West Chicago, IL · Updated Oct 2026

What a West Chicago home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a West Chicago house

$12,562a year · $1,047 a month

Starts at $112,267 of value before exemptions. Typical use.

Property tax$8,730
8.372% of $112,267, less $8,000 general homestead deduction
Electricity and gas$1,821
609 kWh a month $1,339 · 31 therms $482
Water and sewer$1,744
9 units (CCF) a month on City of West Chicago: water $71, sewer $74 a month
Trash$267
35-gallon cart, $22 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical West Chicago house costs about $12,600 a year: $8,730 property tax and charges, $1,740 water and sewer, $270 trash, $1,820 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: discounted 35-gallon garbage cart
35-Gallon cart (Senior Rate): $13.00
How: Bring your driver's license or State I.D. and your current property tax bill to City Hall for verification.
Seniors 65+: senior homestead exemption
The Senior Homestead Exemption provides for a maximum of an $8,000 reduction from the equalized assessed valuation.
How: Eligible senior taxpayers must complete an application and supply proof of age and property ownership.
General homestead exemption
Beginning 2023 payable 2024, the maximum deduction increases to $8,000 in assessed value.
How: In most cases, the Township Assessor will automatically grant the exemption on behalf of the taxpayer without requiring a formal application.

Who serves this house

Water: City of West Chicago; Water is $9.90 per 1,000 gallons over the first 2,491 gallons, effective January 1, 2026.
Property tax: 8.37% of value; 2025 tax year (payable 2026), DuPage County, tax code 1007
Garbage: Groot Industries; The City has contracted with Groot Industries, Inc. for its residential recycling and waste disposal services.
Sewer: City of West Chicago; Water and sewer billing to customers is done on a bi-monthly basis.
Schools: West Chicago Elementary District 33 and Community High School District 94; Tax code 1007 includes Grade School District 33 and High School District 94.

Pay or manage your bills

Your water

Source of the water: The City of West Chicago uses groundwater provided by nine wells.
Lead: The 2025 report lists lead at 1.61 ppb (90th percentile) with no violation.

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How these numbers are made

Property tax uses DuPage County 2025 final rates for tax code 1007 (Wayne Township, City of West Chicago, West Chicago Park, Fire, Library and Mosquito districts, Grade School District 33, High School District 94; total 8.3723 per $100 of equalized assessed value), the code the county booklet names West Chicago. The DuPage Water Commission carries no rate in this code. Other parcels sit in other codes such as 4011.
The starting value is one third of the Census median market value ($336,800 / 3), because Illinois taxes equalized assessed value (about one third of market value). The $8,000 general homestead exemption comes off that value.
Water: the City bills every two months. The $30.00 minimum usage charge (first 2,491 gallons) and the $4.00 billing charge per bill are each halved to a monthly $15.00 + $2.00, less the value of the first 2,491 gallons per bill that the minimum covers (about 1.2455 thousand gallons a month at $9.90 = $12.33), so $4.67 plus $9.90 per 1,000 gallons (x 0.748 = $7.4052 per CCF) on all use above zero; this matches the bill for any use above 1.665 CCF a month. Sewer $11 per 1,000 gallons is applied to all usage (x 0.748 per CCF). The City publishes no typical-use figure, so the page starts at its default use.
Trash is the January 2026 Groot rate per month ($20.53 for the 35-gallon cart, $24.69 for the 95-gallon cart) plus the $5.25 per quarter brush collection charge on the Groot invoice, as one third per month.
Electricity is ComEd single-family without electric space heat as in the Glen Ellyn record: $15.26 + $3.81 + $1.17 a month, and per kWh delivery, transmission, rider and supply charges (supply $0.08413 and transmission $0.0169, Oct 2026-May 2027, applied to the whole year). West Chicago's municipal electricity tax rate could not be found in any document that loads (the City's Utility Tax page links only to Municode, which does not load), so it is not included. Gas is Nicor Rate 1: $21.30 a month plus 24.44 cents distribution, the October 2026 gas cost of 33 cents and West Chicago's 3.5 cents per therm municipal gas use tax from Nicor's Rider 8 sheet; Nicor riders are not included. Homeowners insurance is not included (no official premium survey found).
Nothing here is legal, tax or insurance advice.

Sources

How West Chicago compares

A typical West Chicago house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	West Chicago	Median	Where it falls
Property tax rate	8.37%	8.23%	higher than 72 of the other 131 Illinois cities we cover
Water	$856	$872	lower than 67 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$889	$535	higher than 102 of the other 123 Illinois cities we cover
Trash	$267	$283	lower than 76 of the other 127 Illinois cities we cover
Electricity and gas	$1,821	$2,163	lower than 119 of the other 131 Illinois cities we cover
Total	$12,562	$11,701	higher than 83 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $889 a year, higher than 102 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $889 a year, higher than 102 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,821 a year, lower than 119 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,821 a year for a typical house, lower than 119 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about West Chicago house costs

What is the property tax rate in West Chicago?

About 8.37% of the value before exemptions a year (2025 tax year (payable 2026), DuPage County, tax code 1007), plus flat charges on the same bill.

How much is property tax on a $500,000 house in West Chicago?

About $41,192 a year on $500,000 of the value before exemptions with the general homestead deduction.

How much is the water bill in West Chicago?

About $145 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of West Chicago.

How much does trash pickup cost in West Chicago?

$22 to $26 a month, depending on the trash cart size (35-gallon cart, 95-gallon cart).

Can seniors lower their property tax or bills in West Chicago?

Yes. Seniors 65+: discounted 35-gallon garbage cart: 35-Gallon cart (Senior Rate): $13.00

How much does a house in West Chicago cost to run each year?

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