Millbrae, CA · Updated Oct 2026

What a Millbrae home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Millbrae house

$29,815a year · $2,485 a month

Starts at the typical market value, $1,934,900; your assessed value is often lower. Typical use.

Shopping for home insurance?

Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.

Compare insurers' prices

A Millbrae house at the typical market value ($1,934,900) costs about $29,800 a year: $21,850 property tax and charges, $3,030 water and sewer, $570 trash, $2,870 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 20-gal trash cartUp to $214 a year
Your cart costs $48 a month; the smallest costs $30. Worth it if you rarely fill it.
How: Questions about service levels, billing or cart selection go to South San Francisco Scavenger, (650) 589-4020.
Income-qualified households: CARE on gas20% off gas
CARE gives income-qualified customers a 20% discount on their natural gas bill.
How: Contact your utility company for an application.
100% disabled veterans: property tax exemptionUp to $180,671 off assessed value (2026)
Veterans with 100% disability, or partially disabled and unemployable, or their unmarried surviving spouses, can get a basic exemption of up to $180,671 for lien date 2026.
How: See the San Mateo County Assessor's Disabled Veterans' Exemption page.
Low-income water customers: 25% off the fixed meter charge25% off the monthly fixed meter charge
The City of Millbrae Customer Assistance Program gives eligible low-income residential customers a 25% discount on the monthly fixed meter charge.
How: See the City of Millbrae Water Infrastructure page.

Adjust to match your bills

What you knowTrash cart

Value before exemptionsEnter the assessed value from your tax bill: under Prop 13 it is often far below market value, and the starting figure here is the Census median home value, not an assessed value. Millbrae tax rate areas 014-002 to 014-008 listed in the rate book share the same 1.1263% composite.

I live here and have the Homeowners' exemptionSomeone on the title is 65 or older

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Millbrae house uses about 6.

Electricity, kWh a month

On your PG&E delivery with WestLight Energy generation bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 30in 26 daysLast day to file an appeal of an annual assessment with the Clerk of the Board of Supervisors (the filing period is July 2 to November 30).
Dec 10in 36 daysLast day to pay the first installment of secured property taxes.
Feb 15in 103 daysDeadline for first-time homeowners' exemption claims to get the full exemption for the year.
Apr 10Last day to pay the second installment of secured property taxes.

Who serves this house

Water: City of Millbrae; Water quantity charge is $15.42 per ccf (1 ccf = 748 gallons) of metered use, effective July 1, 2026; the monthly fixed service charge for a 3/4-inch meter is $34.35.
Property tax: 1.13% of value; 2025-26 tax rates, San Mateo County (Millbrae tax rate area 014-002)
Garbage: South San Francisco Scavenger Company; Non-recyclable garbage is collected one time per week by South San Francisco Scavenger Company, the firm franchised by the City of Millbrae.
Sewer: City of Millbrae; Water and sewer services are billed together bimonthly.
Electricity: WestLight Energy generation, PG&E delivery; WestLight Energy is the community electricity provider for San Mateo County.
Gas: PG&E; Millbrae (94030) is in PG&E's gas service territory.

Pay or manage your bills

Other CA cities

Cupertino home costs Sunnyvale home costs Mountain View home costs Alameda home costs Anaheim home costs Apple Valley home costs Carlsbad home costs Cathedral City home costs Fairfield home costs Fountain Valley home costs Fresno home costs Garden Grove home costs Huntington Beach home costs Irvine home costs Mission Viejo home costs Moreno Valley home costs Newport Beach home costs Norwalk home costs Palmdale home costs Rancho Cucamonga home costs San Diego home costs Santa Monica home costs Simi Valley home costs Vacaville home costs Vista home costs West Hollywood home costs Westminster home costs Yorba Linda home costs Manhattan Beach home costs Corona home costs Fontana home costs Oceanside home costs Montebello home costs La Quinta home costs Tracy home costs El Cerrito home costs Hemet home costs Downey home costs San Marcos home costs Jurupa Valley home costs West Covina home costs San Clemente home costs Pittsburg home costs Hesperia home costs Petaluma home costs Oakland home costs Fremont home costs El Monte home costs Camarillo home costs Santa Clara home costs Arcadia home costs Hawthorne home costs Beaumont home costs Rohnert Park home costs Rialto home costs Coachella home costs Ventura home costs Menifee home costs South Gate home costs Danville home costs Orange home costs Huntington Park home costs Redding home costs Daly City home costs Colton home costs Murrieta home costs Chino Hills home costs Walnut home costs Monrovia home costs Burbank home costs Rosemead home costs Atwater home costs Larkspur home costs San Gabriel home costs Pleasant Hill home costs Indio home costs Ontario home costs Inglewood home costs San Francisco home costs Eastvale home costs Costa Mesa home costs Hercules home costs Palm Desert home costs Perris home costs Manteca home costs Paso Robles home costs Novato home costs San Luis Obispo home costs Clayton home costs Berkeley home costs Oxnard home costs Moraga home costs Livermore home costs Lawndale home costs Diamond Bar home costs San Leandro home costs La Mesa home costs Thousand Oaks home costs Pleasanton home costs Suisun City home costs Chino home costs Bellflower home costs Tustin home costs Santa Barbara home costs Pacific Grove home costs San Juan Capistrano home costs Adelanto home costs Hollister home costs Malibu home costs Alhambra home costs Santa Clarita home costs Morgan Hill home costs Seaside home costs Placentia home costs Fullerton home costs La Habra home costs Union City home costs Bell Gardens home costs Carson home costs South Pasadena home costs Windsor home costs Placerville home costs Highland home costs Clovis home costs Redlands home costs Ridgecrest home costs Los Alamitos home costs Lathrop home costs El Centro home costs Azusa home costs Santee home costs Palo Alto home costs La Verne home costs Woodland home costs Twentynine Palms home costs San Anselmo home costs Buena Park home costs Dublin home costs Antioch home costs Saratoga home costs Merced home costs Moorpark home costs Roseville home costs Ripon home costs Lake Forest home costs Escondido home costs San José home costs Concord home costs San Mateo home costs Laguna Beach home costs Encinitas home costs Stockton home costs Chico home costs Burlingame home costs Bakersfield home costs San Pablo home costs Los Gatos home costs Rancho Santa Margarita home costs Glendora home costs Campbell home costs Newark home costs Atascadero home costs Cudahy home costs Yucaipa home costs Seal Beach home costs Grover Beach home costs Corte Madera home costs Grass Valley home costs Grand Terrace home costs West Sacramento home costs Eureka home costs Half Moon Bay home costs Hayward home costs San Marino home costs La Palma home costs Benicia home costs Folsom home costs South El Monte home costs Shasta Lake home costs Orinda home costs Modesto home costs Claremont home costs Tulare home costs Salinas home costs Laguna Woods home costs Menlo Park home costs Marina home costs Anderson home costs Arroyo Grande home costs Canyon Lake home costs Compton home costs Brentwood home costs Palm Springs home costs East Palo Alto home costs Poway home costs Pinole home costs Rancho Palos Verdes home costs Visalia home costs Shafter home costs El Cajon home costs San Ramon home costs Port Hueneme home costs Hermosa Beach home costs Clearlake home costs Chula Vista home costs San Jacinto home costs National City home costs San Rafael home costs Yucca Valley home costs Selma home costs Santa Ana home costs Riverside home costs San Bernardino home costs Santa Rosa home costs Elk Grove home costs Rocklin home costs Pomona home costs Los Angeles home costs Victorville home costs Richmond home costs Santa Maria home costs Rancho Cordova home costs Redwood City home costs Milpitas home costs Lake Elsinore home costs Davis home costs South San Francisco home costs Porterville home costs Santa Cruz home costs Hanford home costs Monterey Park home costs Lincoln home costs Vallejo home costs Citrus Heights home costs Napa home costs Lodi home costs Gilroy home costs Lynwood home costs Turlock home costs Watsonville home costs Cypress home costs Los Banos home costs Aliso Viejo home costs Brea home costs Lompoc home costs Stanton home costs Calexico home costs Wildomar home costs Montclair home costs Foster City home costs Goleta home costs Los Altos home costs Lemon Grove home costs Wasco home costs Soledad home costs Riverbank home costs Reedley home costs Patterson home costs Desert Hot Springs home costs Banning home costs Galt home costs Greenfield home costs Dixon home costs Coronado home costs Blythe home costs Red Bluff home costs Avenal home costs California City home costs Kingsburg home costs Carpinteria home costs Solana Beach home costs Healdsburg home costs Sonoma home costs Farmersville home costs Rio Vista home costs Exeter home costs South Lake Tahoe home costs Ukiah home costs Livingston home costs Newman home costs Commerce home costs Scotts Valley home costs Corcoran home costs Oroville home costs Albany home costs Chowchilla home costs Emeryville home costs

How these numbers are made

Garbage: South San Francisco Scavenger's published monthly rate for each cart size (billed quarterly, so the quarterly invoice is three times the monthly rate).
Water: the City's adopted rates effective July 1, 2026: $34.35 monthly fixed charge for a 3/4-inch meter and one $15.42 per ccf quantity rate for all use; the City's typical single-family home is 6 ccf a month. The City can pass through SFPUC wholesale increases above $7.00 per ccf.
Sewer: $78.82 fixed per month plus $7.87 per ccf (July 1, 2026). The City bills the variable charge on the lesser of actual use and the average winter demand; we apply it to all modelled use, so a household using more than its winter average is shown slightly high.
Property tax: San Mateo County 2025-26 rate book, Millbrae tax rate areas 014-002 through 014-008 (1% general tax, Library bond 0.0092%, Millbrae Elementary bonds 0.0571%, San Mateo Union High bonds 0.0420%, college bonds 0.0180%: 1.1263% in all) less the $7,000 homeowners' exemption, plus two flat charges on the bill: the $12 Measure AA and the $125 Millbrae School District Measure A parcel taxes (seniors can apply for an exemption from Measure A). Starting value is the Census median market value; Prop 13 assessed values are usually lower.
Electricity and gas use PG&E E-1 and G-1 rates with WestLight Energy generation (same as neighboring San Mateo County cities); insurance is the 2022 California statewide average premium.
Nothing here is legal, tax or insurance advice.

Sources

How Millbrae compares

A typical Millbrae house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Millbrae	Median	Where it falls
Property tax rate	1.13%	1.13%	lower than 146 of the other 284 California cities we cover
Water	$1,522	$927	higher than 262 of the other 284 California cities we cover
Sewer and utility-bill fees	$1,512	$596	higher than 192 of the other 196 California cities we cover
Trash	$571	$452	higher than 200 of the other 267 California cities we cover
Electricity and gas	$2,866	$3,421	lower than 233 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$29,815	$14,432	higher than 275 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $1,522 a year at typical use, higher than 262 of the other 284 California cities we cover.

Ask: "Water here costs about $1,522 a year at typical use, higher than 262 of the other 284 California cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,512 a year, higher than 192 of the other 196 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,512 a year, higher than 192 of the other 196 California cities we cover. What drives that cost, and would you change anything?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,866 a year, lower than 233 of the other 284 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,866 a year for a typical house, lower than 233 of the other 284 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Millbrae house costs

What is the property tax rate in Millbrae?

About 1.13% of the value before exemptions a year (2025-26 tax rates, San Mateo County (Millbrae tax rate area 014-002)), plus flat charges on the same bill (SF Bay Restoration Authority parcel tax (Measure AA) $12, Millbrae School District parcel tax (Measure A) $125).

How much is property tax on a $500,000 house in Millbrae?

About $5,690 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $137 of flat charges.

How much is the water bill in Millbrae?

About $253 a month for water and sewer at typical use (6 units, or 4,488 gallons a month) on City of Millbrae.

How much does trash pickup cost in Millbrae?

$30 to $143 a month, depending on the trash cart size (20-gal trash, 32-gal trash, 64-gal trash, 96-gal trash).

Where can I get help paying utility bills in Millbrae?

Income-qualified households: CARE on gas: CARE gives income-qualified customers a 20% discount on their natural gas bill. Contact your utility company for an application.

How much does a house in Millbrae cost to run each year?

All California cities All cities