Chicago Ridge, IL · Updated Oct 2026

What a Chicago Ridge home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Chicago Ridge house

$10,042a year · $837 a month

Starts at $70,599 of value before exemptions. Typical use.

Property tax$6,835
11.279% of $70,599, less $10,000 homeowner exemption
Electricity and gas$2,163
583 kWh a month $1,391 · 74.87 therms $772
Water and sewer$852
7,000 gallons a month on Village of Chicago Ridge water: water $63, sewer $8 a month
Trash$192
Village refuse service (95-gallon cart, with recycling and yard waste carts), $16 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Chicago Ridge house costs about $10,000 a year: $6,840 property tax and charges, $850 water and sewer, $190 trash, $2,160 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Owners 65+ or totally disabled: senior water discount
The senior citizen discount form says the applicant will be charged only for the water used as opposed to the monthly minimum usage.
How: Submit the Village form in person each year.
Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: See the Cook County Assessor's Homeowner Exemption page.
Seniors over 65 with income up to $65,000: Senior Freeze
Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.
How: Apply with the Cook County Assessor.

Who serves this house

Water: Village of Chicago Ridge water; Single family: $9.40 per 1,000 gallons. For single-family homes, the minimum usage is 4,000 gallons.
Property tax: 11.28% of value; 2025 tax year, Cook County tax code 39032
Garbage: Flood Brothers Disposal/Recycling; The Village has a contract with Flood Brothers Disposal/Recycling for residential and two-flat apartment refuse pick-up.
Electricity: ComEd; The Village of Chicago Ridge's energy supplier is ComEd.
Gas: Nicor Gas; Nicor Gas is replacing main gas lines in front of Chicago Ridge homes.

Pay or manage your bills

Your water

Source: The source of drinking water for the Village of Chicago Ridge is Lake Michigan.

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How these numbers are made

Property tax uses Cook County's 2025 agency rates for tax code 39032 (Village of Chicago Ridge, School District 127 1/2, Community High School District 218, Chicago Ridge Park District; total 11.279102 per $100 of equalized assessed value). Worth Township, road and bridge, elections, Forest Preserve and mosquito abatement are grouped as other districts. Other Chicago Ridge codes (District 122 or 127, High School 229) and TIF or special service area codes differ.
The starting value is the Assessor's 2023 median market value for Worth Township single-family homes ($233K) times 10% times the 2025 Cook County equalization factor 3.0300; the $10,000 Homeowner Exemption comes off it. Worth's 2026 reassessment ($279k) applies to 2027 bills. This is a township median, not a Chicago Ridge figure.
Water $9.40, sewer $1.15 per 1,000 gallons and refuse $16.00 are the Village's current monthly single-family rates; the Village bills water, sewer and refuse monthly. The 4,000-gallon minimum usage is below the calculator's starting use, so it does not change the total.
Electricity: ComEd delivery charges plus the October 2026 price to compare; the Village states ComEd is its energy supplier. Gas: Nicor Rate 1 plus October 2026 supply cost. Nicor's municipal utility tax sheet (October 2024) lists no Chicago Ridge charge, and no Village electric tax was found, so none is added. Nicor state surcharges are not on the Rate 1 sheet.
Not included: homeowners insurance and special service area taxes that apply only in some tax codes (Chicago Ridge has a code with Special Service Area #1).
Nothing here is legal, tax or insurance advice.

Sources

How Chicago Ridge compares

A typical Chicago Ridge house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Chicago Ridge	Median	Where it falls
Property tax rate	11.28%	8.23%	higher than 123 of the other 131 Illinois cities we cover
Water	$759	$872	lower than 82 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$93	$535	lower than 117 of the other 123 Illinois cities we cover
Trash	$192	$283	lower than 109 of the other 127 Illinois cities we cover
Electricity and gas	$2,163	$2,163	higher than 64 of the other 131 Illinois cities we cover
Total	$10,042	$11,701	lower than 97 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Chicago Ridge's property tax rate is 11.28%, higher than 123 of the other 131 Illinois cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Chicago Ridge is 11.28%, higher than 123 of the other 131 Illinois cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $93 a year, lower than 117 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $93 a year, lower than 117 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $192 a year for the standard cart, lower than 109 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $192 a year for the standard cart, lower than 109 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Chicago Ridge house costs

What is the property tax rate in Chicago Ridge?

About 11.28% of the value before exemptions a year (2025 tax year, Cook County tax code 39032), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Chicago Ridge?

About $55,268 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Chicago Ridge?

About $71 a month for water and sewer at typical use (7,000 gallons a month) on Village of Chicago Ridge water.

How much does trash pickup cost in Chicago Ridge?

$16 a month for a house.

Can seniors lower their property tax or bills in Chicago Ridge?

Yes. Owners 65+ or totally disabled: senior water discount: The senior citizen discount form says the applicant will be charged only for the water used as opposed to the monthly minimum usage.

How much does a house in Chicago Ridge cost to run each year?

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