Lincolnwood, IL · Updated Oct 2026

What a Lincolnwood home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Lincolnwood house

$12,185a year · $1,015 a month

Starts at $117,867 of value before exemptions. Typical use.

Property tax$8,934
8.283% of $117,867, less $10,000 homeowner exemption
Electricity and gas$2,265
583 kWh a month $1,454 · 74.87 therms $811
Water and sewer$985
8.021 units (CCF) a month on Village of Lincolnwood water: water $75, sewer $7 a month
Trash$0
Village refuse and recycling service (one toter per household), $0 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Lincolnwood house costs about $12,200 a year: $8,930 property tax and charges, $990 water and sewer, $0 trash, $2,270 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors over 65 with income up to $65,000: Senior Freeze
Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.
How: Apply with the Cook County Assessor.
Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: Check the Property Details, then review the Exemption History and Status section.
Bulk item pickup
One bulk item per week, such as a mattress or refrigerator, may be placed by the curb.
How: Place it by the curb.

Who serves this house

Water: Village of Lincolnwood water; Fixed monthly Water System Fee plus a usage charge per 1,000 gallons.
Property tax: 8.28% of value; 2025 tax year, Cook County tax code 24015
Garbage: Groot (Village contract); The Village has a contract with Groot for garbage and recycling and does not assess a fee for collection.
Sewer: Village of Lincolnwood; Sewer is billed per 1,000 gallons on the same Village water bill.
Electricity: ComEd; ComEd's rider lists a Lincolnwood municipal tax addition of 0.562 cents per kWh.
Gas: Nicor Gas; Nicor's Rider 8 lists a 5.15% Lincolnwood utility tax charge.

Pay or manage your bills

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How these numbers are made

Property tax uses Cook County's 2025 agency rates for tax code 24015 (Village of Lincolnwood, School District 74, Community High School District 219; total 8.282809 per $100 of equalized assessed value). Codes 24016 and 24057 list the same rates. Lincolnwood has other codes (24059, 24099, 24128 and more); the Clerk file shows them under the same school, high school and college districts, and the TIF ones differ only by a Village TIF listing, so 24015 is used as the representative code. Forest Preserve, elections, Niles Township and mosquito abatement are grouped as other districts.
The starting value is the Assessor's 2025 median market value estimate for Niles Township single-family homes ($389,000) times 10% times the 2025 Cook County equalization factor 3.0300; the $10,000 Homeowner Exemption comes off it.
Water and sewer: the Village's 2026 structure is a $10.00 monthly system fee plus $10.84 (water) and $1.18 (sewer) per 1,000 gallons, converted to per CCF at 748 gallons per CCF ($8.11 and $0.88 per CCF). The page uses the 6,000 gallons a month typical bill the Village's rate study used. Residential bills are bi-monthly in 2026; amounts are shown per month.
Electricity: ComEd delivery charges plus the October 2026 price to compare, plus the ComEd municipal tax addition for Lincolnwood (0.562 cents per kWh for the first 2,000 kWh) and the state tax addition (0.330 cents). Gas: Nicor Rate 1 plus the October 2026 supply cost, with the 5.15% Lincolnwood utility tax charge added to the monthly charge and the per-therm part. Nicor's separate 4.00 cent per therm gas use tax column for Lincolnwood is not added. Riders and monthly price changes are not included.
Garbage is not charged to residents; the Village pays the hauler. Not included: homeowners insurance (no official Illinois premium survey for Lincolnwood was found) and Village charges that do not appear on a typical house's bills.
Nothing here is legal, tax or insurance advice.

Sources

How Lincolnwood compares

A typical Lincolnwood house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Lincolnwood	Median	Where it falls
Property tax rate	8.28%	8.23%	higher than 69 of the other 131 Illinois cities we cover
Water	$900	$872	higher than 69 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$85	$535	lower than 119 of the other 123 Illinois cities we cover
Trash	$0	$283	lower than 123 of the other 127 Illinois cities we cover
Electricity and gas	$2,265	$2,163	higher than 90 of the other 131 Illinois cities we cover
Total	$12,185	$11,701	higher than 76 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $85 a year, lower than 119 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $85 a year, lower than 119 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 123 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 123 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

Common questions about Lincolnwood house costs

What is the property tax rate in Lincolnwood?

About 8.28% of the value before exemptions a year (2025 tax year, Cook County tax code 24015), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Lincolnwood?

About $40,586 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Lincolnwood?

About $82 a month for water and sewer at typical use (8.021 units, or 6,000 gallons a month) on Village of Lincolnwood water.

How much does trash pickup cost in Lincolnwood?

$0 a month for a house.

Can seniors lower their property tax or bills in Lincolnwood?

Yes. Seniors over 65 with income up to $65,000: Senior Freeze: Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.

How much does a house in Lincolnwood cost to run each year?

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