Turlock, CA · Updated Oct 2026

What a Turlock home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Turlock house

$11,112a year · $926 a month

Starts at the typical market value, $460,600; your assessed value is often lower. Typical use.

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A Turlock house at the typical market value ($460,600) costs about $11,100 a year: $4,860 property tax and charges, $1,360 water and sewer, $530 trash, $2,870 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Money dates

Nov 30in 26 daysLast day to file an appeal of the value on the annual tax roll, if the assessor mails assessment notices to all secured-roll taxpayers (otherwise Sept 15; the window starts July 2).
Feb 1in 89 daysSecond installment due. Delinquent after April 10, then a 10% penalty.
Feb 15in 103 daysLast day to file a timely homeowners' exemption claim.
Nov 1First property tax installment due. Delinquent after Dec 10, then a 10% penalty.

Who serves this house

Water: City of Turlock; City water rate plan table, January 1, 2022 column (shown as projected): 1 inch or less meter capacity charge $52.70 a month, customer charge $6.55 per account a month, single-family $1.76 per 1,000 gallons
Property tax: 1.07% of value; 2025-26 tax year, Stanislaus County (tax rate area 007-000 group; 2026-27 book not yet published)
Garbage: Turlock Scavenger (City contract); The City of Turlock works together with Turlock Scavenger to combine your services on to one easy bill.
Sewer: City of Turlock; Single-family metered sewer charge is set per dwelling unit.
Electricity: TID rate schedule; Most residential customers are billed on the DE Domestic Service rate tiers.
Gas: PG&E rate schedule; PG&E's gas public purpose surcharge schedule lists G-1 among its residential schedules.

Pay or manage your bills

Pay your Turlock utility bill ↗

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How these numbers are made

Water uses the last City schedule I could find (effective January 1, 2022); the City's 2025 comparison implies slightly higher current rates, so your water bill may be higher than shown. Typical use is 12,000 gallons a month, the example the City itself uses. Sewer is the FY 2026/27 step of the 2024 rate study. Garbage is the January 1, 2026 maximum in the City's 2022 notice and may be billed lower.
Property tax uses Stanislaus County 2025-26 tax rate area 007-000 (1.071385%) on the Census median home value; homes in other tax rate areas may differ.
Electricity is TID Schedule DE for January 1, 2026 as printed in TID's 2025 tariff, weighted 6 winter and 6 summer months at 905 kWh.
Insurance is the 2022 California statewide average, an old figure that today's premiums may not match.
Modelling: the garbage rate is the maximum in the City's notice; TID and PG&E are assumed to serve Turlock for electricity and gas respectively.
Nothing here is legal, tax or insurance advice.

Sources

How Turlock compares

A typical Turlock house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Turlock	Median	Where it falls
Property tax rate	1.07%	1.13%	lower than 243 of the other 284 California cities we cover
Water	$901	$927	lower than 150 of the other 284 California cities we cover
Sewer and utility-bill fees	$462	$596	lower than 133 of the other 196 California cities we cover
Trash	$530	$452	higher than 185 of the other 267 California cities we cover
Electricity and gas	$2,868	$3,421	lower than 231 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$11,112	$14,432	lower than 231 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Turlock's property tax rate is 1.07%, lower than 243 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Turlock is 1.07%, lower than 243 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,868 a year, lower than 231 of the other 284 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,868 a year for a typical house, lower than 231 of the other 284 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Turlock house costs

What is the property tax rate in Turlock?

About 1.07% of the value before exemptions a year (2025-26 tax year, Stanislaus County (tax rate area 007-000 group; 2026-27 book not yet published)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Turlock?

About $5,282 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Turlock?

About $114 a month for water and sewer at typical use (9,000 gallons a month) on City of Turlock.

How much does trash pickup cost in Turlock?

$44 a month for a house.

When is property tax due in Turlock?

Feb 1: Second installment due. Delinquent after April 10, then a 10% penalty. Nov 1: First property tax installment due. Delinquent after Dec 10, then a 10% penalty.

How much does a house in Turlock cost to run each year?

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