Carlinville, IL · Updated Oct 2026

What a Carlinville home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Carlinville house

$8,128a year · $677 a month

Starts at $35,233 of value before exemptions. Typical use.

Property tax$2,135
7.303% of $35,233, less $6,000 general homestead exemption
Electricity and gas$2,842
853.4 kWh a month $1,697 · 74.87 therms $1,145
Water and sewer$1,809
7,000 gallons a month on City of Carlinville Water: water $90, sewer $61 a month
TrashNot included
No residential garbage price is published, so garbage is not counted.
Home insurance$1,343
Typical premium $1,343

A typical Carlinville house costs about $8,100 a year: $2,130 property tax and charges, $1,810 water and sewer, $2,840 electricity and gas, $1,340 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+: senior homestead exemption
Reduces the EAV by an additional $5,000 (for most counties) for homeowners 65 or older who own and occupy their home.
Seniors 65+ who own and occupy their home, household income $65,000 or less: assessment freeze
The low-income senior citizens assessment freeze homestead exemption freezes the EAV at a base year value for eligible seniors who own and occupy their home.

Who serves this house

Water: City of Carlinville Water; Inside-city monthly rates as of May 1, 2023: $17.35 minimum for the first 1,500 gallons; 5% increase each May 1 from 2024 through 2028.
Property tax: 7.30% of value; 2025 tax year (payable 2026), Macoupin County
Garbage: City license for collectors; No person shall engage in the business as a residential or commercial collector of garbage and rubbish unless such person shall have first made application to and secured a license from the City.

Pay or manage your bills

Pay water bill ↗

Your water

Source: The source of drinking water used by CARLINVILLE is Surface Water.
Intakes: Intakes: Lake Carlinville and Loveless Lake.

Other IL cities

Naperville home costs Downers Grove home costs Arlington Heights home costs Elmhurst home costs Glenview home costs Lombard home costs Chicago home costs Buffalo Grove home costs Evanston home costs Bartlett home costs Hoffman Estates home costs DeKalb home costs Oak Lawn home costs Normal home costs Carol Stream home costs Streamwood home costs Oswego home costs Park Ridge home costs Palatine home costs Schaumburg home costs Carpentersville home costs Wheeling home costs Hanover Park home costs Skokie home costs Northbrook home costs Rock Island home costs Woodridge home costs Mundelein home costs Elk Grove Village home costs Highland Park home costs Gurnee home costs Algonquin home costs Glen Ellyn home costs Huntley home costs New Lenox home costs Round Lake Beach home costs Batavia home costs Edwardsville home costs Woodstock home costs Yorkville home costs South Elgin home costs Morton Grove home costs Zion home costs Rolling Meadows home costs Lisle home costs Roselle home costs Bloomingdale home costs East Peoria home costs Villa Park home costs Montgomery home costs Blue Island home costs Geneva home costs Frankfort home costs East Moline home costs Libertyville home costs Lake Zurich home costs Crest Hill home costs North Aurora home costs Lake Forest home costs Deerfield home costs Sycamore home costs Round Lake home costs Shorewood home costs Bensenville home costs Lemont home costs Bourbonnais home costs Franklin Park home costs Cary home costs Palos Hills home costs Mattoon home costs Washington home costs Norridge home costs Swansea home costs Channahon home costs Lindenhurst home costs Beach Park home costs Mt. Vernon home costs Wauconda home costs Hickory Hills home costs Chicago Ridge home costs Glen Carbon home costs La Grange Park home costs Western Springs home costs Lincolnwood home costs Plano home costs Minooka home costs Winnetka home costs Palos Heights home costs Justice home costs Kewanee home costs Troy home costs River Forest home costs Schiller Park home costs Pingree Grove home costs Burr Ridge home costs Fox Lake home costs Columbia home costs Manhattan home costs Barrington home costs Summit home costs Crestwood home costs River Grove home costs Lyons home costs Wood River home costs Winfield home costs Highland home costs Aurora home costs Des Plaines home costs Orland Park home costs Tinley Park home costs Oak Park home costs Moline home costs Romeoville home costs St. Charles home costs Glendale Heights home costs Wilmette home costs West Chicago home costs Belvidere home costs Carbondale home costs Grayslake home costs Darien home costs Evergreen Park home costs Alsip home costs Godfrey home costs Westchester home costs Prospect Heights home costs La Grange home costs Warrenville home costs Macomb home costs Sterling home costs Centralia home costs Pontiac home costs Hawthorn Woods home costs Itasca home costs Manteno home costs Willowbrook home costs Bethalto home costs Gilberts home costs Riverside home costs Hampshire home costs Lake Villa home costs Glencoe home costs Rock Falls home costs Oak Brook home costs Lincolnshire home costs Hillside home costs Greenville home costs Mendota home costs Mt. Zion home costs Carterville home costs Coal City home costs Lake Bluff home costs Posen home costs Wonder Lake home costs Poplar Grove home costs Berkeley home costs Flossmoor home costs Sugar Grove home costs Harwood Heights home costs Jerseyville home costs West Dundee home costs Countryside home costs Hillsboro home costs Volo home costs Harvard home costs

How these numbers are made

Property tax uses the 2025 rates (payable 2026) the Macoupin County Clerk extended for tax code 12101 (Carlinville City, Carlinville CUSD 1, park district), 7.30289 per $100 of EAV in total. Homes outside the park district (code 12003) pay 7.08120.
Starting value is one third of the $105,700 Census-based median property value; the $6,000 general homestead exemption comes off it.
Water and sewer: the City code sets inside-city rates as of May 1, 2023 and a 5% increase each May 1 from 2024 through 2028. The page applies three increases (2024, 2025, 2026) to the code figures; the sewer figure is treated the same way. The first 1,500 gallons are covered by the water minimum; the sewer minimum equals the charge for 1,000 gallons.
Electric uses Ameren Illinois Price to Compare (supply plus transmission, non-summer Oct 2026 to May 2027 rates, the only ones published on the source page) plus delivery rates, meter and customer charges and the EDT recovery charge; gas is Ameren GDS-1 plus the October 2026 supply price.
No City garbage price is published, so garbage is not in the total; sewer rises 5% each May 1 through 2028 like water.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Carlinville house costs

What is the property tax rate in Carlinville?

About 7.30% of the value before exemptions a year (2025 tax year (payable 2026), Macoupin County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Carlinville?

About $36,076 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Carlinville?

About $151 a month for water and sewer at typical use (7,000 gallons a month) on City of Carlinville Water.

How much does trash pickup cost in Carlinville?

No residential garbage price is published, so garbage is not counted.

Can seniors lower their property tax or bills in Carlinville?

Yes. Seniors 65+: senior homestead exemption: Reduces the EAV by an additional $5,000 (for most counties) for homeowners 65 or older who own and occupy their home.

Where can I get help paying utility bills in Carlinville?

Seniors 65+ who own and occupy their home, household income $65,000 or less: assessment freeze: The low-income senior citizens assessment freeze homestead exemption freezes the EAV at a base year value for eligible seniors who own and occupy their home.

How much does a house in Carlinville cost to run each year?

All Illinois cities All cities