Lombard, IL · Updated Oct 2026

What a Lombard home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Lombard house

$10,916a year · $910 a month

Starts at $111,900 of value before exemptions. Typical use.

Property tax$7,782
7.490% of $111,900, less $8,000 general homestead exemption
Electricity and gas$1,876
609 kWh a month $1,383 · 31 therms $493
Water and sewer$1,021
5.35 units (CCF) a month on Village of Lombard: water $58, sewer $27 a month
Trash$237
64-gallon toter, weekly, $20 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Lombard house costs about $10,900 a year: $7,780 property tax and charges, $1,020 water and sewer, $240 trash, $1,880 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 35-gallon toter, weekly cartUp to $47 a year
Your cart costs $20 a month; the smallest costs $16. Worth it if you rarely fill it.
How: Residents may change to a 35-gal toter and save 20% by contacting Waste Management at 866-570-4702 or wmillin@wm.com.
Seniors 65+: senior homestead exemption
The Senior Homestead Exemption provides for a maximum of an $8,000 reduction from the equalized assessed valuation.
How: Eligible senior taxpayers must complete an application and supply proof of age and property ownership.
General homestead exemption
Beginning 2023 payable 2024, the maximum deduction increases to $8,000 in assessed value.
How: In most cases, the Township Assessor will automatically grant the exemption on behalf of the taxpayer without requiring a formal application.
Smaller trash toter
Residents may change to a 35-gal toter and save 20%.
How: Contact Waste Management at 866-570-4702 or wmillin@wm.com.
Compost bin and rain barrel reimbursement
The Village’s Compost Bin Program and Rain Barrel Program reimburse residents for one compost bin and/or one rain barrel per household from any vendor.
How: See www.villageoflombard.org/grantprograms.
Lead service line replacement reimbursement
The Village’s capital improvement plan includes funding for the Lead Water Service Line Replacement Reimbursement Program that is available to property owners.
How: Search “lead” on the Village’s website.

Adjust to match your bills

What you knowTrash cartThe village contract provides a 64-gallon refuse toter and a 64-gallon recycling toter picked up once per week.

Value before exemptionsLombard parcels sit in many tax codes (other school districts 15, 4, 41, 45, 58, 89; park districts or none). Lombard Special Service Area #3 and TIF districts apply only to some parcels.

I live here and have the General homestead exemption

Home insurance, a yearFrom your policy's declarations page.

Your use

Water, units a month

On your water bill. 1 unit (CCF) is 748 gallons. A typical Lombard house uses about 5.35.

Electricity, kWh a month

On your ComEd bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Who serves this house

Water: Village of Lombard; Rates are per 1,000 gallons of water used, plus a variable capital fee.
Property tax: 7.49% of value; 2025 tax year (payable 2026), DuPage County, tax code 6011
Garbage: Waste Management; Refuse and recycling services are provided for both residential and commercial properties by Waste Management under contract with the Village.
Sewer: Village of Lombard; The Village processes its wastewater through Glenbard Wastewater Facility.
Electricity: ComEd; Rates for single-family homes without electric space heat, effective with the January 2026 billing period.
Gas: Nicor Gas; Rate 1 Residential Service.
Schools: Lombard Elementary District 44 and Glenbard High School District 87; Tax code 6011 includes Grade School District 44 and High School District 87.

Pay or manage your bills

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How these numbers are made

Property tax uses DuPage County 2025 final rates for tax code 6011 (York Township, Lombard Park District, Grade School District 44, High School District 87; total 7.4897 per $100 of equalized assessed value), the code named Lombard in the county booklet. Other Lombard parcels sit in codes with different school or park districts.
The starting value is one third of the Census median market value ($335,700 / 3), because Illinois taxes equalized assessed value (about one third of market value). The $8,000 general homestead exemption comes off that value.
Water and sewer are billed monthly by the Village per 1,000 gallons. Water $9.47 plus the $1.93 variable capital fee per 1,000 gallons is converted to CCF (0.748 thousand gallons), sewer $6.81 per 1,000 gallons likewise; the fixed $6.81 capital fee and $5.41 service charge are put under water because they are charged once per bill, so the separate sewer fixed charge is 0. Typical use of 4,000 gallons a month is the Village's own example.
Trash is the Village contract rate for the 64-gallon toter from April 1, 2026.
Electricity is ComEd single-family without electric space heat: $15.26 + $3.81 + $1.17 a month, and per kWh the delivery, transmission, rider and supply charges (supply $0.08413 and transmission $0.0169 per kWh, the Oct 2026-May 2027 Price to Compare, applied to the whole year; summer months run about 0.1 cent higher; transmission and the Jan 2026 delivery items change in January 2027) plus the Village's 0.61 cents per kWh electricity tax (first 2,000 kWh a month). The Purchased Electricity Adjustment and franchise cost adjustment are not included.
Gas is Nicor Rate 1: $21.30 a month plus 24.44 cents distribution and the October 2026 gas cost of 33 cents per therm, all multiplied by 1.05 for the Village's 5% gas tax on gross receipts. Nicor riders are not included. Homeowners insurance is not included (no official premium survey found).
Nothing here is legal, tax or insurance advice.

Sources

How Lombard compares

A typical Lombard house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Lombard	Median	Where it falls
Property tax rate	7.49%	8.23%	lower than 88 of the other 131 Illinois cities we cover
Water	$694	$872	lower than 102 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$327	$535	lower than 84 of the other 123 Illinois cities we cover
Trash	$237	$283	lower than 94 of the other 127 Illinois cities we cover
Electricity and gas	$1,876	$2,163	lower than 104 of the other 131 Illinois cities we cover
Total	$10,916	$11,701	lower than 77 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Water

The fact: Water here costs about $694 a year at typical use, lower than 102 of the other 131 Illinois cities we cover.

Ask: "Water here costs about $694 a year at typical use, lower than 102 of the other 131 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,876 a year, lower than 104 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,876 a year for a typical house, lower than 104 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Lombard house costs

What is the property tax rate in Lombard?

About 7.49% of the value before exemptions a year (2025 tax year (payable 2026), DuPage County, tax code 6011), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Lombard?

About $36,849 a year on $500,000 of the value before exemptions with the general homestead exemption.

How much is the water bill in Lombard?

About $85 a month for water and sewer at typical use (5.35 units, or 4,002 gallons a month) on Village of Lombard.

How much does trash pickup cost in Lombard?

$16 to $24 a month, depending on the trash cart size (35-gallon toter, weekly, 64-gallon toter, weekly, 96-gallon toter, weekly).

Can seniors lower their property tax or bills in Lombard?

Yes. Seniors 65+: senior homestead exemption: The Senior Homestead Exemption provides for a maximum of an $8,000 reduction from the equalized assessed valuation.

How much does a house in Lombard cost to run each year?

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