Milpitas, CA · Updated Oct 2026

What a Milpitas home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Milpitas house

$21,948a year · $1,829 a month

Starts at the typical market value, $1,251,700; your assessed value is often lower. Typical use.

Property tax$14,176
1.139% of $1,251,700, less $7,000 homeowners' exemption
Flat charges on the tax bill$328
Valley Water Safe, Clean Water special tax (2026-27) $82 · Mosquito & vector control assessments $31 · SF Bay Restoration Authority Measure AA $12 · Milpitas Unified School District Measure E parcel tax (seniors, SSI and SSDI recipients can apply for an exemption) $84 · Milpitas Unified School District Measure Q parcel tax (seniors, SSI and SSDI recipients can apply for an exemption) $119
Electricity and gas$3,414
500 kWh a month $2,435 · 31.72 therms $979
Water and sewer$1,967
7 units (CCF) a month on City of Milpitas: water $92, sewer $72 a month
Trash$571
26-gallon trash / 19-gallon food scraps split cart, weekly (curbside), $48 a month
Home insurance$1,492
Typical premium $1,492

Shopping for home insurance?

Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.

Compare insurers' prices

A Milpitas house at the typical market value ($1,251,700) costs about $21,900 a year: $14,500 property tax and charges, $1,970 water and sewer, $570 trash, $3,410 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 19-gallon trash / 19-gallon food scraps split cart, weekly (curbside) cartUp to $46 a year
Your cart costs $48 a month; the smallest costs $44. Worth it if you rarely fill it.
How: Call your garbage hauler.
Homeowners' exemption
If you own and occupy your home as your principal place of residence, you may be eligible for an exemption of up to $7,000 off the dwelling's assessed value.
How: File the claim with the Santa Clara County Assessor.
Seniors 62+: 50% off trash
There is a 50% cost reduction of the quarterly solid waste rate for residents 62 years and older. It applies to the 26-gallon and 19-gallon carts only.
How: Get the application from the Milpitas Sanitation website.
Seniors: Milpitas Unified parcel tax exemption
Parcel tax exemptions are available for Senior Citizens, SSI recipients, SSDI recipients and contiguous parcel owners who qualify.
How: See the Milpitas Unified School District parcel tax page.

Adjust to match your bills

What you knowTrash cartCurbside rates for January 1 – December 31, 2026; the price includes a 96-gallon recycling cart and a 96-gallon yard trimmings cart. Backyard service costs more.

Value before exemptionsThis starting value is the Census median home value, not an assessed value. Enter the assessed value from your tax bill: under Prop 13 it is often far below what the house would sell for.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Milpitas house uses about 7.

Electricity, kWh a month

On your Silicon Valley Clean Energy (SVCE) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 10in 36 daysLast day to pay the first installment of secured property taxes without penalties.
Feb 15in 103 daysClaims for the homeowners' exemption filed between Feb 16 and Dec 10 receive 80% of the exemption.
Apr 10Last day to pay the second installment of secured property taxes without penalties.
Jul 2 – Sep 15Window to file an assessment appeal with the Clerk of the Board of Supervisors.

Who serves this house

Water: City of Milpitas; City of Milpitas water rates effective 7/1/2026: bi-monthly fixed meter charge by meter size, plus a volumetric charge and a capital surcharge per unit (1 unit = 100 cubic feet = 748 gallons).
Property tax: 1.14% of value; 2025-26 tax year, Santa Clara County (tax rate area 012-001); flat charges 2026-27 where stated
Garbage: Milpitas Sanitation; Milpitas Sanitation provides residential garbage and recycling service; single-family service is billed quarterly.
Sewer: City of Milpitas; The City of Milpitas sewer system serves over 16,750 customer accounts.
Electricity: Silicon Valley Clean Energy / PG&E; Milpitas is a Silicon Valley Clean Energy service-area city.
Gas: PG&E; PG&E gas service covers Milpitas.

Pay or manage your bills

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How these numbers are made

Water: City of Milpitas rate schedule for 7/1/2026: 5/8-inch meter $43.35 bi-monthly = $21.68 a month; volumetric $8.67 + capital surcharge $1.33 = $10.00 per CCF (single rate). Typical use 7 CCF a month is half the 14 CCF per bi-monthly bill in the city's sample bill.
Sewer: single-family flat charge $144.49 bi-monthly (7/1/2026 column) = $72.25 a month; the 2023-2027 schedule came from the city's rate study and I did not find a later amended schedule.
Tax: 2025-26 rates for tax rate area 012-001 (total 1.1389% incl. state water project), the Milpitas area in the county rate book that has the common Milpitas Unified and San Jose-Evergreen district bonds. Other Milpitas areas differ slightly. Parcel taxes: Milpitas Unified Measures E ($84) and Q ($119), Valley Water, vector control and Measure AA; other direct charges may exist.
Value: the Census median ($1,251,700, market value); under Prop 13 assessed values are usually lower, so enter yours.
Garbage: Milpitas Sanitation 2026 curbside quarterly rate / 3 for the 26-gallon default. Electricity and gas: PG&E E-1 with SVCE generation swapped in, as for neighboring Silicon Valley Clean Energy cities; PG&E G-1 plus surcharge. Insurance is a 2022 statewide figure.
Nothing here is legal, tax or insurance advice.

Sources

How Milpitas compares

A typical Milpitas house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Milpitas	Median	Where it falls
Property tax rate	1.14%	1.13%	higher than 159 of the other 284 California cities we cover
Water	$1,100	$927	higher than 206 of the other 284 California cities we cover
Sewer and utility-bill fees	$867	$596	higher than 147 of the other 196 California cities we cover
Trash	$571	$452	higher than 200 of the other 267 California cities we cover
Electricity and gas	$3,414	$3,421	lower than 147 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$21,948	$14,432	higher than 244 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $867 a year, higher than 147 of the other 196 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $867 a year, higher than 147 of the other 196 California cities we cover. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Milpitas house costs

What is the property tax rate in Milpitas?

About 1.14% of the value before exemptions a year (2025-26 tax year, Santa Clara County (tax rate area 012-001); flat charges 2026-27 where stated), plus flat charges on the same bill (Valley Water Safe, Clean Water special tax (2026-27) $82, Mosquito & vector control assessments $31, SF Bay Restoration Authority Measure AA $12, Milpitas Unified School District Measure E parcel tax (seniors, SSI and SSDI recipients can apply for an exemption) $84).

How much is property tax on a $500,000 house in Milpitas?

About $5,943 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $328 of flat charges.

How much is the water bill in Milpitas?

About $164 a month for water and sewer at typical use (7 units, or 5,236 gallons a month) on City of Milpitas.

How much does trash pickup cost in Milpitas?

$44 to $64 a month, depending on the trash cart size (19-gallon trash / 19-gallon food scraps split cart, weekly (curbside), 26-gallon trash / 19-gallon food scraps split cart, weekly (curbside), 45-gallon trash / 19-gallon food scraps split cart, weekly (curbside), 67-gallon trash / 29-gallon food scraps split cart, weekly (curbside)).

When is property tax due in Milpitas?

Dec 10: Last day to pay the first installment of secured property taxes without penalties. Apr 10: Last day to pay the second installment of secured property taxes without penalties.

Can seniors lower their property tax or bills in Milpitas?

Yes. Seniors 62+: 50% off trash: There is a 50% cost reduction of the quarterly solid waste rate for residents 62 years and older. It applies to the 26-gallon and 19-gallon carts only.

How much does a house in Milpitas cost to run each year?

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