Rocklin, CA · Updated Oct 2026

What a Rocklin home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Rocklin house

$14,098a year · $1,175 a month

Starts at the typical market value, $693,100; your assessed value is often lower. Typical use.

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A Rocklin house at the typical market value ($693,100) costs about $14,100 a year: $7,420 property tax and charges, $1,400 water and sewer, $410 trash, $3,380 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Income-qualified households: PG&E CARE or FERACARE: 30–35% off electricity
California electric corporations with 100,000+ customer accounts offer a 30–35% CARE discount on electricity for income-qualified households; FERA applies an 18% discount for incomes slightly above the CARE limit.
How: Apply with PG&E; application forms are also available through community agencies.
100% disabled veterans: property tax exemption$100,000+ off assessed value
The basic Disabled Veterans' Exemption, also called the $100,000 exemption, is for a veteran rated 100% disabled from service (or an eligible unmarried surviving spouse) on their principal residence, and is compounded annually by an inflation factor; a larger low-income exemption (the $150,000 exemption) is for claimants under a household income limit.
How: File form BOE-261-G, Claim for Disabled Veterans' Property Tax Exemption, with the county assessor.

Adjust to match your bills

What you know

Value before exemptionsProp 13 keeps assessed value below this market median for long-time owners. Some Rocklin neighborhoods also pay Mello-Roos or assessment-district charges on the bill; amounts vary by parcel.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your PG&E bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Feb 1in 89 daysSecond installment due. Delinquent after April 10, then a 10% penalty.
Nov 1First property tax installment due. Delinquent after Dec 10, then a 10% penalty.

Who serves this house

Water: Placer County Water Agency (treated water); PCWA treated residential water, 2026, 5/8-inch meter: monthly charges of $28.29 and $25.26. Commodity charge: First 900 CF $2.26, Next 1,900 CF $2.72, Next 2,800 CF $2.97 (per 100 CF, as the page lists them).
Property tax: 1.08% of value; 2025–26 tax year, Placer County
Garbage: Recology Auburn Placer; Provides residential yard waste, recycling, and garbage collection in Rocklin; Recology bills.
Sewer: South Placer Municipal Utility District; Monthly service charge per equivalent dwelling unit, billed quarterly.
Electricity: PG&E; Residential tiered plan E-1; Placer County under 1,500 feet is baseline territory S.
Gas: PG&E; Residential gas service on schedule G-1.

Pay or manage your bills

Your water

Source: Surface water from the Yuba and Bear River watersheds and Lake Spaulding flows into the PG&E and PCWA delivery systems, supplemented with American River water.
Hardness: Hardness ranged 18.6-24.9 mg/L, average 21.75.
Lead: 42 samples were collected for lead; no detections.
Violations: The report lists 0 violations of surface water treatment requirements.

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How these numbers are made

Property tax: 1% general rate plus the 2025-26 Rocklin Unified bond rate (0.081990%) from Placer County; other overlapping bond or special-district rates for specific tax rate areas were not verified. Placer's earlier tax-rate tables also list a Sierra Joint Community College bond for the Rocklin area; the 2025-26 sheet could not be read, so it is not included and the total may be low by roughly 0.01 point.
Garbage uses the toter-only price from Rocklin's July 2024 to June 2025 Recology rate sheet; the City approved later increases (June 2026) that are not included, so the real bill is at least this amount.
Water uses PCWA's 2026 treated-water residential rates published for its Western Water System (Zone 6); whether Rocklin addresses pay these (Zone 1 vs Zone 6) was not confirmed, and part of Rocklin may get Roseville water. Tiers of 900 and 2,800 cubic feet are shown as 9 and 28 CCF; the 9 CCF default is a modelling choice.
Sewer is SPMUD's $42.53 monthly charge per equivalent dwelling unit; the district bills quarterly. The district's page also shows $44.66 from July 1, 2027.
Electric and gas use PG&E E-1 and G-1 with year-round weighted baselines for territory S.
Modelling: PCWA covers only part of Rocklin (a small part gets Roseville water) and its rate page does not name Rocklin addresses, so water rates are not confirmed for every address. Gas shown is PG&E's published tariff; PG&E's Gas Service Territory map lists ROCKLIN (ZIP 95677, 95765) in its PLACER county table, under the note that PG&E supplies gas service in the listed ZIP Codes.
Gas: PG&E's Gas Service Territory map (GAS_MAPS_Service_Area_Map.pdf) lists ROCKLIN, ZIP 95677 and 95765, in the PLACER county table.
Nothing here is legal, tax or insurance advice.

Sources

How Rocklin compares

A typical Rocklin house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Rocklin	Median	Where it falls
Property tax rate	1.08%	1.13%	lower than 228 of the other 284 California cities we cover
Water	$887	$927	lower than 154 of the other 284 California cities we cover
Sewer and utility-bill fees	$510	$596	lower than 123 of the other 196 California cities we cover
Trash	$409	$452	lower than 168 of the other 267 California cities we cover
Electricity and gas	$3,377	$3,421	lower than 155 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$14,098	$14,432	lower than 148 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Rocklin's property tax rate is 1.08%, lower than 228 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Rocklin is 1.08%, lower than 228 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

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Common questions about Rocklin house costs

What is the property tax rate in Rocklin?

About 1.08% of the value before exemptions a year (2025–26 tax year, Placer County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Rocklin?

About $5,334 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Rocklin?

About $116 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Placer County Water Agency (treated water).

How much does trash pickup cost in Rocklin?

$34 a month for a house.

When is property tax due in Rocklin?

Feb 1: Second installment due. Delinquent after April 10, then a 10% penalty. Nov 1: First property tax installment due. Delinquent after Dec 10, then a 10% penalty.

Where can I get help paying utility bills in Rocklin?

Income-qualified households: PG&E CARE or FERA: California electric corporations with 100,000+ customer accounts offer a 30–35% CARE discount on electricity for income-qualified households; FERA applies an 18% discount for incomes slightly above the CARE limit. Apply with PG&E; application forms are also available through community agencies.

How much does a house in Rocklin cost to run each year?

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