Greenfield, CA · Updated Oct 2026

What a Greenfield home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Greenfield house

$12,219a year · $1,018 a month

Starts at the typical market value, $531,400; your assessed value is often lower. Typical use.

Property tax$6,393
1.219% of $531,400, less $7,000 homeowners' exemption
Electricity and gas$2,976
370 kWh a month $2,029 · 31 therms $947
Water and sewer$2,053
7,000 gallons a month on City of Greenfield: water $55, sewer $116 a month
Trash$798
64-gal garbage, weekly, $66 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A Greenfield house at the typical market value ($531,400) costs about $12,200 a year: $6,390 property tax and charges, $2,050 water and sewer, $800 trash, $2,980 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 32-gal garbage, weekly cartUp to $353 a year
Your cart costs $66 a month; the smallest costs $37. Worth it if you rarely fill it.
How: Call your garbage hauler.
Homeowners' exemption: $7,000 off taxable value
The California Constitution provides a $7,000 reduction in the taxable value for a qualifying owner-occupied home.
How: The home must be your principal residence on January 1.

Adjust to match your bills

What you knowTrash cartMonthly weekly-service rates from the City Council-approved FY 2026-27 schedule effective July 1, 2026. Extra charges (overloaded cart, extra bag) are on the schedule.

Value before exemptionsProp 13 assessed values of long-held homes are often far below this market median: enter the assessed value from your tax bill. Direct charges on the bill (special assessments, parcel levies) are not included, so your bill may be higher than this estimate.

I live here and have the Homeowners' exemption

Home insurance, a yearFrom your policy's declarations page.

Earthquake insurance, a yearSeparate from home insurance. Most owners don't have it.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your 3CE generation with PG&E delivery bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

February 15in 103 daysLast day to file the Homeowners' Exemption to receive the full exemption for that year.

Who serves this house

Water: City of Greenfield; The City Council adopted the 2023 water rates and set a monthly account charge of $24.66 for 2026-27; the city rate notice also lists a meter-size charge and single-family rates per 1,000 gallons in three tiers.
Property tax: 1.22% of value; 2026-27 tax year, Monterey County
Garbage: TCDR; The TCDR residential rate sheet for 2026-27 covers Gonzales, Greenfield and Soledad.
Sewer: City of Greenfield; The City of Greenfield bills sewer service on the utility bill.
Electricity: 3CE generation with PG&E delivery; Central Coast Community Energy lists Greenfield among its communities.
Gas: PG&E; Schedule G-1 applies everywhere within PG&E’s natural gas Service Territory.
Gas service area: PG&E; PG&E's Gas Service Territory list includes Greenfield in Monterey County.

Pay or manage your bills

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How these numbers are made

Property tax: 1% plus the 2026-27 Monterey County debt service rates for Hartnell Community College (0.042623%), Greenfield Union School District (0.092153%) and South Monterey County Joint Union High School (0.084237%). Greenfield has no city bond rate in that table. The tax rate area with the most homes was not confirmed and direct charges on the tax bill were not found, so your bill may differ.
Water: the City Council's water rates for FY 2026-27 from the rate notice: account charge $24.66 (Resolution 2023-123 schedule) plus the $15.00 5/8-inch meter charge as the monthly fixed charge, and single-family tiers $2.20/$2.72/$5.17 per 1,000 gallons up to 6 and 13 thousand gallons. The notice is a scanned table whose column headings run one year behind the study; the FY 2026-27 column was taken as the fourth value in each row.
Sewer: Resolution 2026-72 (adopted July 14, 2026): $36.74 fixed plus $11.81 per 1,000 gallons; the calculator applies the per-1,000-gallon charge to all water used in the month. Resolution 2026-72 does not say whether the variable charge is based on metered use or a winter average, so the sewer line may run high if it is a winter average. The city's utility page notes a disconnect fee and other charges that are not in the monthly total.
Garbage: TCDR's 2026-27 schedule approved by the City Council, with the 64-gallon weekly cart as the default.
Electricity and gas: the same 3CE E-1 comparison and PG&E G-1 rates used for nearby Monterey County cities; 370 kWh a month is the comparison's typical use. The comparison's $0.45701 per kWh is an all-in rate (its $168.97 bill is that rate times 370 kWh), so no separate fixed charge is added.
Nothing here is legal, tax or insurance advice.

Sources

How Greenfield compares

A typical Greenfield house against the 285 California cities we cover, using the same default numbers as the total above.

Per year	Greenfield	Median	Where it falls
Property tax rate	1.22%	1.13%	higher than 249 of the other 284 California cities we cover
Water	$658	$927	lower than 228 of the other 284 California cities we cover
Sewer and utility-bill fees	$1,395	$596	higher than 190 of the other 196 California cities we cover
Trash	$798	$452	higher than 258 of the other 267 California cities we cover
Electricity and gas	$2,976	$3,421	lower than 224 of the other 284 California cities we cover
Total	$12,219	$14,432	lower than 201 of the other 284 California cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Greenfield's property tax rate is 1.22%, higher than 249 of the other 284 California cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Greenfield is 1.22%, higher than 249 of the other 284 California cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $658 a year at typical use, lower than 228 of the other 284 California cities we cover.

Ask: "Water here costs about $658 a year at typical use, lower than 228 of the other 284 California cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,395 a year, higher than 190 of the other 196 California cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,395 a year, higher than 190 of the other 196 California cities we cover. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $798 a year for the standard cart, higher than 258 of the other 267 California cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $798 a year for the standard cart, higher than 258 of the other 267 California cities we cover. What drives that cost, and would you change anything about the service or the price?"

5. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,976 a year, lower than 224 of the other 284 California cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,976 a year for a typical house, lower than 224 of the other 284 California cities we cover. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Greenfield house costs

What is the property tax rate in Greenfield?

About 1.22% of the value before exemptions a year (2026-27 tax year, Monterey County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Greenfield?

About $6,010 a year on $500,000 of the value before exemptions with the homeowners' exemption.

How much is the water bill in Greenfield?

About $171 a month for water and sewer at typical use (7,000 gallons a month) on City of Greenfield.

How much does trash pickup cost in Greenfield?

$37 to $90 a month, depending on the trash cart size (32-gal garbage, weekly, 48-gal garbage, weekly, 64-gal garbage, weekly, 96-gal garbage, weekly).

How much does a house in Greenfield cost to run each year?

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