Clearlake, CA · Updated Oct 2026

What a Clearlake house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Clearlake house

$7,985a year · $665 a month

Starts at the typical market value, $214,200; your assessed value is often lower. Typical use.

Property tax$2,315
1.117% of $214,200, less $7,000 homeowners' exemption
Electricity$2,380
500 kWh a month $2,380
Water and sewer$1,477
4 units (CCF) a month on Highlands Mutual Water Company: water $78, sewer $45 a month
Trash$321
32-gal, $27 a month
Home insurance$1,492
Typical premium $1,492

A Clearlake house at the typical market value ($214,200) pays about $8,000 a year: $2,310 property tax and charges, $1,480 water and sewer, $320 trash, $2,380 electricity, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 20-gal cartUp to $51 a year
Your cart costs $27 a month; the smallest costs $23. Worth it if you rarely fill it.
How: Call customer service at 888-718-4888 or 707-234-6400 to request a different size cart.
Homeowners' exemption
A qualifying owner-occupied home gets a $7,000 reduction in taxable value.
How: The home must have been the owner's principal place of residence on January 1.

Adjust to match your bills

What you knowTrash cartPrices are the hauler's rate flier effective July 1, 2022 (roadside, once-a-week, monthly total with fuel surcharge); no newer residential rate sheet was found, so the bill may be higher.

Value before exemptionsEnter the assessed value from your tax bill: under Prop 13 it is often well below the Census market median. Direct charges on the bill (fire, lighting, vector control) were not in the rate book and are not included.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy. We start at $1,492, California statewide average, NAIC data for 2022 as published by the Insurance Information Institute (California figures from the California Department of Insurance).

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Clearlake house uses about 4.

Electricity, kWh a month

On your PG&E bill. An electric car adds about 300 kWh.

Money dates

Dec 10in 48 daysLast day to pay the first installment of secured taxes without penalty.
Apr 10Last day to pay the second installment of secured taxes without penalty.

Who serves this house

Water: Highlands Mutual Water Company; Rate effective May 1, 2025; the 5/8" monthly base rate has no usage allowance.
Property tax: 1.12% of value; 2025-26 tax year, Lake County (tax rate area 002-000)
Garbage: Clearlake Waste Solutions; Trash and recycling collection within the City of Clearlake is provided by Clearlake Waste Solutions.
Sewer: Lake County Sanitation District; The district's rate sheet is headed "Serving Clearlake and Lower Lake".
Electricity: PG&E; PG&E's service area map lists Clearlake ZIP codes 95422, 95423 and 95424.

Pay or manage your bills

Your water

Source: Raw water source: Surface Water Treatment System; Clear Lake water quality is impacted by seasonal rainfall and algal growth.
Violations: The 2025 report says the company did not have any violations of an MCL, MRDL, AL, Surface Water TT, or required monitoring or reporting requirements.

Other CA cities

How these numbers are made

Property tax uses Lake County tax rate area 002-000 for 2025-26 (1.117037% total: 1% plus Konocti Unified and Yuba Community College bonds); the 2026-27 book was not posted. Which TRA covers most Clearlake homes was not confirmed against a TRA map.
Starting value is the Census ACS median market value; assessed values are usually lower under Prop 13.
Water: Highlands Mutual Water Company, $43.66 monthly 5/8-inch base plus $8.50 per 748 gallons (CCF), effective May 1, 2025. Konocti County Water District and Golden State Water serve other parts of the city and are not modelled, so a bill from either differs from this page. Golden State Water's Clearlake page serves over 2,100 customers and lists an average residential use of 4 Ccf a month; that 4 Ccf is used as the starting use here (an assumption for Highlands homes), and it can be changed.
Sewer: Lake County Sanitation District (Southeast) $36.28 SE-R house + $5.02 SE-CIP capital improvement + $4.16 SE-BR bond repay, from the Feb 15, 2025 rate sheet (a scanned image, read by eye). The CIP is adjusted annually by CPI and no newer sheet was found, so the current bill may be higher.
Electric: PG&E E-1 with the $0.79343 daily charge x 365 / 12; baseline 359.9 kWh a month is the seasonal average for territory P, the code PG&E lists for Lake County. No PG&E gas service was found for Clearlake and gas is not modelled.
Garbage: the July 2022 monthly roadside rates (fuel surcharge included); residents are billed quarterly. No city tax on utility bills was found and none is modelled.
Nothing here is legal, tax or insurance advice.

Sources

How Clearlake compares

A typical Clearlake house against the 207 California cities we cover, using the same default numbers as the total above.

Per year	Clearlake	Median	Where it falls
Property tax rate	1.12%	1.13%	lower than 126 of the other 206 California cities we cover
Water	$932	$944	lower than 107 of the other 206 California cities we cover
Sewer and utility-bill fees	$546	$582	lower than 72 of the other 136 California cities we cover
Trash	$321	$443	lower than 170 of the other 187 California cities we cover
Electricity and gas	$2,380	$3,463	lower than 194 of the other 206 California cities we cover
Home insurance	$1,492	$1,492	in the middle of 201 other California cities we cover
Total	$7,985	$14,973	lower than 205 of the other 206 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $321 a year for the standard cart, lower than 170 of the other 187 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $321 a year for the standard cart, lower than 170 of the other 187 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,380 a year, lower than 194 of the other 206 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,380 a year for a typical house, lower than 194 of the other 206 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

See who is running in your city →

Common questions about Clearlake house costs

What is the property tax rate in Clearlake?

About 1.12% of the value before exemptions a year (2025-26 tax year, Lake County (tax rate area 002-000)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Clearlake?

About $5,507 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Clearlake?

About $123 a month for water and sewer at typical use (4 units, or 2,992 gallons a month) on Highlands Mutual Water Company.

How much does trash pickup cost in Clearlake?

$23 to $67 a month, depending on the trash cart size (20-gal, 32-gal, 64-gal, 96-gal).

When is property tax due in Clearlake?

Dec 10: Last day to pay the first installment of secured taxes without penalty. Apr 10: Last day to pay the second installment of secured taxes without penalty.

How much does a house in Clearlake cost to run each year?

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