River Grove, IL · Updated Oct 2026

What a River Grove home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a River Grove house

$10,531a year · $878 a month

Starts at $73,265 of value before exemptions. Typical use.

Property tax$6,510
10.289% of $73,265, less $10,000 homeowner exemption
Electricity and gas$2,228
583 kWh a month $1,457 · 74.87 therms $772
Water and sewer$1,512
9 units (CCF) a month on Village of River Grove water: water $110, sewer $16 a month
Trash$281
95-gallon refuse cart (weekly), $23 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical River Grove house costs about $10,500 a year: $6,510 property tax and charges, $1,510 water and sewer, $280 trash, $2,230 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: See the Cook County Assessor's Homeowner Exemption page.
Seniors 65+ with income limits: Senior Freeze
Senior homeowners over 65 with a total household income at or under the Cook County Assessor's limit may qualify for the Senior Freeze exemption.
How: Apply with the Cook County Assessor.
Seniors 65+: Senior Exemption
The Senior Exemption reduces the Equalized Assessed Value (EAV) of a property by $8,000.
How: See the Cook County Assessor's Senior Exemption page.
Seniors 65+: 35-gallon cart discount option
A senior discount option of a 35-gallon refuse and recycling cart is available for qualified seniors 65 years old and over.
How: Call Village Public Works at 708-452-7055.
Two free bulk items a week
Flood Brothers Disposal collects two bulk items per week on refuse collection day at no charge.
How: Collection is on your refuse collection day.

Adjust to match your bills

What you know

Value before exemptionsTax code 20032 totals 10.289391 per $100 (School District 85½ and Leyden High School District 212); River Grove tax codes range from about 9.74 to 11.34 (School District 84½, Elmwood Park Unit 401 or Proviso high school, and Veterans Park District in some codes). The starting value is the Census median converted to an assessed value as if the home were a Class 2 residence at the 10% level.

I live here and have the Homeowner Exemption

Home insurance, a yearFrom your policy's declarations page.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical house uses 7–12.

Electricity, kWh a month

On your ComEd bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Who serves this house

Water: Village of River Grove water; Residential rate effective November 1, 2025: $13.50 per 1,000 gallons (minimum $13.50/month), plus a lead water service line replacement rate of $2.77 per 1,000 gallons.
Property tax: 10.29% of value; 2025 tax year, Cook County tax code 20032
Garbage: Flood Brothers Disposal; Every single family gets a 95-gallon refuse cart for weekly collection.
Gas: Nicor Gas; River Grove is listed in Nicor Gas's territory schedule.
Electricity: ComEd; River Grove is listed in ComEd's municipal tax additions.

Pay or manage your bills

Your water

Source: The Village of River Grove receives its water from Lake Michigan through a purchase agreement with the City of Chicago.

Other IL cities

Naperville home costs Downers Grove home costs Arlington Heights home costs Elmhurst home costs Glenview home costs Lombard home costs Chicago home costs Buffalo Grove home costs Evanston home costs Bartlett home costs Hoffman Estates home costs DeKalb home costs Oak Lawn home costs Normal home costs Carol Stream home costs Streamwood home costs Oswego home costs Park Ridge home costs Palatine home costs Schaumburg home costs Carpentersville home costs Wheeling home costs Hanover Park home costs Skokie home costs Northbrook home costs Rock Island home costs Woodridge home costs Mundelein home costs Elk Grove Village home costs Highland Park home costs Gurnee home costs Algonquin home costs Glen Ellyn home costs Huntley home costs New Lenox home costs Round Lake Beach home costs Batavia home costs Edwardsville home costs Woodstock home costs Yorkville home costs South Elgin home costs Morton Grove home costs Zion home costs Rolling Meadows home costs Lisle home costs Roselle home costs Bloomingdale home costs East Peoria home costs Villa Park home costs Montgomery home costs Blue Island home costs Geneva home costs Frankfort home costs East Moline home costs Libertyville home costs Lake Zurich home costs Crest Hill home costs North Aurora home costs Lake Forest home costs Deerfield home costs Sycamore home costs Round Lake home costs Shorewood home costs Bensenville home costs Lemont home costs Bourbonnais home costs Franklin Park home costs Cary home costs Palos Hills home costs Mattoon home costs Washington home costs Norridge home costs Swansea home costs Channahon home costs Lindenhurst home costs Beach Park home costs Mt. Vernon home costs Wauconda home costs Hickory Hills home costs Chicago Ridge home costs Glen Carbon home costs La Grange Park home costs Western Springs home costs Lincolnwood home costs Plano home costs Minooka home costs Winnetka home costs Palos Heights home costs Justice home costs Kewanee home costs Troy home costs River Forest home costs Schiller Park home costs Pingree Grove home costs Burr Ridge home costs Fox Lake home costs Columbia home costs Manhattan home costs Barrington home costs Summit home costs Crestwood home costs Lyons home costs Wood River home costs Winfield home costs Highland home costs Aurora home costs Des Plaines home costs Orland Park home costs Tinley Park home costs Oak Park home costs Moline home costs Romeoville home costs St. Charles home costs Glendale Heights home costs Wilmette home costs West Chicago home costs Belvidere home costs Carbondale home costs Grayslake home costs Darien home costs Evergreen Park home costs Alsip home costs Godfrey home costs Westchester home costs Prospect Heights home costs La Grange home costs Warrenville home costs Macomb home costs Sterling home costs Centralia home costs Pontiac home costs Hawthorn Woods home costs Itasca home costs Manteno home costs Willowbrook home costs Bethalto home costs Gilberts home costs Riverside home costs Hampshire home costs Lake Villa home costs Glencoe home costs Rock Falls home costs Oak Brook home costs Lincolnshire home costs Hillside home costs Greenville home costs Mendota home costs Mt. Zion home costs Carterville home costs Coal City home costs Lake Bluff home costs Posen home costs Wonder Lake home costs Poplar Grove home costs Berkeley home costs Flossmoor home costs Sugar Grove home costs Harwood Heights home costs Jerseyville home costs West Dundee home costs Countryside home costs Hillsboro home costs Carlinville home costs Volo home costs Harvard home costs

How these numbers are made

Property tax uses Cook County's 2025 agency rates for tax code 20032 (Cook County, Village of River Grove, School District 85½, Leyden High School District 212, Triton College, River Grove Public Library District, MWRD; total 10.289391 per $100 of equalized assessed value). Leyden Township, road and bridge, consolidated elections and the Forest Preserve are grouped as other districts. Other River Grove tax codes use School District 84½, Elmwood Park Unit 401 or Proviso high school, and some add the Veterans Park District.
The starting value is the Census median value of owner-occupied homes ($241,800, 2020-2024) times 10% times the 2025 Cook County equalization factor 3.0300; the $10,000 Homeowner Exemption comes off it. It is a market median converted to assessed value, not an assessor figure.
Water is the Village's residential rate of $13.50 per 1,000 gallons plus the $2.77 per 1,000 gallon lead water service line replacement rate, converted to ccf (x 0.748). Sewer is 15% of that water charge; the Village does not say whether the lead rate is inside the "water bill" the 15% applies to, so it is included. The Village publishes no typical use.
Garbage is $23.45 a month for the 95-gallon refuse cart; the Village page also describes recycling and yard waste service and does not list a separate recycling price. The Residential Services page is undated.
Electricity: ComEd delivery charges plus the October 2026 price to compare, the state first-2,000-kWh excise addition, and River Grove's first municipal tax block (0.604 cents per kWh, the first column of ComEd's municipal table). Gas: Nicor Rate 1 plus October 2026 supply cost; River Grove has no entry in Nicor's Rider 8 municipal tax list. Not included: homeowners insurance (no official Illinois premium survey for River Grove was found).
Nothing here is legal, tax or insurance advice.

Sources

How River Grove compares

A typical River Grove house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	River Grove	Median	Where it falls
Property tax rate	10.29%	8.23%	higher than 113 of the other 131 Illinois cities we cover
Water	$1,314	$872	higher than 116 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$197	$535	lower than 103 of the other 123 Illinois cities we cover
Trash	$281	$283	lower than 65 of the other 127 Illinois cities we cover
Electricity and gas	$2,228	$2,163	higher than 76 of the other 131 Illinois cities we cover
Total	$10,531	$11,701	lower than 86 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: River Grove's property tax rate is 10.29%, higher than 113 of the other 131 Illinois cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in River Grove is 10.29%, higher than 113 of the other 131 Illinois cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $1,314 a year at typical use, higher than 116 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $1,314 a year at typical use, higher than 116 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $197 a year, lower than 103 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $197 a year, lower than 103 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

Common questions about River Grove house costs

What is the property tax rate in River Grove?

About 10.29% of the value before exemptions a year (2025 tax year, Cook County tax code 20032), plus flat charges on the same bill.

How much is property tax on a $500,000 house in River Grove?

About $50,418 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in River Grove?

About $126 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Village of River Grove water.

How much does trash pickup cost in River Grove?

$23 a month for a house.

Can seniors lower their property tax or bills in River Grove?

Yes. Seniors 65+ with income limits: Senior Freeze: Senior homeowners over 65 with a total household income at or under the Cook County Assessor's limit may qualify for the Senior Freeze exemption.

How much does a house in River Grove cost to run each year?

All Illinois cities All cities