Fox Lake, IL · Updated Oct 2026

What a Fox Lake home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Fox Lake house

$9,318a year · $777 a month

Starts at $76,033 of value before exemptions. Typical use.

Property tax$5,183
7.618% of $76,033, less $8,000 general homestead exemption
Electricity and gas$2,311
583 kWh a month $1,458 · 74.87 therms $852
Water and sewer$1,491
7,000 gallons a month on Village of Fox Lake: water $55, sewer $69 a month
Trash$333
95 gallon cart, $28 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Fox Lake house costs about $9,300 a year: $5,180 property tax and charges, $1,490 water and sewer, $330 trash, $2,310 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 35 gallon cart cartUp to $48 a year
Your cart costs $28 a month; the smallest costs $24. Worth it if you rarely fill it.
How: Contact the Village at refuse@foxlake.org or (847) 587-3942 to request a different size.
Owner-occupied: general homestead exemption
Lowers the equalized assessed value of the property by $8,000.
How: Apply through the Chief County Assessment Office's Smartfile E-Filing Portal.

Money dates

By the due dateIf your payment is not received in our office by the due date, then a 10% penalty is added to the balance.
Every two monthsUtility bills are sent out on the 15th of the month for a two month service period.

Who serves this house

Water: Village of Fox Lake; Metered consumers pay a fixed cost charge of $55.11 per two month period plus $4.10 per 1,000 gallons.
Property tax: 7.62% of value; 2025 tax year (payable 2026), Lake County, Village of Fox Lake predominant rate 7.618474 per $100
Garbage: Waste Management of Illinois, Inc.; Fox Lake partners with Waste Management of Illinois, Inc. to provide reliable refuse, recycling, yard waste, and special collection services.
Electricity: ComEd; Fox Lake appears in ComEd's municipal tax additions table.
Gas: Nicor Gas; Fox Lake is listed in the Nicor Gas service area.
Schools: Fox Lake Grade School District 114; Grant Community High School District 124; Fox Lake Grade School District #114 and Grant Community High School Dist #124 appear among Lake County taxing districts.

Pay or manage your bills

Other IL cities

Naperville home costs Downers Grove home costs Arlington Heights home costs Elmhurst home costs Glenview home costs Lombard home costs Chicago home costs Buffalo Grove home costs Evanston home costs Bartlett home costs Hoffman Estates home costs DeKalb home costs Oak Lawn home costs Normal home costs Carol Stream home costs Streamwood home costs Oswego home costs Park Ridge home costs Palatine home costs Schaumburg home costs Carpentersville home costs Wheeling home costs Hanover Park home costs Skokie home costs Northbrook home costs Rock Island home costs Woodridge home costs Mundelein home costs Elk Grove Village home costs Highland Park home costs Gurnee home costs Algonquin home costs Glen Ellyn home costs Huntley home costs New Lenox home costs Round Lake Beach home costs Batavia home costs Edwardsville home costs Woodstock home costs Yorkville home costs South Elgin home costs Morton Grove home costs Zion home costs Rolling Meadows home costs Lisle home costs Roselle home costs Bloomingdale home costs East Peoria home costs Villa Park home costs Montgomery home costs Blue Island home costs Geneva home costs Frankfort home costs East Moline home costs Libertyville home costs Lake Zurich home costs Crest Hill home costs North Aurora home costs Lake Forest home costs Deerfield home costs Sycamore home costs Round Lake home costs Shorewood home costs Bensenville home costs Lemont home costs Bourbonnais home costs Franklin Park home costs Cary home costs Palos Hills home costs Mattoon home costs Washington home costs Norridge home costs Swansea home costs Channahon home costs Lindenhurst home costs Beach Park home costs Mt. Vernon home costs Wauconda home costs Hickory Hills home costs Chicago Ridge home costs Glen Carbon home costs La Grange Park home costs Western Springs home costs Lincolnwood home costs Plano home costs Minooka home costs Winnetka home costs Palos Heights home costs Justice home costs Kewanee home costs Troy home costs River Forest home costs Schiller Park home costs Pingree Grove home costs Burr Ridge home costs Columbia home costs Manhattan home costs Barrington home costs Summit home costs Crestwood home costs River Grove home costs Lyons home costs Wood River home costs Winfield home costs Highland home costs Aurora home costs Des Plaines home costs Orland Park home costs Tinley Park home costs Oak Park home costs Moline home costs Romeoville home costs St. Charles home costs Glendale Heights home costs Wilmette home costs West Chicago home costs Belvidere home costs Carbondale home costs Grayslake home costs Darien home costs Evergreen Park home costs Alsip home costs Godfrey home costs Westchester home costs Prospect Heights home costs La Grange home costs Warrenville home costs Macomb home costs Sterling home costs Centralia home costs Pontiac home costs Hawthorn Woods home costs Itasca home costs Manteno home costs Willowbrook home costs Bethalto home costs Gilberts home costs Riverside home costs Hampshire home costs Lake Villa home costs Glencoe home costs Rock Falls home costs Oak Brook home costs Lincolnshire home costs Hillside home costs Greenville home costs Mendota home costs Mt. Zion home costs Carterville home costs Coal City home costs Lake Bluff home costs Posen home costs Wonder Lake home costs Poplar Grove home costs Berkeley home costs Flossmoor home costs Sugar Grove home costs Harwood Heights home costs Jerseyville home costs West Dundee home costs Countryside home costs Hillsboro home costs Carlinville home costs Volo home costs Harvard home costs

How these numbers are made

Property tax uses the Lake County 2025 predominant rate for the Village of Fox Lake (tax code M10FLA, 2,922 parcels): 7.618474 per $100 of equalized assessed value. The ten agency rates listed come from the county's per-agency extension reports and add up to that total. Fox Lake Grade School District 114 and Grant Community High School District 124 are assumed; other parts of the village pay other rates.
The starting value is one third of the Census-based $228,100 median property value ($76,033), minus the $8,000 general homestead exemption.
Water is $55.11 a two-month period (shown as $27.56 a month) plus $4.10 per 1,000 gallons. Sewer has a regional minimum of $38.48, a $3.00 inflow/infiltration surcharge and a local fixed charge of $55.11 per two-month period, all halved to monthly; the regional minimum covers the first 8,000 gallons in two months, so the regional $4.81 per 1,000 gallons applies above 4,000 gallons a month, and the local $1.14 per 1,000 gallons applies to all use (the local charge on the first 4,000 gallons is folded into the fixed amount).
Garbage uses Waste Management's 95-gallon single-family rate of $27.76 a month, on the village utility bill. Rates rise each November 1 under the contract.
Electricity is ComEd delivery rates plus the October 2026-May 2027 price to compare, the state electricity tax of 0.330 cents and the Fox Lake municipal tax of 0.628 cents per kWh for the first 2,000 kWh. Gas is Nicor Rate 1 plus per-customer Riders 1, 26 and 42, per-therm Riders 3, 5, 12, 30 and 38, the Fox Lake franchise cost adjustment of $0.20 a month and the October 2026 supply cost. The Fox Lake municipal gas tax of 5.15% of gross receipts (Nicor Rider 8) is applied to the gas fixed and per-therm amounts; Fox Lake has no per-therm gas use tax in Rider 8. Homeowners insurance is not included (no official premium survey found).
Nothing here is legal, tax or insurance advice.

Sources

How Fox Lake compares

A typical Fox Lake house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Fox Lake	Median	Where it falls
Property tax rate	7.62%	8.23%	lower than 86 of the other 131 Illinois cities we cover
Water	$662	$872	lower than 105 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$829	$535	higher than 96 of the other 123 Illinois cities we cover
Trash	$333	$283	higher than 96 of the other 127 Illinois cities we cover
Electricity and gas	$2,311	$2,163	higher than 118 of the other 131 Illinois cities we cover
Total	$9,318	$11,701	lower than 107 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $662 a year at typical use, lower than 105 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $662 a year at typical use, lower than 105 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $829 a year, higher than 96 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $829 a year, higher than 96 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

3. Trash

The fact: Trash pickup here costs about $333 a year for the standard cart, higher than 96 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $333 a year for the standard cart, higher than 96 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

4. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,311 a year, higher than 118 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,311 a year for a typical house, higher than 118 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Fox Lake house costs

What is the property tax rate in Fox Lake?

About 7.62% of the value before exemptions a year (2025 tax year (payable 2026), Lake County, Village of Fox Lake predominant rate 7.618474 per $100), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Fox Lake?

About $37,483 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Fox Lake?

About $124 a month for water and sewer at typical use (7,000 gallons a month) on Village of Fox Lake.

How much does trash pickup cost in Fox Lake?

$24 to $28 a month, depending on the trash cart size (95 gallon cart, 65 gallon cart, 35 gallon cart).

How much does a house in Fox Lake cost to run each year?

All Illinois cities All cities