Red Bluff, CA · Updated Oct 2026

What a Red Bluff home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Red Bluff house

$9,034a year · $753 a month

Starts at the typical market value, $299,900; your assessed value is often lower. Typical use.

Shopping for home insurance?

Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.

Compare insurers' prices

A Red Bluff house at the typical market value ($299,900) costs about $9,000 a year: $3,040 property tax and charges, $670 water and sewer, $470 trash, $3,360 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 32-gallon cart cartUp to $99 a year
Your cart costs $39 a month; the smallest costs $31. Worth it if you rarely fill it.
How: Call your garbage hauler.
Homeowners' exemption: $7,000 off taxable value
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home.
How: File the claim with the county assessor where the property is located.
Seniors 62+: reduced 32-gallon trash rate$110 a year
Green Waste of Tehama lists a 32-gallon senior rate (62 or older) of $65.48 a quarter, compared with $93.10 for the standard 32-gallon cart.
How: Ask Green Waste of Tehama about the senior rate.

Adjust to match your bills

What you knowTrash cartRate sheet effective October 1, 2026, listed per quarter. Recycle and yard-waste carts are separate rentals ($21.00 and $24.75 a quarter).

Value before exemptionsEnter the assessed value from your tax bill: under Prop 13 it is often well below what the house would sell for. A Tehama County Mosquito and Vector Control District charge may appear on some tax bills; its per-parcel amount is not published in the district agendas, so it is not included. A few tax rate areas in the city pay 1.0284% instead.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, NAIC data via the Insurance Information Institute; California figures from the California Department of Insurance.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your PG&E bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 36 daysFirst property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty.
Feb 15in 103 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Who serves this house

Water: City of Red Bluff water system; City of Red Bluff water: 3/4-inch meter base rate $15.04 a month plus per-100-cubic-foot rates that fall in steps (rates effective July 15, 2012).
Property tax: 1.04% of value; 2025-26 tax year, Tehama County (tax rate area 002-001)
Garbage: Green Waste of Tehama; Green Waste of Tehama publishes the Red Bluff residential rate sheet effective October 1, 2026.
Sewer: City of Red Bluff; The City's sewer service fees are set under City Ordinance 832.
Electricity: PG&E; PG&E's Schedule E-1 applies everywhere PG&E provides electric service.
Gas: PG&E; PG&E's gas service map lists Red Bluff ZIP 96080.

Pay or manage your bills

Your water

Proposed rate change: The City's Proposition 218 hearing was set for October 6, 2026. New rates take effect, if adopted, on January 1, 2027: proposed monthly base for a 3/4-inch meter $14.89 and a flat $1.67 per HCF, with a proposed single-family sewer rate of $85.87.

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How these numbers are made

Property tax: Tehama County's 2025-26 rates for tax rate area 002-001, 1.0368%: the 1% basic levy plus Red Bluff Elementary and Red Bluff High School bonds and the Shasta Community College bonds, less the $7,000 homeowners' exemption. Most Red Bluff tax rate areas carry 1.0368%; several carry 1.0284%. The starting value is the Census median market value ($299,900); under Prop 13 your assessed value is probably lower. The county's 2026-27 table was not posted yet.
Water and sewer: the City's rates effective July 15, 2012, posted on the City's utilities page; they are current today but end December 31, 2026. The City's Council presentation for Resolution 30-2026 proposes, from January 1, 2027: 3/4-inch base $14.89, a flat $1.67 per HCF, single-family sewer $85.87, rising each January through 2031. News reports (Action News Now) say Council approved the rates 4-1 on October 6, 2026; the City's Legistar record we could read still showed no recorded vote or adopted schedule, so the 2027 figures are not stored as the bill until the adopted schedule is posted.
Garbage: Green Waste of Tehama's October 1, 2026 Red Bluff rate sheet, quarterly price divided by 3. Recycle and yard-waste carts are extra rentals and are not included.
Electricity: PG&E E-1 tiered rates, $0.79343 a day base services charge, baseline from territory R (Tehama, under 2,500 feet) weighted 4 summer and 8 winter months; typical use is PG&E's EIA residential average. Gas: PG&E G-1 plus the non-CARE public purpose surcharge. Insurance is the statewide 2022 average; no newer official NAIC or CDI California figure was found.
Not included: a Tehama County Mosquito and Vector Control District benefit assessment, if it is on your tax bill. The district's board agendas show only total assessment revenue and its engineer's reports were not posted where we could find them, so no per-parcel amount is published that we could confirm.
Nothing here is legal, tax or insurance advice.

How Red Bluff compares

A typical Red Bluff house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Red Bluff	Median	Where it falls
Property tax rate	1.04%	1.13%	lower than 274 of the other 284 California cities we cover
Water	$266	$927	lower than 283 of the other 284 California cities we cover
Sewer and utility-bill fees	$408	$596	lower than 141 of the other 196 California cities we cover
Trash	$471	$452	higher than 152 of the other 267 California cities we cover
Electricity and gas	$3,360	$3,421	lower than 172 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$9,034	$14,432	lower than 272 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Red Bluff's property tax rate is 1.04%, lower than 274 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Red Bluff is 1.04%, lower than 274 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $266 a year at typical use, lower than 283 of the other 284 California cities we cover.

Ask: "Water here costs about $266 a year at typical use, lower than 283 of the other 284 California cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Red Bluff house costs

What is the property tax rate in Red Bluff?

About 1.04% of the value before exemptions a year (2025-26 tax year, Tehama County (tax rate area 002-001)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Red Bluff?

About $5,111 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Red Bluff?

About $56 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Red Bluff water system.

How much does trash pickup cost in Red Bluff?

$31 to $45 a month, depending on the trash cart size (32-gallon cart, 64-gallon cart, 96-gallon cart).

When is property tax due in Red Bluff?

Dec 10: First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty.

Can seniors lower their property tax or bills in Red Bluff?

Yes. Seniors 62+: reduced 32-gallon trash rate ($110 a year): Green Waste of Tehama lists a 32-gallon senior rate (62 or older) of $65.48 a quarter, compared with $93.10 for the standard 32-gallon cart.

How much does a house in Red Bluff cost to run each year?

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