Commerce, CA · Updated Oct 2026

What a Commerce home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Commerce house

$9,597a year · $800 a month

Starts at $288,883 of value before exemptions. Typical use.

Property tax$3,192
1.132% of $288,883, less $7,000 homeowners' exemption
Flat charges on the tax bill$339
Sewer $232 · LA County Measure W Safe Clean Water tax (median single-family parcel) $78 · Greater LA County Vector Control assessment $19 · Metropolitan Water District water standby charge (Central Basin) $10
Electricity and gas$3,505
523 kWh a month $2,637 · 35 therms $869
Water$906
9 units (CCF) a month on California Water Service Co. East Los Angeles tariff area: water $75 a month
Trash$0
Residential refuse and recycling (no charge; developments built after 2002 not included), $0 a month
Home insurance$1,655
Typical premium $1,655

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A typical Commerce house costs about $9,600 a year: $3,530 property tax and charges, $910 water, $0 trash, $3,510 electricity and gas, $1,660 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Low-income seniors over 62: Safe, Clean Water parcel tax exemptionNo Safe, Clean Water tax
Owners over 62 who live in the home and head a low-income household can apply for an exemption from the Safe, Clean Water Program special parcel tax; the FY 2027-28 limit is $106,600 for a 2-person household.
How: Submit the claim form to the Safe, Clean Water Program by May 1 each year; call 833-275-7297.
Low water use: reduced sewer charge
District No. 2 parcels with significantly lower water usage may be eligible for a reduced sewer service charge rate.
How: Eligibility follows the Master Service Charge Ordinance of County Sanitation District No. 2.

Money dates

Nov 30, 2026in 26 daysLast day to file a 2026 regular assessment appeal in LA County (filing runs July 2 to November 30).
Dec 10in 36 daysFirst property tax installment (due Nov 1) is late after Dec 10: 10% penalty.
Feb 15in 103 daysLast day for a first-time homeowners' exemption claim to get the full exemption for the year.
Apr 10Second property tax installment (due Feb 1) is late after Apr 10: 10% penalty plus $10.

Who serves this house

Water: Depends on your address; City of Commerce water system / California Water Service
Property tax: 1.13% of value; 2026-27 tax year, Los Angeles County
Garbage: Athens Services; The City contracts with Athens Services for residential refuse and recycling; there is no charge to residents, but housing developments built after 2002 are not included in the program.
Sewer: LA County Sanitation District No. 2; District No. 2 covers all or portions of Commerce.
Electricity: Southern California Edison; The City lists Southern California Edison as its electricity provider.
Gas: SoCalGas; The City lists Southern California Gas Company as its gas provider.

Pay or manage your bills

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How these numbers are made

Individual bills are confidential in California, so we calculate yours from public rates and what you tell us.
Property tax: tax rate area 06518, where 1,008 of Commerce's 1,470 single-family parcels (use code 0100) sit: the 1% levy, Montebello Unified bonds, Los Angeles Community College District bonds and the Metropolitan Water District rate (about 1.1334% in total), less the $7,000 homeowners' exemption, applied to the value you enter. The 2026-27 rates were read from the LA County Auditor-Controller's tax rate area file. The starting value is the median 2026 roll value of Commerce single-family parcels.
Flat charges on the tax bill for 2026-27: LA County Sanitation District No. 2's $232 sewer charge, the Greater LA County Vector Control assessment ($18.97 for parcels of an acre or less), Central Basin MWD's $10.44 Metropolitan standby charge, and Measure W at the median of 1,474 Commerce single-family parcels in the county's Safe Clean Water tax layer ($77.56). Not included: the LA County flood control assessment and any parcel-specific assessments.
Water: the default is Cal Water's East Los Angeles Schedule EL-1-R (effective 10/1/2026), whose text covers East Los Angeles, Commerce and vicinity. The City's own system (CA1910050, operated with Cal Water) is shown second; its rates (service charge $6.90; $2.1837 and $2.5468 per Ccf) are those effective 9/1/2021, the newest schedule Cal Water posts for the City, and no newer City schedule was found, so check your bill to see which applies. No official typical-use figure for Commerce was found, so the page starts at its default use.
Trash is free to residents. Electricity: SCE Domestic rate with SCE generation ($0.37392 per kWh in total) plus the $24.15 Base Services Charge. Gas: SoCalGas March 2026 average non-CARE bill ($72.39 at 35 therms), with $4.87 a month fixed plus $1.929 per therm. Insurance starts at the 2023 California statewide average (NAIC); the gas per-therm figure is an estimate derived from SoCalGas's March 2026 average bill, since commodity rates change monthly.
Nothing here is legal, tax or insurance advice.

Sources

How Commerce compares

A typical Commerce house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Commerce	Median	Where it falls
Property tax rate	1.13%	1.13%	higher than 148 of the other 284 California cities we cover
Water	$906	$927	lower than 149 of the other 284 California cities we cover
Trash	$0	$452	lower than 267 of the other 267 California cities we cover
Electricity and gas	$3,505	$3,421	higher than 160 of the other 284 California cities we cover
Home insurance	$1,655	$1,492	higher than 272 of the other 272 California cities we cover
Total	$9,597	$14,432	lower than 265 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 267 of the other 267 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 267 of the other 267 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

See who is running in your city →

Common questions about Commerce house costs

What is the property tax rate in Commerce?

About 1.13% of the value before exemptions a year (2026-27 tax year, Los Angeles County), plus flat charges on the same bill (Sewer $232, LA County Measure W Safe Clean Water tax (median single-family parcel) $78, Greater LA County Vector Control assessment $19, Metropolitan Water District water standby charge (Central Basin) $10).

How much is property tax on a $500,000 house in Commerce?

About $5,922 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $339 of flat charges.

How much is the water bill in Commerce?

About $75 a month for water at typical use (9 units, or 6,732 gallons a month) on California Water Service Co. East Los Angeles tariff area.

How much does trash pickup cost in Commerce?

$0 a month for a house.

When is property tax due in Commerce?

Dec 10: First property tax installment (due Nov 1) is late after Dec 10: 10% penalty. Apr 10: Second property tax installment (due Feb 1) is late after Apr 10: 10% penalty plus $10.

Can seniors lower their property tax or bills in Commerce?

Yes. Low-income seniors over 62: Safe, Clean Water parcel tax exemption: Owners over 62 who live in the home and head a low-income household can apply for an exemption from the Safe, Clean Water Program special parcel tax; the FY 2027-28 limit is $106,600 for a 2-person household.

Where can I get help paying utility bills in Commerce?

Low-income seniors over 62: Safe, Clean Water parcel tax exemption: Owners over 62 who live in the home and head a low-income household can apply for an exemption from the Safe, Clean Water Program special parcel tax; the FY 2027-28 limit is $106,600 for a 2-person household. Submit the claim form to the Safe, Clean Water Program by May 1 each year; call 833-275-7297.

How much does a house in Commerce cost to run each year?

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