Carbondale, IL · Updated Oct 2026

What a Carbondale home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Carbondale house

$7,388a year · $616 a month

Starts at $42,633 of value before exemptions. Typical use.

Property tax$4,175
11.396% of $42,633, less $6,000 general homestead exemption
Electricity$1,852
853.4 kWh a month $1,852
Water and sewer$1,193
7,000 gallons a month on City of Carbondale: water $41, sewer $58 a month
Trash$168
Curbside refuse and recycling, $14 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Carbondale house costs about $7,400 a year: $4,170 property tax and charges, $1,190 water and sewer, $170 trash, $1,850 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: senior homestead exemption
Requires Form PTAX-324 initially, then a Senior Citizens Exemption Renewal Form annually.
How: File with the Chief County Assessment Office.

Who serves this house

Water: City of Carbondale
Property tax: 11.40% of value; 2024 tax year (payable 2025), Jackson County

Pay or manage your bills

Water, sewer and refuse billing ↗

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How these numbers are made

Property tax: the City of Carbondale budget's overlapping-rates table for the 2024 assessment year (payable 2025), the latest published; total 11.39591 per $100 EAV in Carbondale Grade School #95 and High School #165.
Starting value is one third of the Census median value ($127,900); the $6,000 general homestead exemption comes off it.
Water $4.83 monthly plus $5.39 per 1,000 gallons; sewer $6.46 monthly plus $7.70 per 1,000 gallons; refuse $14.00 per month (May 2025 rate).
Electric: Homefield Energy's 11.378 cents per kWh (June 2026 to May 2027) replaces the Ameren supply price, which is the opt-out alternative; the Ameren delivery components are the same as on the Normal page. The City electricity tax (City Code 7-5-2(B)(1), 0.446 cents per kWh for the first 2,000 kWh a month) is added to each tier's rate. After May 2027 Homefield's rate becomes 10.970 cents plus a capacity adder whose amount is not stated. NOT INCLUDED: Carbondale natural gas tax (rate not found in the code text), natural gas, insurance.
Electric tiers add Ameren delivery components, riders and the fixed charge to Homefield's supply price; Ameren's Price to Compare is the alternative if you opt out of the aggregation.
Nothing here is legal, tax or insurance advice.

Sources

How Carbondale compares

A typical Carbondale house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Carbondale	Median	Where it falls
Property tax rate	11.40%	8.23%	higher than 125 of the other 131 Illinois cities we cover
Water	$493	$872	lower than 124 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$700	$535	higher than 83 of the other 123 Illinois cities we cover
Trash	$168	$283	lower than 113 of the other 127 Illinois cities we cover
Electricity and gas	$1,852	$2,163	lower than 113 of the other 131 Illinois cities we cover
Total	$7,388	$11,701	lower than 124 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Carbondale's property tax rate is 11.40%, higher than 125 of the other 131 Illinois cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Carbondale is 11.40%, higher than 125 of the other 131 Illinois cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $493 a year at typical use, lower than 124 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $493 a year at typical use, lower than 124 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $168 a year for the standard cart, lower than 113 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $168 a year for the standard cart, lower than 113 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,852 a year, lower than 113 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,852 a year for a typical house, lower than 113 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Carbondale house costs

What is the property tax rate in Carbondale?

About 11.40% of the value before exemptions a year (2024 tax year (payable 2025), Jackson County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Carbondale?

About $56,296 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Carbondale?

About $99 a month for water and sewer at typical use (7,000 gallons a month) on City of Carbondale.

How much does trash pickup cost in Carbondale?

$14 a month for a house.

Can seniors lower their property tax or bills in Carbondale?

Yes. Seniors 65+: senior homestead exemption: Requires Form PTAX-324 initially, then a Senior Citizens Exemption Renewal Form annually.

How much does a house in Carbondale cost to run each year?

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