Deerfield, IL · Updated Oct 2026

What a Deerfield home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Deerfield house

$23,266a year · $1,939 a month

Starts at $207,800 of value before exemptions. Typical use.

Property tax$18,265
9.142% of $207,800, less $8,000 general homestead exemption (owner-occupied): $8,000 reduction in equalized assessed value
Electricity and gas$2,257
583 kWh a month $1,458 · 74.87 therms $798
Water and sewer$1,266
9 units (CCF) a month on Village of Deerfield: water $64, sewer $41 a month
Trash$136
Once a week residential collection (single-family homes can choose a 35, 65 or 95-gallon cart), $11 a month
Home insurance$1,343
Typical premium $1,343

A typical Deerfield house costs about $23,300 a year: $18,270 property tax and charges, $1,270 water and sewer, $140 trash, $2,260 electricity and gas, $1,340 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Owner-occupied: general homestead exemption
Lowers the equalized assessed value of the property by $8,000.
How: Apply through the Chief County Assessment Office.
One bulk item a week and white goods picked up at no extra charge
One bulk item a week may be placed out for collection at no additional charge; white goods can be scheduled for removal at no charge.
How: Call Lakeshore Recycling at 844.633.3577.

Money dates

1st business day of the monthUtility bills are due on the 1st business day of the month; a late payment gets a 10% late fee on the bill.

Who serves this house

Water: Village of Deerfield; Water: $7.12 per hundred cubic feet (1 unit), rates for 2026 within the corporate limits.
Property tax: 9.14% of value; 2025 tax year (payable 2026), Lake County, Village of Deerfield predominant rate 9.141651 per $100
Garbage: Lakeshore Recycling Systems (LRS); The Village of Deerfield contracts with Lakeshore Recycling to provide residential refuse and recycling services.
Electricity: ComEd; Deerfield is on ComEd's municipal tax schedule.
Gas: North Shore Gas; The Village New Resident Guide lists Set up Electricity/Gas service: ComEd (800-334-7661); Northshore Gas (866-556-6004).

Pay or manage your bills

Other IL cities

Naperville home costs Downers Grove home costs Arlington Heights home costs Elmhurst home costs Glenview home costs Lombard home costs Chicago home costs Buffalo Grove home costs Evanston home costs Bartlett home costs Hoffman Estates home costs DeKalb home costs Oak Lawn home costs Normal home costs Carol Stream home costs Streamwood home costs Oswego home costs Park Ridge home costs Palatine home costs Schaumburg home costs Carpentersville home costs Wheeling home costs Hanover Park home costs Skokie home costs Northbrook home costs Rock Island home costs Woodridge home costs Mundelein home costs Elk Grove Village home costs Highland Park home costs Gurnee home costs Algonquin home costs Glen Ellyn home costs Huntley home costs New Lenox home costs Round Lake Beach home costs Batavia home costs Edwardsville home costs Woodstock home costs Yorkville home costs South Elgin home costs Morton Grove home costs Zion home costs Rolling Meadows home costs Lisle home costs Roselle home costs Bloomingdale home costs East Peoria home costs Villa Park home costs Montgomery home costs Blue Island home costs Geneva home costs Frankfort home costs East Moline home costs Libertyville home costs Lake Zurich home costs Crest Hill home costs North Aurora home costs Lake Forest home costs Sycamore home costs Round Lake home costs Shorewood home costs Bensenville home costs Lemont home costs Bourbonnais home costs Franklin Park home costs Cary home costs Palos Hills home costs Mattoon home costs Washington home costs Norridge home costs Swansea home costs Channahon home costs Lindenhurst home costs Beach Park home costs Mt. Vernon home costs Wauconda home costs Hickory Hills home costs Chicago Ridge home costs Glen Carbon home costs La Grange Park home costs Western Springs home costs Lincolnwood home costs Plano home costs Minooka home costs Winnetka home costs Palos Heights home costs Justice home costs Kewanee home costs Troy home costs River Forest home costs Schiller Park home costs Pingree Grove home costs Burr Ridge home costs Fox Lake home costs Columbia home costs Manhattan home costs Barrington home costs Summit home costs Crestwood home costs River Grove home costs Lyons home costs Wood River home costs Winfield home costs Highland home costs Aurora home costs Des Plaines home costs Orland Park home costs Tinley Park home costs Oak Park home costs Moline home costs Romeoville home costs St. Charles home costs Glendale Heights home costs Wilmette home costs West Chicago home costs Belvidere home costs Carbondale home costs Grayslake home costs Darien home costs Evergreen Park home costs Alsip home costs Godfrey home costs Westchester home costs Prospect Heights home costs La Grange home costs Warrenville home costs Macomb home costs Sterling home costs Centralia home costs Pontiac home costs Hawthorn Woods home costs Itasca home costs Manteno home costs Willowbrook home costs Bethalto home costs Gilberts home costs Riverside home costs Hampshire home costs Lake Villa home costs Glencoe home costs Rock Falls home costs Oak Brook home costs Lincolnshire home costs Hillside home costs Greenville home costs Mendota home costs Mt. Zion home costs Carterville home costs Coal City home costs Lake Bluff home costs Posen home costs Wonder Lake home costs Poplar Grove home costs Berkeley home costs Flossmoor home costs Sugar Grove home costs Harwood Heights home costs Jerseyville home costs West Dundee home costs Countryside home costs Hillsboro home costs Carlinville home costs Volo home costs Harvard home costs

How these numbers are made

Property tax uses Lake County 2025 rates (percent per $100 of equalized assessed value) for the Village of Deerfield predominant tax code M08DEE (6,691 parcels, 9.141651): village (including library) 0.783802, Special Service Area B13DEE bonds 0.089984, Deerfield School District 109 3.520999, Township High School District 113 2.44949, Deerfield Park District 0.606786, Deerfield-Bannockburn Fire Protection District 0.702993, Lake County 0.519692, Forest Preserve 0.156802, College of Lake County 0.268542, West Deerfield Township 0.033444 and Southlake Mosquito Abatement 0.009117. These sum to 9.141651. Parts of Deerfield in Cook County or other districts pay different rates.
The starting value is one third of the Census-based $623,400 median property value ($207,800), minus the $8,000 homeowner exemption.
Water is $7.12 and sewer $4.60 per 100 cubic feet (748 gallons); the fee schedule also lists a minimum monthly water charge of $14.24 for a 5/8 or 3/4 inch meter, which is not added to usage-based water charges here. Garbage is the $11.32 monthly residential user fee on the Village utility bill.
Electricity is ComEd delivery plus the October 2026-May 2027 price to compare, with the Deerfield municipal tax (0.628 cents) and state tax (0.330 cents) per kWh. Gas is North Shore Gas Rate 1 heating plus the October 2026 gas charge; Deerfield is not on the company's list of municipalities with a utility tax, so none is added. The Low Income Discount adjustment ($0.36 a month) is in the fixed charge; The state gas revenue tax is included at its 2.4 cents per therm cap (5% of the roughly $64 monthly charges at the default 74.87 therms is higher, so the cap applies) and the 0.0082 uncollectible factor is applied to the gas charge; other state-set charges with no published amounts are not included. Homeowners insurance is the Illinois statewide average HO-3 premium for 2022, not a Deerfield figure.
Gas rate per therm = 0.18671 distribution + 0.00862 storage + 0.3769 October 2026 gas charge x 1.0082 (heating customers' uncollectible factor) + 0.024 state gas revenue tax at the 2.4 cents per therm cap (tax is the lower of 5 percent or 2.4 cents).
Nothing here is legal, tax or insurance advice.

Sources

How Deerfield compares

A typical Deerfield house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Deerfield	Median	Where it falls
Property tax rate	9.14%	8.23%	higher than 94 of the other 131 Illinois cities we cover
Water	$769	$872	lower than 80 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$497	$535	lower than 66 of the other 123 Illinois cities we cover
Trash	$136	$283	lower than 120 of the other 127 Illinois cities we cover
Electricity and gas	$2,257	$2,163	higher than 88 of the other 131 Illinois cities we cover
Home insurance	$1,343	$1,343	in the middle of 8 other Illinois cities we cover
Total	$23,266	$11,701	higher than 128 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $136 a year for the standard cart, lower than 120 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $136 a year for the standard cart, lower than 120 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Deerfield house costs

What is the property tax rate in Deerfield?

About 9.14% of the value before exemptions a year (2025 tax year (payable 2026), Lake County, Village of Deerfield predominant rate 9.141651 per $100), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Deerfield?

About $44,977 a year on $500,000 of the value before exemptions with the general homestead exemption (owner-occupied): $8,000 reduction in equalized assessed value.

How much is the water bill in Deerfield?

About $105 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Village of Deerfield.

How much does trash pickup cost in Deerfield?

$11 a month for a house.

How much does a house in Deerfield cost to run each year?

All Illinois cities All cities