Solana Beach, CA · Updated Oct 2026

What a Solana Beach home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Solana Beach house

$28,070a year · $2,339 a month

Starts at the typical market value, $2,000,001; your assessed value is often lower. Typical use.

Shopping for home insurance?

Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.

Compare insurers' prices

A Solana Beach house at the typical market value ($2,000,001) costs about $28,100 a year: $21,990 property tax and charges, $1,360 water, $380 trash, $2,850 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 35-gallon trash cart cartUp to $11 a year
Your cart costs $32 a month; the smallest costs $31. Worth it if you rarely fill it.
How: Call your garbage hauler.
Clean Impact costs less than Clean Impact PlusLower generation rate
In the August 2026 comparison for a typical Clean Energy Alliance TOU-DR1 customer using 346 kWh a month, Clean Impact averages $158.82 a month and Clean Impact Plus $172.56.
How: Opt down at thecleanenergyalliance.org/opt-down/ with your SDG&E account information, selecting Clean Impact, or call CEA Customer Service at (833) 232-3110.

Adjust to match your bills

What you knowTrash cart

Value before exemptionsUnder Prop 13 your assessed value is usually below market value if you bought years ago: enter the assessed value from your tax bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, 2022 (NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your SDG&E delivery with Clean Energy Alliance generation bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 36 daysFirst property tax installment delinquent after close of business; 10% penalty after that.
Feb 15in 103 daysHomeowners' exemption deadline for the full exemption (about $70); late filings through December 10 get 80%.
Apr 10Second property tax installment: payments made after April 10 incur a 10% penalty plus $10 cost.

Who serves this house

Water: Santa Fe Irrigation District; Rates effective January 1, 2026: commodity charges per HCF (748 gallons) for single family residential, in four tiers; the 3/4-inch meter tier allotments are 0-29, 30-45, 46-61 and 62+ HCF, and the potable fixed charge is billed bi-monthly.
Property tax: 1.06% of value; 2025-26 tax year, San Diego County (tax rate area 18000)
Garbage: EDCO; EDCO Waste and Recycling Services is the only authorized company that can haul solid waste in the City of Solana Beach
Sewer: City of Solana Beach; The City's annual sewer service charge is per Equivalent Dwelling Unit (EDU)
Electricity: Clean Energy Alliance; Clean Energy Alliance is the default power provider for Solana Beach

Pay or manage your bills

Your water

Service area: Santa Fe Irrigation District serves Solana Beach

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How these numbers are made

Individual bills are not public, so we calculate yours from public rates and what you tell us.
Property tax: the 1% levy plus voter-approved school (Solana Beach .02266, San Dieguito Union High .02003, MiraCosta .01140 per $100) and Metropolitan Water District (.007 per $100) rates for 2025-26 (total 1.06109, tax rate area 18000, the City of Solana Beach range); the 2026-27 rate book was not yet published on October 29, 2026. The starting value is the Census median, which is top-coded at $2,000,001, so it understates market value; assessed values for long-time owners are usually lower, so enter yours.
Flat tax-bill charges: only the county vector control assessment is included. The county rate book also lists Solana Beach Fire Benefit Fee and Lighting District Zone A levies, but publishes only totals and parcel counts, not per-home amounts, so they are not in the total. Some neighborhoods also pay CFD or maintenance district charges.
Water: Santa Fe Irrigation District, January 2026 rates; the bi-monthly fixed charge and tier breakpoints for the 3/4-inch meter are halved to monthly.
Sewer: $825.58 is the FY 2027 single-family EDU rate from the City Council's 2025 rate schedule.
Garbage: EDCO rates effective July 1, 2025 from the City's rate package. Electricity: Clean Energy Alliance Clean Impact Plus total $0.49874 per kWh at 346 kWh, with the base charge backed out as in other CEA cities. Gas: SDG&E's $0.13 a day fixed charge (CPUC table, September 2025) averaged over the year ($3.95 a month), plus $2.5469 a therm, so that 24 therms a month gives SDG&E's March 2026 average non-CARE bill of $65.08. Water default use is a modelled assumption, not an SFID-published typical. Census top-codes the median home value at $2,000,001, so market value is understated. The tax rate (total 1.06109) is the county's 2025-26 rate for tax rate area 18000, the City of Solana Beach range. Insurance starts at the 2022 California average premium, $1,492, the newest figure in the cited source.
Nothing here is legal, tax or insurance advice.

Sources

How Solana Beach compares

A typical Solana Beach house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Solana Beach	Median	Where it falls
Property tax rate	1.06%	1.13%	lower than 253 of the other 284 California cities we cover
Water	$1,361	$927	higher than 246 of the other 284 California cities we cover
Trash	$379	$452	lower than 200 of the other 267 California cities we cover
Electricity and gas	$2,852	$3,421	lower than 243 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$28,070	$14,432	higher than 269 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Solana Beach's property tax rate is 1.06%, lower than 253 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Solana Beach is 1.06%, lower than 253 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $1,361 a year at typical use, higher than 246 of the other 284 California cities we cover.

Ask: "Water here costs about $1,361 a year at typical use, higher than 246 of the other 284 California cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $379 a year for the standard cart, lower than 200 of the other 267 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $379 a year for the standard cart, lower than 200 of the other 267 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,852 a year, lower than 243 of the other 284 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,852 a year for a typical house, lower than 243 of the other 284 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Solana Beach house costs

What is the property tax rate in Solana Beach?

About 1.06% of the value before exemptions a year (2025-26 tax year, San Diego County (tax rate area 18000)), plus flat charges on the same bill (Sewer $826, County vector control assessment $13).

How much is property tax on a $500,000 house in Solana Beach?

About $6,070 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $839 of flat charges.

How much is the water bill in Solana Beach?

About $113 a month for water at typical use (9 units, or 6,732 gallons a month) on Santa Fe Irrigation District.

How much does trash pickup cost in Solana Beach?

$31 to $32 a month, depending on the trash cart size (96-gallon trash cart, 64-gallon trash cart, 35-gallon trash cart).

When is property tax due in Solana Beach?

Dec 10: First property tax installment delinquent after close of business; 10% penalty after that. Apr 10: Second property tax installment: payments made after April 10 incur a 10% penalty plus $10 cost.

How much does a house in Solana Beach cost to run each year?

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