Chowchilla, CA · Updated Oct 2026

What a Chowchilla home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Chowchilla house

$8,884a year · $740 a month

Starts at the typical market value, $364,000; your assessed value is often lower. Typical use.

Property tax$3,902
1.093% of $364,000, less $7,000 homeowners' exemption
Electricity and gas$3,360
500 kWh a month $2,350 · 31.72 therms $1,010
Water and sewer$1,181
16 units (CCF) a month on City of Chowchilla: water $59, sewer $35, storm drain (average 7,800 sq ft lot) $4 a month
Trash$441
Standard set (three 96-gallon carts), $37 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A Chowchilla house at the typical market value ($364,000) costs about $8,900 a year: $3,900 property tax and charges, $1,180 water and sewer, $440 trash, $3,360 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Money dates

Feb 1in 89 daysSecond installment due; accepted without penalty until 5 p.m. on April 12, 2027.
Nov 2First property tax installment due; accepted without penalty until 5 p.m. on Dec. 10, 2026.

Who serves this house

Water: City of Chowchilla; City of Chowchilla adopted 2026/27 monthly rates: $31.63 for a 1-inch meter, $1.72 per hcf up to 18 hcf and $2.49 per hcf above 18 hcf (hcf = 748 gallons)
Property tax: 1.09% of value; 2025-26 rate book, Madera County (tax rate area 001-001)
Garbage: Mid Valley Disposal (City contract); Weekly collection with three 96-gallon carts (refuse, recycling, green waste); billed on the City utility bill.
Sewer: City of Chowchilla; Flat monthly charge per single-family dwelling unit plus a flat debt service charge.
Gas: PG&E; Residential gas service on schedule G-1.
Schools: Chowchilla Elementary / Chowchilla Union High; School district bond rates and the Merced Community College rate are part of the property tax rate.

Pay or manage your bills

Your water

Source: The City's drinking water supply comes entirely from local groundwater wells.
Hardness: Total hardness averaged 108.6 mg/L as CaCO3 (range 55 to 160) in the 2025 report.

Other CA cities

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How these numbers are made

Water, sewer and trash: the City's adopted 2026/27 column in the 2025 rate study (water 1-inch meter $31.63, $1.72 and $2.49 per hcf; sewer $33.81 plus $1.41 debt service; trash $36.74 a set). The adopted table starts at a 1-inch meter, the smallest listed.
Water starting use is 16 hcf a month, the study's average single-family use; at that use the first tier covers up to 18 hcf.
Meter install and retrofit charges of $2.44 a month apply to customers whose meters were retrofitted in 2014 and 2015; they are not included.
Storm drain is the current $4.04 a month for an average 7,800 sq ft lot ($2.61 capital plus a per-square-foot operating charge); the study's higher proposed rates were not adopted.
Property tax: Madera County rate book, tax rate area 001-001 (1.092939%), less the $7,000 homeowners' exemption. The 2026-27 book was not yet posted.
Energy: PG&E E-1 and G-1 with baselines weighted by season (electric 4 summer and 8 winter months; gas 7 summer, 3 off-peak and 2 on-peak months). Typical use is the EIA 2024 PG&E residential average. Insurance is the 2022 California average.
Gas: G-1 has a per-therm procurement and transportation charge and a minimum transportation charge; no separate fixed monthly charge is modelled.
Gas: Chowchilla (ZIP 93610) is on PG&E's gas service area ZIP list, so schedule G-1 applies. Rate-book header (2025-26 columns) maps Current=2025/26, so the extra toter in 2026/27 is $20.45 (third value).
Nothing here is legal, tax or insurance advice.

Sources

How Chowchilla compares

A typical Chowchilla house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Chowchilla	Median	Where it falls
Property tax rate	1.09%	1.13%	lower than 217 of the other 284 California cities we cover
Water	$710	$927	lower than 210 of the other 284 California cities we cover
Sewer and utility-bill fees	$471	$596	lower than 130 of the other 196 California cities we cover
Trash	$441	$452	lower than 142 of the other 267 California cities we cover
Electricity and gas	$3,360	$3,421	lower than 172 of the other 284 California cities we cover
Total	$8,884	$14,432	lower than 275 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Chowchilla's property tax rate is 1.09%, lower than 217 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Chowchilla is 1.09%, lower than 217 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

See who is running in your city →

Common questions about Chowchilla house costs

What is the property tax rate in Chowchilla?

About 1.09% of the value before exemptions a year (2025-26 rate book, Madera County (tax rate area 001-001)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Chowchilla?

About $5,388 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Chowchilla?

About $98 a month for water and sewer at typical use (16 units, or 11,968 gallons a month) on City of Chowchilla.

How much does trash pickup cost in Chowchilla?

$37 a month for a house.

When is property tax due in Chowchilla?

Feb 1: Second installment due; accepted without penalty until 5 p.m. on April 12, 2027. Nov 2: First property tax installment due; accepted without penalty until 5 p.m. on Dec. 10, 2026.

How much does a house in Chowchilla cost to run each year?

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