Coronado, CA · Updated Oct 2026

What a Coronado home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Coronado house

$27,784a year · $2,315 a month

Starts at the typical market value, $2,000,001; your assessed value is often lower. Typical use.

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Insurers charge very different prices for the same house and coverage. California's free premium survey lists each insurer's price.

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A Coronado house at the typical market value ($2,000,001) costs about $27,800 a year: $21,730 property tax and charges, $1,080 water, $370 trash, $3,110 electricity and gas, $1,490 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

FERA: 18% bill discount18% off electric
Customers enrolled in the Family Electric Rate Assistance (FERA) Program receive a separate line-item bill discount of 18%.
How: If you are having difficulty with living expenses, visit sdge.com/assistance.
CARE households: 20% off gas20% off gas
Customers enrolled in the California Alternate Rates for Energy (CARE) program receive a 20% discount on their SDG&E natural gas bill.
How: See SDG&E discount programs at sdge.com/assistance.

Money dates

Nov 30in 26 daysAn appeal is filed with the Clerk of the Assessment Appeals Boards. The filing period is July 2nd through November 30th of each year.
Dec 10in 36 daysFirst property tax installment delinquent after close of business; 10% penalty after that.
Feb 15in 103 daysHomeowners' exemption deadline for the full exemption (about $70); late filings through December 10 get 80%.
Apr 10Second property tax installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.

Who serves this house

Water: California American Water (Coronado); Schedule SOU-1 San Diego Service Area, effective January 1, 2026: residential quantity rates per 100 gallons (CGL) in four tiers (first 85 CGL, next 50, next 163, over 298), plus a monthly service charge of $25.95 for a 5/8x3/4-inch meter.
Property tax: 1.05% of value; 2025-26 tax year, San Diego County (tax rate area 02000)
Garbage: EDCO, under the City's rate schedule; The City of Coronado publishes the Solid Waste Collection Rate Schedule for residential cart service.
Sewer: City of Coronado; The City of Coronado charges a monthly flat sewer rate per single family unit, collected on the County property tax roll.

Pay or manage your bills

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How these numbers are made

Property tax: 1% Prop 13 levy plus the rest of tax rate area 02000's 2025-26 total (1.05331 percent) as school/college debt; the book's school table rows do not add to that total, so the parts are shown combined.
Sewer: $55.48 a month for a Single Family Unit in fiscal 2026-27 times 12, on the tax roll. The storm drain line is the County's published total divided by parcels, an average, not each home's exact bill.
Water: California American Water SOU-1 total per-100-gallon rates (base plus purchased water) times 10 per 1,000 gallons; service charge $25.95. Not modelled: Cal Am's separate surcharge schedules (for example Schedule UF, a percentage surcharge on all Cal Am bills) and any San Diego surcredits; their Coronado amounts were not found.
Garbage: City rate schedule effective 7/1/25 ($31.11); a 2026-27 schedule was not found.
Electricity and gas: SDG&E bundled averages (400 kWh, 24 therms), the same method as nearby SDG&E cities; the electric fixed charge is the 8/1/2026 TOU-DR1 base services charge ($0.79343 a day), the $194 total is SDG&E's April 2026 rate-alert average. Insurance: California statewide 2022 average, not Coronado-specific; no newer official figure was found. The County's 2025-26 special-assessment list shows only Coronado sewer and storm drain charges, no school parcel tax.
Nothing here is legal, tax or insurance advice.

Sources

How Coronado compares

A typical Coronado house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Coronado	Median	Where it falls
Property tax rate	1.05%	1.13%	lower than 262 of the other 284 California cities we cover
Water	$1,079	$927	higher than 201 of the other 284 California cities we cover
Trash	$373	$452	lower than 205 of the other 267 California cities we cover
Electricity and gas	$3,109	$3,421	lower than 205 of the other 284 California cities we cover
Home insurance	$1,492	$1,492	lower than 1 of the other 272 California cities we cover
Total	$27,784	$14,432	higher than 268 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Coronado's property tax rate is 1.05%, lower than 262 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Coronado is 1.05%, lower than 262 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $373 a year for the standard cart, lower than 205 of the other 267 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $373 a year for the standard cart, lower than 205 of the other 267 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

See who is running in your city →

Common questions about Coronado house costs

What is the property tax rate in Coronado?

About 1.05% of the value before exemptions a year (2025-26 tax year, San Diego County (tax rate area 02000)), plus flat charges on the same bill (Sewer $666, City storm drain improvement charge (county list average per parcel) $72).

How much is property tax on a $500,000 house in Coronado?

About $5,930 a year on $500,000 of the value before exemptions with the homeowners' exemption, including $738 of flat charges.

How much is the water bill in Coronado?

About $90 a month for water at typical use (7,000 gallons a month) on California American Water (Coronado).

How much does trash pickup cost in Coronado?

$31 a month for a house.

When is property tax due in Coronado?

Dec 10: First property tax installment delinquent after close of business; 10% penalty after that. Apr 10: Second property tax installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.

Where can I get help paying utility bills in Coronado?

FERA: 18% bill discount: Customers enrolled in the Family Electric Rate Assistance (FERA) Program receive a separate line-item bill discount of 18%. If you are having difficulty with living expenses, visit sdge.com/assistance.

How much does a house in Coronado cost to run each year?

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