Monterey Park, CA · Updated Oct 2026

What a Monterey Park home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Monterey Park house

$11,828a year · $986 a month

Starts at $471,614 of value before exemptions. Typical use.

Property tax$5,317
1.144% of $471,614, less $7,000 homeowners' exemption
Flat charges on the tax bill$110
LA County Measure W Safe Clean Water tax (median single-family parcel) $90 · San Gabriel Valley Mosquito and Vector Control assessment $20
Electricity and gas$3,463
523 kWh a month $2,637 · 35 therms $827
Water and sewer$1,009
9 units (CCF) a month on City of Monterey Park Water Utility: water $59, sewer $25 a month
Trash$436
96-gallon black, 96-gallon blue and 96-gallon green carts, $36 a month
Home insurance$1,492
Typical premium $1,492

Shopping for home insurance?

Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.

Compare insurers' prices

A typical Monterey Park house costs about $11,800 a year: $5,430 property tax and charges, $1,010 water and sewer, $440 trash, $3,460 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 64/32-gallon black cart with 64/32-gallon blue and green carts cartUp to $43 a year
Your cart costs $36 a month; the smallest costs $33. Worth it if you rarely fill it.
How: Call your garbage hauler.

Adjust to match your bills

What you knowTrash cartRates effective September 1, 2026.

Value before exemptionsUnder Prop 13 your assessed value starts at your purchase price and can rise at most 2% a year, so it is often far below market: use the assessed value on your tax bill. Parts of Monterey Park are in Garvey or Montebello school areas instead, and some parcels carry other district lines, so your bill's total rate can differ. Not included: the County Sanitation District sewer service charge on the tax bill (a few hundred dollars a year; the district for your parcel could not be confirmed) and any other special lines on your bill.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your Southern California Edison bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30, 2026in 26 daysLast day to file a 2026 regular assessment appeal in LA County (filing runs July 2 to November 30).
Dec 10in 36 daysFirst property tax installment (due Nov 1) is late after Dec 10: 10% penalty.
Feb 15in 103 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) becomes delinquent by the close of business on Apr 10: 10% penalty plus $10 cost.

Who serves this house

Water: City of Monterey Park Water Utility; Scheduled in the city's March 2024 water rate schedule for FY 2026-27 (effective July 1, 2026): a monthly service charge for a 5/8-inch meter and a single-family residential consumption charge per hcf (748 gallons) in three tiers.
Property tax: 1.14% of value; 2026-27 tax year, Los Angeles County
Garbage: Ware Disposal; Residential solid waste, recycling and organics collection services are provided by Ware Disposal.
Electricity: Southern California Edison; Southern California Edison (SCE) is listed as the electric provider on the City's utilities FAQ.
Gas: Southern California Gas Company; Southern California Gas Company is listed as the gas provider on the City's utilities FAQ.

Pay or manage your bills

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How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Property tax: the county's 2026-27 rate resolution for the Alhambra Unified school area; the tax area was not confirmed for every Monterey Park parcel. Only the rates itemized here are included; the County Sanitation District sewer charge and other bill lines were not sourced.
Water and sewer: City rates effective July 1, 2026, billed monthly. Trash: Ware Disposal rates effective September 1, 2026.
Electricity and gas use SCE and SoCalGas figures for the area.
Nothing here is legal, tax or insurance advice.

Sources

How Monterey Park compares

A typical Monterey Park house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Monterey Park	Median	Where it falls
Property tax rate	1.14%	1.13%	higher than 172 of the other 284 California cities we cover
Water	$712	$927	lower than 209 of the other 284 California cities we cover
Sewer and utility-bill fees	$297	$596	lower than 158 of the other 196 California cities we cover
Trash	$436	$452	lower than 149 of the other 267 California cities we cover
Electricity and gas	$3,463	$3,421	higher than 147 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$11,828	$14,432	lower than 213 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $297 a year, lower than 158 of the other 196 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $297 a year, lower than 158 of the other 196 California cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Monterey Park house costs

What is the property tax rate in Monterey Park?

About 1.14% of the value before exemptions a year (2026-27 tax year, Los Angeles County), plus flat charges on the same bill (LA County Measure W Safe Clean Water tax (median single-family parcel) $90, San Gabriel Valley Mosquito and Vector Control assessment $20).

How much is property tax on a $500,000 house in Monterey Park?

About $5,753 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $110 of flat charges.

How much is the water bill in Monterey Park?

About $84 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Monterey Park Water Utility.

How much does trash pickup cost in Monterey Park?

$33 to $36 a month, depending on the trash cart size (96-gallon black, 96-gallon blue and 96-gallon green carts, 64/32-gallon black cart with 64/32-gallon blue and green carts).

When is property tax due in Monterey Park?

Dec 10: First property tax installment (due Nov 1) is late after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) becomes delinquent by the close of business on Apr 10: 10% penalty plus $10 cost.

How much does a house in Monterey Park cost to run each year?

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