Gilberts, IL · Updated Oct 2026

What a Gilberts home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Gilberts house

$10,727a year · $894 a month

Starts at $115,755 of value before exemptions. Typical use.

Property tax$6,925
6.426% of $115,755, less $8,000 general homestead exemption
Electricity and gas$2,290
583 kWh a month $1,457 · 74.87 therms $811 · ComEd franchise cost percentage (Rider FCA) $22
Water and sewer$1,236
7,000 gallons a month on Village of Gilberts: water $51, sewer $51 a month
Trash$276
Residential refuse, recycling and yard waste collection, per household monthly user fee, 2026, $23 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Gilberts house costs about $10,700 a year: $6,920 property tax and charges, $1,240 water and sewer, $280 trash, $2,290 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Homeowner exemption: $8,000 off assessed value
For the current tax assessment year, the general homestead exemption reduction is $8,000.
How: The property must be the owner's principal residence; apply with the Kane County Assessment Office.
Seniors: Senior Citizen Homestead Exemption
Kane County lists a Senior Citizen Homestead Exemption and a Low-Income Senior Citizen Assessment Freeze.
How: See the Kane County Assessment Office exemptions page.

Money dates

Due the 10th of the month after the billBills are issued January, March, May, July, September and November and are due on the 10th of the following month.
After the due dateThe late payment fee is 10% of the outstanding bill amount.

Who serves this house

Water: Village of Gilberts; Water - $5.50 per month and $6.83 per 1,000 Gallons
Property tax: 6.43% of value; 2025 tax year payable 2026, Kane County (tax code RU016)
Garbage: MDC Environmental Services; The Village has contracted with MDC Environmental Services to provide residential refuse, recycling and yard waste collection.
Water and sewer: Village of Gilberts; The Village provides water and sewer service for many properties.
Gas: Nicor Gas; Northern Illinois Gas / NICOR (natural gas): 800-642-6748
Electricity: ComEd; ComEd (electricity): 800-334-7661
Schools: Community Unit School District 300; District 300 services the majority of the Village.

Pay or manage your bills

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How these numbers are made

Property tax uses Kane County's 2025 tax code RU016 (Rutland Township, Gilberts village, Community Unit School District 300, Elgin Community College, Fox River Valley Library, Rutland Dundee Fire District; total 6.425483 per $100 including a tiny negative Rutland solid waste district rate of -0.000922 not listed separately; equalized assessed value). Gilberts also has Dundee Township codes (6.943122) and a few other Rutland codes.
The starting value is the Census/ACS median home value (via Data USA, $347,300) times the 33.33% level of assessment; it is not a Kane County assessed value or sale price. The $8,000 general homestead exemption comes off it.
Water and sewer are each $5.50 a month plus $6.83 per 1,000 gallons, as listed on the Village rates page; bills are every two months.
Trash is the Village per-household monthly user fee for 2026 ($23.00), billed on the Village utility bill; the 2023 ordinance schedules $23.00 for 2027 and $24.00 for 2028.
Electricity: ComEd delivery customer and metering charges, per-kWh delivery and IEDT, the October 2026 price to compare, plus state and Gilberts municipal tax additions. Gas: Nicor Rate 1 with the October 2026 supply cost plus the 5.15% municipal tax. Usage is the EIA average.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Gilberts house costs

What is the property tax rate in Gilberts?

About 6.43% of the value before exemptions a year (2025 tax year payable 2026, Kane County (tax code RU016)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Gilberts?

About $31,618 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Gilberts?

About $103 a month for water and sewer at typical use (7,000 gallons a month) on Village of Gilberts.

How much does trash pickup cost in Gilberts?

$23 a month for a house.

Can seniors lower their property tax or bills in Gilberts?

Yes. Seniors: Senior Citizen Homestead Exemption: Kane County lists a Senior Citizen Homestead Exemption and a Low-Income Senior Citizen Assessment Freeze.

Where can I get help paying utility bills in Gilberts?

Seniors: Senior Citizen Homestead Exemption: Kane County lists a Senior Citizen Homestead Exemption and a Low-Income Senior Citizen Assessment Freeze. See the Kane County Assessment Office exemptions page.

How much does a house in Gilberts cost to run each year?

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