's RISE program gives homeowners an outdoor water use evaluation and sprinkler improvements, such as a weather-based irrigation controller and high-efficiency nozzles, valued up to $1,000. Funding is limited.
How: Sign up on CVWD's Programs and Rebates page.
Free bulky item pickups
Single-family residential customers can get bulky item pickups four times per calendar year at no charge, for items such as furniture, appliances and televisions.
How: Call Burrtec at (909) 987-3717 to schedule.

Adjust to match your bills

What you knowTrash cartStandard service includes one barrel each for trash, recycling and organics; the 35-gallon barrel rate is lower.

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Rancho Cucamonga house uses about 15.

Electricity, kWh a month

On your Southern California Edison bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 38 daysLast day to file a 2026 regular assessment appeal in San Bernardino County (filing runs July 2 to November 30, 2026).
Dec 10in 48 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 115 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Who serves this house

Water: Cucamonga Valley Water District; Cucamonga Valley Water District: a monthly meter charge by meter size plus four tiers per HCF (tier allotments for a 3/4-inch meter: 6, 18 and 36 HCF a month), with IEUA and MWD pass-through charges.
Property tax: 1.07% of value; 2026-27 tax year, San Bernardino County (Alta Loma Elementary tax rate area 015-004)
Garbage: Burrtec Waste Industries; Burrtec has been the City's single franchised waste hauler since 2007; it bills residential customers every two months.
Sewer: Cucamonga Valley Water District + Inland Empire Utilities Agency; CVWD charges a monthly local sewer service charge and passes through IEUA's monthly charge for sewage treatment and disposal.
Gas: SoCalGas; Southern California Gas is the City's listed gas provider.

Pay or manage your bills

Your water

Source: In 2025, 51% of CVWD's water was groundwater from the Cucamonga and Chino basins, 41% was imported from Northern California through the State Water Project, and 8% was local canyon and tunnel water.
Hardness: Total hardness averaged 125.5 ppm as calcium carbonate (range 109 to 142) in the 2025 water quality report.
Lead: Lead at household taps (2024 sampling): 90th percentile 0.00 ppb, 0 of 50 samples over the action level.

Other CA cities

How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Water (Cucamonga Valley Water District, rates from January 1, 2026): the 3/4-inch meter charge ($28.26 a month) plus IEUA's fixed meter pass-through ($5.40 from July 1, 2026), and $1.88, $2.33, $3.98 and $4.22 per HCF for tiers of 0-6, 6-18, 18-36 and over 36 HCF a month, with MWD's $0.48 per HCF pass-through added to tiers 3 and 4. The page starts at 15 HCF a month, the median use of 3/4-inch single-family meters in CVWD's 2021 rate study (FY 2019 billing data). Sewer: CVWD's $7.81 local service charge plus IEUA's $29.45 treatment charge, $37.26 a month per home from July 1, 2026, on the same monthly CVWD bill.
Trash: Burrtec's standard residential barrel service at the 2026 rate in City Resolution 2025-038, $37.61 a month ($32.92 with a 35-gallon trash barrel), billed by Burrtec every two months.
Property tax: tax rate area 015-004 (Alta Loma Elementary, Chaffey Union High, Chaffey Community College and Metropolitan Water District), about 1.0651% in total from San Bernardino County's 2026-27 rates (Resolution 2026-133, September 1, 2026), less the $7,000 homeowners' exemption, applied to the value you enter. We picked 015-004 because it has the most parcels with a homeowners' exemption in the county parcel map; Alta Loma and Etiwanda each cover about a third of the city's homes. Central Elementary areas are about 1.094%, Etiwanda areas about 1.072%, and Cucamonga Elementary areas about 1.047% (Cucamonga Elementary has no bond rate on the county list). The starting value is the Census median market value; under Prop 13 a home's assessed value can be far lower.
Fixed charges: the PD-85 park assessment ($31 a year per home, frozen since 1985; it covers most of the city outside the planned communities built after 1985). Not included because they depend on the neighborhood: city Landscape Maintenance Districts (LMD 1 is $92.21 a year but only for about 12,100 of its 31,200 parcels; planned communities pay $151 to $914), Street Lighting Maintenance Districts, Mello-Roos CFDs (fire protection CFDs 85-1 and 88-1 east of Archibald Avenue, and newer tracts), and school or other special taxes some tracts carry. Your tax bill lists them.
Electricity: SCE's standard Domestic rate with SCE generation from SCE's joint rate comparison with neighboring Pomona Choice Energy ($0.37392 per kWh in total, SCE rates as of June 1, 2026; its $195.56 average bill at 523 kWh is that rate times the usage, so a year-round average), plus SCE's $24.15 monthly Base Services Charge. Homes in RCMU's small southeast service area pay RCMU rates instead. Gas: SoCalGas's August 2026 average non-CARE bill ($68.91 at 35 therms), taken as including the $0.16-a-day customer charge (about $4.87 a month), so $4.87 a month plus $1.830 per therm. Insurance starts at the 2022 California average.
Nothing here is legal, tax or insurance advice.

Sources

How Rancho Cucamonga compares

A typical Rancho Cucamonga house against the 110 California cities we cover, using the same default numbers as the total above.

Per year	Rancho Cucamonga	Median	Where it falls
Property tax rate	1.07%	1.13%	lower than 99 of the other 109 California cities we cover
Water	$791	$955	lower than 82 of the other 109 California cities we cover
Sewer and utility-bill fees	$447	$584	lower than 51 of the other 76 California cities we cover
Trash	$451	$438	higher than 56 of the other 101 California cities we cover
Electricity and gas	$3,463	$3,556	lower than 67 of the other 109 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 108 other California cities we cover
Total	$14,485	$15,240	lower than 66 of the other 109 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Rancho Cucamonga's property tax rate is 1.07%, lower than 99 of the other 109 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Rancho Cucamonga is 1.07%, lower than 99 of the other 109 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $791 a year at typical use, lower than 82 of the other 109 California cities we cover.

Ask: "Water here costs about $791 a year at typical use, lower than 82 of the other 109 California cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Rancho Cucamonga house costs

What is the property tax rate in Rancho Cucamonga?

About 1.07% of the value before exemptions a year (2026-27 tax year, San Bernardino County (Alta Loma Elementary tax rate area 015-004)), plus flat charges on the same bill (PD-85 park maintenance assessment (Red Hill and Heritage Parks) $31).

How much is property tax on a $500,000 house in Rancho Cucamonga?

About $5,282 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $31 of flat charges.

How much is the water bill in Rancho Cucamonga?

About $103 a month for water and sewer at typical use (15 units, or 11,220 gallons a month) on Cucamonga Valley Water District.

How much does trash pickup cost in Rancho Cucamonga?

$33 to $38 a month, depending on the trash cart size (35-gallon trash barrel, Standard barrel service).

When is property tax due in Rancho Cucamonga?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Can seniors lower their property tax or bills in Rancho Cucamonga?

Yes. Seniors 60+: senior trash rate: Burrtec's senior residential rate is $25.20 a month under the 2026 rates, against $37.61 for standard service. The account holder must be 60 or older and the head of household.

Where can I get help paying utility bills in Rancho Cucamonga?

Low income: CVWD Customer Assistance Program: Approved low-income customers get a $10.00 deduction on their monthly CVWD statement. Eligibility follows the CARE income guidelines and you must show you are on SCE or SoCalGas CARE. Funding is limited. Apply with CVWD (customer service 855-654-2893) and attach a recent SCE or SoCalGas bill showing CARE.

How much does a house in Rancho Cucamonga cost to run each year?

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