Riverside, IL · Updated Oct 2026

What a Riverside home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Riverside house

$18,763a year · $1,564 a month

Starts at $132,599 of value before exemptions. Typical use.

Property tax$13,927
11.360% of $132,599, less $10,000 homeowner exemption
Electricity and gas$2,270
583 kWh a month $1,458 · 74.87 therms $811
Water and sewer$2,270
9 units (CCF) a month on Village of Riverside water: water $148, sewer $41 a month
Trash$296
Curb side refuse, recycling and yard waste (65 gallon cart supplied by Flood Brothers), $25 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Riverside house costs about $18,800 a year: $13,930 property tax and charges, $2,270 water and sewer, $300 trash, $2,270 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: Apply with the Cook County Assessor.
Seniors 65+: Senior Exemption
Most senior homeowners are eligible for this exemption if they are 65 years of age or older (born in 1960 or prior) and own and occupy their property as their principal place of residence.
How: Apply with the Cook County Assessor.
Seniors over 65 with income up to $65,000: Senior Freeze
Owners over 65 years of age with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible.
How: Apply with the Cook County Assessor; eligible seniors must apply annually.

Who serves this house

Water: Village of Riverside water; Village fee schedule: charges for water consumed $16.49 per 100 cubic feet.
Property tax: 11.36% of value; 2025 tax year, Cook County tax code 34006
Garbage: Flood Brothers Disposal; The Village of Riverside has contracted with Flood Brothers Disposal for refuse, recycling, and yard waste collection through 2027.
Electricity: ComEd; ComEd's municipal tax addition table lists Riverside.
Gas: Nicor Gas; Nicor's Rider 8 table lists Riverside.

Pay or manage your bills

Your water

Source: The Village of Riverside purchases its water from the city of Chicago and distributes it throughout the village using a pump system.
Sprinkling: From May 15 through September 15 of each year, the mechanical sprinkling of lawns by an in-ground sprinkling system or an on-ground sprinkler attached to a hose, shall be permitted between the hours of 6 - 10 a.m. and 6 - 10 p.m.

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How these numbers are made

Property tax uses Cook County's 2025 agency rates for tax code 34006 (Cook County, Village of Riverside and its library fund, Riverside Township, School District 96, Riverside Brookfield High School 208, Triton College, MWRD; total 11.3598 per $100 of equalized assessed value). Elections, Forest Preserve and mosquito abatement are grouped as other districts.
The starting value is the Assessor's median 2025 board value ($43,762) of single-family homes in assessor neighborhoods 34020, 34050 and 34080 (nearly all Riverside parcels) times the 2025 equalization factor 3.0300; the $10,000 Homeowner Exemption comes off it.
Water is $16.49 and sewer $4.53 per 100 cubic feet (Village fee schedule effective June 18, 2026). Village utility bills are issued every other month; the rates are per 100 cubic feet, so no conversion is needed. The Village's sample bill shows a minimum for 2 months, which this page does not model.
Refuse: Flood Brothers bills every other month. The Village's June 2026 to June 2027 curb side rates are $25.98 trash, $11.72 recycling and $11.67 yard waste; the three add to $49.37 per two-month bill, shown here as half that per month.
Electricity: ComEd delivery plus the October 2026 price to compare plus Riverside's 0.628 cents municipal tax addition and 0.330 cents state addition. Gas: Nicor Rate 1 plus October 2026 supply with Riverside's 5.15% charge.
Not included: homeowners insurance and special service area taxes that apply only in some tax codes.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Riverside house costs

What is the property tax rate in Riverside?

About 11.36% of the value before exemptions a year (2025 tax year, Cook County tax code 34006), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Riverside?

About $55,663 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Riverside?

About $189 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Village of Riverside water.

How much does trash pickup cost in Riverside?

$25 a month for a house.

Can seniors lower their property tax or bills in Riverside?

Yes. Seniors 65+: Senior Exemption: Most senior homeowners are eligible for this exemption if they are 65 years of age or older (born in 1960 or prior) and own and occupy their property as their principal place of residence.

How much does a house in Riverside cost to run each year?

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