Godfrey, IL · Updated Oct 2026

What a Godfrey home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Godfrey house

$9,015a year · $751 a month

Starts at $64,067 of value before exemptions. Typical use.

Property tax$3,881
6.683% of $64,067, less $6,000 general homestead exemption
Electricity and gas$2,157
853.4 kWh a month $1,697 · 31 therms $460
Water and sewer$2,978
7,000 gallons a month on Illinois American Water Company: water $106, sewer $142 a month
TrashNot included
The Village requires each household to obtain its own waste hauling and recycling service. Trash is left out of the total.
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Godfrey house costs about $9,000 a year: $3,880 property tax and charges, $2,980 water and sewer, $2,160 electricity and gas; trash is billed separately, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: senior homestead exemption
The Senior Citizens Homestead Exemption is a $5,000 reduction in the EAV of the property.
How: File Form PTAX-324.
Seniors with household income under $65,000: assessment freeze
Allows senior citizens with a total household maximum income of less than $65,000 to keep their home's EAV at the base year.
How: Apply every year (PTAX-340) with the Chief County Assessment Office.
Disabled owners: person with disabilities exemption
Reduces the EAV by $2,000 only if the primary residence is owned and occupied by a disabled person that is liable for the payment of property taxes.

Money dates

December 9, 2026in 34 daysFourth installment

Who serves this house

Water: Illinois American Water Company; Residential rate per 100 gallons.
Property tax: 6.68% of value; 2025 tax year (payable 2026), Madison County tax code 201
Garbage: Private haulers (your choice); The Village's FAQ says all residents are required to obtain their own waste hauling and recycling service.
Sewer: Illinois American Water; Illinois American Water has provided Godfrey sanitary sewer service since November 1, 2019.
Electricity and gas: Ameren; The Village says AmerenCIPS provides electricity and natural gas service in Godfrey.

Pay or manage your bills

Village utilities and services ↗

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How these numbers are made

Property tax uses Madison County's 2025 rates (payable 2026) for tax code 201 (Village of Godfrey, Godfrey Fire, Alton CUSD 11): six bodies, 6.6834 per $100 of EAV; Godfrey Township levies 0.0000. Tax codes 820, 949 and 1027 carry the same total; Fosterburg Fire code 687 is 6.6074.
Starting value is an estimate: one third of the Census median value ($192,200 / 3), not an assessor figure; the $6,000 general homestead exemption comes off it.
Water uses Illinois American Water's Central Division tariff (5/8 inch $25.29 a month plus $1.20026 per 100 gallons). Jersey Rural, Brighton and Fosterburg serve other addresses and are not priced; no village franchise fee is listed for Godfrey.
Sewer uses Illinois American's Collection and Treatment single-unit charge ($33.30 a month; first 1,000 gallons $0, then $1.8978 per 100 gallons for both the next 1,000 and over 2,000 gallons, so there is no separate middle rate for residential); Riders (VBA, QIP) are not added. Water and sewer totals leave out any riders. A pending Illinois American rate case (ICC docket P2026-0127) may raise water and sewer rates from January 2027.
Electric: Ameren Illinois default supply (price to compare Oct 2026 - May 2027: 10.441 cents first 800 kWh, 8.262 above). Delivery and the $14.51 fixed charge ($8.55 + $5.96) are Ameren Illinois figures reported by CUB for 2026, the same ones used on the Edwardsville page, not read from Ameren's DS-1 tariff sheet (which points to a PBR-R appendix). Priced at the non-summer supply price all year; the Village's electric aggregation may change supply price. Typical kWh = EIA 2024 Ameren Illinois residential average.
NOT INCLUDED: trash (private hauler prices are not official figures), gas supply cost and heating use (only Ameren's GDS-1 delivery charges are listed, $23.33 plus 48.344 cents per therm; the total has no gas), insurance, and the 5.15% Alton-area tax does not apply to Godfrey.
Nothing here is legal, tax or insurance advice.

Sources

How Godfrey compares

A typical Godfrey house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Godfrey	Median	Where it falls
Property tax rate	6.68%	8.23%	lower than 118 of the other 131 Illinois cities we cover
Water	$1,273	$872	higher than 111 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$1,705	$535	higher than 123 of the other 123 Illinois cities we cover
Electricity and gas	$2,157	$2,163	lower than 70 of the other 131 Illinois cities we cover
Total	$9,015	$11,701	lower than 111 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Godfrey's property tax rate is 6.68%, lower than 118 of the other 131 Illinois cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Godfrey is 6.68%, lower than 118 of the other 131 Illinois cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $1,273 a year at typical use, higher than 111 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $1,273 a year at typical use, higher than 111 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $1,705 a year, higher than 123 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $1,705 a year, higher than 123 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

Common questions about Godfrey house costs

What is the property tax rate in Godfrey?

About 6.68% of the value before exemptions a year (2025 tax year (payable 2026), Madison County tax code 201), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Godfrey?

About $33,016 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Godfrey?

About $248 a month for water and sewer at typical use (7,000 gallons a month) on Illinois American Water Company.

How much does trash pickup cost in Godfrey?

The Village requires each household to obtain its own waste hauling and recycling service. Trash is left out of the total.

Can seniors lower their property tax or bills in Godfrey?

Yes. Seniors 65+: senior homestead exemption: The Senior Citizens Homestead Exemption is a $5,000 reduction in the EAV of the property.

How much does a house in Godfrey cost to run each year?

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