Streamwood, IL · Updated Oct 2026

What a Streamwood home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Streamwood house

$11,059a year · $922 a month

Starts at $94,536 of value before exemptions. Typical use.

Property tax$7,372
8.720% of $94,536, less $10,000 homeowner exemption
Electricity and gas$2,279
583 kWh a month $1,445 · 74.87 therms $834
Water$1,166
7,000 gallons a month on Village of Streamwood: water $97 a month
Trash$243
Single family curbside (refuse, recycling and yard waste), $20 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Streamwood house costs about $11,100 a year: $7,370 property tax and charges, $1,170 water, $240 trash, $2,280 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors over 65 with income up to $65,000: Senior Freeze
Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.
How: Apply with the Cook County Assessor.
Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: See the Cook County Assessor page for this exemption.

Who serves this house

Water: Village of Streamwood; Combined water and sewer rate per 1,000 gallons for 2026; the monthly infrastructure fee is based on meter size.
Property tax: 8.72% of value; 2025 tax year, Cook County tax code 18069
Garbage: Groot Industries; The Village's contracted solid waste, recycling and yardwaste collection firm is Groot Industries, Inc.
Electricity: ComEd; ComEd lists Streamwood in its franchise cost percentages.
Gas: Nicor Gas; Nicor lists Streamwood (Cook County) in its territory.

Pay or manage your bills

Your water

Source: The primary source of drinking water is Lake Michigan.

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How these numbers are made

Property tax uses Cook County's 2025 final rates for tax code 18069 (Hanover Township, Village of Streamwood, School District U-46, Elgin Community College 509, Streamwood Park District, Poplar Creek Public Library District, MWRD; total 8.7204 per $100 of equalized assessed value). Streamwood has dozens of other Cook codes, some with Gail Borden library, Hanover Park or Hoffman Estates park districts or special service areas, and a part in Kane County; code 18069 was used because it covers a large share of homes.
The starting value is the Assessor's $312,000 Hanover Township median single-family estimate x 10% x the 3.0300 state factor = $94,536, minus the $10,000 homeowner exemption.
Water and sewer use the Village's combined 2026 rate of $12.20 per 1,000 gallons plus the $15.00 monthly infrastructure fee for meters 5/8" to 1.5", so sewer is shown as zero separately. No Village stormwater fee was found.
Garbage is the $20.22 monthly single-family rate in effect from July 1, 2024, the latest the Village has published; it covers weekly refuse, recycling and yard waste, billed by Groot.
Electricity is ComEd's delivery charges plus the October 2026 price to compare, the state tax addition, and the Streamwood franchise cost addition of 2.195%. Gas is Nicor Rate 1 plus the October 2026 supply cost, Streamwood's 3.25 cents per therm gas use tax and its 4.12% gross receipts tax. Riders are not included. Typical use is EIA's Illinois average. Not included: homeowners insurance.
Nothing here is legal, tax or insurance advice.

Sources

How Streamwood compares

A typical Streamwood house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Streamwood	Median	Where it falls
Property tax rate	8.72%	8.23%	higher than 81 of the other 131 Illinois cities we cover
Water	$1,166	$872	higher than 104 of the other 131 Illinois cities we cover
Trash	$243	$283	lower than 90 of the other 127 Illinois cities we cover
Electricity and gas	$2,279	$2,163	higher than 108 of the other 131 Illinois cities we cover
Total	$11,059	$11,701	lower than 76 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $1,166 a year at typical use, higher than 104 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $1,166 a year at typical use, higher than 104 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,279 a year, higher than 108 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,279 a year for a typical house, higher than 108 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Streamwood house costs

What is the property tax rate in Streamwood?

About 8.72% of the value before exemptions a year (2025 tax year, Cook County tax code 18069), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Streamwood?

About $42,730 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Streamwood?

About $97 a month for water at typical use (7,000 gallons a month) on Village of Streamwood.

How much does trash pickup cost in Streamwood?

$20 a month for a house.

Can seniors lower their property tax or bills in Streamwood?

Yes. Seniors over 65 with income up to $65,000: Senior Freeze: Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.

How much does a house in Streamwood cost to run each year?

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