Mt. Zion, IL · Updated Oct 2026

What a Mt. Zion home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Mt. Zion house

$8,969a year · $747 a month

Starts at $67,033 of value before exemptions. Typical use.

Property tax$4,528
7.419% of $67,033, less $6,000 general homestead exemption
Electricity and gas$2,194
693 kWh a month $1,547 · 31 therms $647
Water and sewer$1,911
7,000 gallons a month on Village of Mt. Zion: water $115, sewer $44 a month
Trash$335
95-gallon refuse cart + 64-gallon recycling cart + yard waste (rate from Jan 1, 2027), $28 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Mt. Zion house costs about $9,000 a year: $4,530 property tax and charges, $1,910 water and sewer, $340 trash, $2,190 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: senior homestead exemption
The maximum reduction in equalized assessed value is $5,000 in counties other than Cook and those next to it.
How: Filing requirements vary by county.
Seniors 65+ with household income of $75,000 or less: assessment freeze
The household income limit is $75,000 or less for taxable year 2026 (payable in 2027).
How: File Form PTAX-340 each year with the Chief County Assessment Office.
Six free bulky-item pickups a year
Each household receives six free bulk pickups per year; schedule by calling 1-800-796-9696.
Check your electric supply rate if you're in the village aggregation
The Village advised residents in the municipal aggregation program to compare its $0.1276 per kWh rate with Ameren's default supply rate; there is no fee to opt out.

Money dates

Each September 1The second installment is due September 1 (unless that falls on a weekend or Labor Day in which case it would be the first working day after that).
After each due dateIllinois Statutes require 1 ½% per month (or part of the month) penalty be assessed for payments made after the due date.

Who serves this house

Water: Village of Mt. Zion; In corporate limits, effective June 1, 2026; the monthly minimum covers the first 2000 gallons.
Property tax: 7.42% of value; 2025 tax year (payable 2026), Mt. Zion village in Macon County
Garbage: Waste Management; Exclusive village franchise for residential refuse, recycling and yard waste.
Sewer: Village of Mt. Zion; The Village pumps all sanitary sewer to the Sanitary District of Decatur.
Electricity: Ameren Illinois; Ameren Illinois customers on Basic Generation Service.

Pay or manage your bills

Your water

Source: The Village of Mt. Zion purchases water from the City of Decatur.

Other IL cities

Naperville home costs Downers Grove home costs Arlington Heights home costs Elmhurst home costs Glenview home costs Lombard home costs Chicago home costs Buffalo Grove home costs Evanston home costs Bartlett home costs Hoffman Estates home costs DeKalb home costs Oak Lawn home costs Normal home costs Carol Stream home costs Streamwood home costs Oswego home costs Park Ridge home costs Palatine home costs Schaumburg home costs Carpentersville home costs Wheeling home costs Hanover Park home costs Skokie home costs Northbrook home costs Rock Island home costs Woodridge home costs Mundelein home costs Elk Grove Village home costs Highland Park home costs Gurnee home costs Algonquin home costs Glen Ellyn home costs Huntley home costs New Lenox home costs Round Lake Beach home costs Batavia home costs Edwardsville home costs Woodstock home costs Yorkville home costs South Elgin home costs Morton Grove home costs Zion home costs Rolling Meadows home costs Lisle home costs Roselle home costs Bloomingdale home costs East Peoria home costs Villa Park home costs Montgomery home costs Blue Island home costs Geneva home costs Frankfort home costs East Moline home costs Libertyville home costs Lake Zurich home costs Crest Hill home costs North Aurora home costs Lake Forest home costs Deerfield home costs Sycamore home costs Round Lake home costs Shorewood home costs Bensenville home costs Lemont home costs Bourbonnais home costs Franklin Park home costs Cary home costs Palos Hills home costs Mattoon home costs Washington home costs Norridge home costs Swansea home costs Channahon home costs Lindenhurst home costs Beach Park home costs Mt. Vernon home costs Wauconda home costs Hickory Hills home costs Chicago Ridge home costs Glen Carbon home costs La Grange Park home costs Western Springs home costs Lincolnwood home costs Plano home costs Minooka home costs Winnetka home costs Palos Heights home costs Justice home costs Kewanee home costs Troy home costs River Forest home costs Schiller Park home costs Pingree Grove home costs Burr Ridge home costs Fox Lake home costs Columbia home costs Manhattan home costs Barrington home costs Summit home costs Crestwood home costs River Grove home costs Lyons home costs Wood River home costs Winfield home costs Highland home costs Aurora home costs Des Plaines home costs Orland Park home costs Tinley Park home costs Oak Park home costs Moline home costs Romeoville home costs St. Charles home costs Glendale Heights home costs Wilmette home costs West Chicago home costs Belvidere home costs Carbondale home costs Grayslake home costs Darien home costs Evergreen Park home costs Alsip home costs Godfrey home costs Westchester home costs Prospect Heights home costs La Grange home costs Warrenville home costs Macomb home costs Sterling home costs Centralia home costs Pontiac home costs Hawthorn Woods home costs Itasca home costs Manteno home costs Willowbrook home costs Bethalto home costs Gilberts home costs Riverside home costs Hampshire home costs Lake Villa home costs Glencoe home costs Rock Falls home costs Oak Brook home costs Lincolnshire home costs Hillside home costs Greenville home costs Mendota home costs Carterville home costs Coal City home costs Lake Bluff home costs Posen home costs Wonder Lake home costs Poplar Grove home costs Berkeley home costs Flossmoor home costs Sugar Grove home costs Harwood Heights home costs Jerseyville home costs West Dundee home costs Countryside home costs Hillsboro home costs Carlinville home costs Volo home costs Harvard home costs

How these numbers are made

Property tax: 2025 extension rates from Macon County's Tax District Extension Summary for Macon County, Mt. Zion Township, Mt. Zion CUSD 3, Richland CC 537, Mt. Zion Library and Mt. Zion Fire Protection District, village and county-wide districts; about 7.42 per $100 of EAV. Decatur Sanitary District and Decatur Park District are not included (Mt. Zion pays Decatur Sanitary District through sewer charges); parts of the village in other districts differ.
Starting value: one third of the Census median value ($201,100 / 3) estimates equalized assessed value; the $6,000 general homestead exemption comes off it.
Water in thousand gallons: $38.82 monthly minimum covers the first 2,000 gallons, then $17.67, $15.52, $13.83 and $11.91 per 1,000 gallons. Sewer $6.08 per 1,000 gallons of water billed plus $3.00 monthly.
Garbage: Waste Management's $27.95 monthly rate for 2027 (the 2026 rate is $30.10), billed quarterly.
Electric: Ameren default supply plus delivery and rider, 4 summer months and 8 non-summer months weighted; the $14.51 fixed is the $8.55 and $5.96 monthly charges. Gas: Ameren delivery plus gas charge. Aggregation (Direct Energy) is $0.1276 per kWh. Typical use 693 kWh is the EIA Illinois residential average. NOT INCLUDED: insurance.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Mt. Zion house costs

What is the property tax rate in Mt. Zion?

About 7.42% of the value before exemptions a year (2025 tax year (payable 2026), Mt. Zion village in Macon County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Mt. Zion?

About $36,651 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Mt. Zion?

About $159 a month for water and sewer at typical use (7,000 gallons a month) on Village of Mt. Zion.

How much does trash pickup cost in Mt. Zion?

$28 a month for a house.

When is property tax due in Mt. Zion?

Each September 1: The second installment is due September 1 (unless that falls on a weekend or Labor Day in which case it would be the first working day after that).

Can seniors lower their property tax or bills in Mt. Zion?

Yes. Seniors 65+: senior homestead exemption: The maximum reduction in equalized assessed value is $5,000 in counties other than Cook and those next to it.

How much does a house in Mt. Zion cost to run each year?

All Illinois cities All cities