Morton Grove, IL · Updated Oct 2026

What a Morton Grove home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Morton Grove house

$13,167a year · $1,097 a month

Starts at $117,867 of value before exemptions. Typical use.

Property tax$9,724
9.015% of $117,867, less $10,000 homeowner exemption
Electricity and gas$2,275
583 kWh a month $1,458 · 74.87 therms $817
Water and sewer$1,030
7,000 gallons a month on Village of Morton Grove water: water $78, sewer $8 a month
Trash$139
Refuse and recycling carts (35, 65 or 95 gallon), $12 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Morton Grove house costs about $13,200 a year: $9,720 property tax and charges, $1,030 water and sewer, $140 trash, $2,270 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 30, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors over 65 with income up to $65,000: Senior Freeze
Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.
How: Senior Freeze is a Cook County Assessor exemption; see the Assessor page for how to apply.
Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: Check the Property Details, then review the Exemption History and Status section.
Low-income households: LIHEAP
The U.S. Low Income Home Energy Assistance Program (LIHEAP) helps eligible low-income households pay for home energy services.
How: Contact Maine Township at 847-297-2510.
Free weekly bulk item pickup
One bulk item (non-appliance, less than 50 lbs.) will be collected each week at no additional charge.
How: Additional bulk items are collected for a fee.

Adjust to match your bills

What you know

Value before exemptionsMorton Grove has about 45 tax codes; code 24017 (School District 70) is the most common (9.014708 per $100). Homes in School District 67 total 8.77, District 69 about 10.5, District 68 8.50, District 71 7.56 and District 63 (Maine Township, west side) 7.64 to 8.12. The $389,000 median is the Assessor's estimate for all of Niles Township, so it may differ from Morton Grove's own median.

I live here and have the Homeowner Exemption

Home insurance, a yearFrom your policy's declarations page.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your ComEd bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Who serves this house

Water: Village of Morton Grove water; The minimum bi-monthly bill is based on 3,000 gallons and is billed at $34.71.
Property tax: 9.01% of value; 2025 tax year, Cook County tax code 24017
Garbage: Groot Recycling and Waste Services; Groot is under contract with the Village for garbage collection; the fee schedule lists single-family refuse and recycling at $23.10 bi-monthly in 2026.
Electricity: ComEd; ComEd lists a Morton Grove municipal tax addition on its Rider TAX sheet.
Gas: Nicor Gas; Nicor lists a 5.00 cent per therm Morton Grove gas use tax on its Rider 8 sheet.

Pay or manage your bills

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How these numbers are made

Property tax uses Cook County's 2025 agency rates for tax code 24017 (Village of Morton Grove, Morton Grove School District 70, Niles Township High School District 219, Morton Grove Park District; total 9.014708 per $100 of equalized assessed value), the code with the most Morton Grove parcels. Village corporate and library rates are added; elections, Forest Preserve, Niles Township and mosquito abatement are grouped as other districts.
The starting value is the Assessor's 2025 median market value estimate for Niles Township single-family homes ($389,000) times 10% times the 2025 Cook County equalization factor 3.0300; the $10,000 Homeowner Exemption comes off it.
Water: $11.57 per 1,000 gallons, with no separate base charge (the $34.71 bi-monthly minimum is 3,000 gallons at that rate). Sewer: $1.18 per 1,000 gallons billed. The page starts at its default 9 CCF a month because no typical use was found. The Village page is undated; it is the current rate shown there.
Garbage: the Village fee schedule's $23.10 bi-monthly single-family refuse and recycling rate for 2026 ($11.55 a month). The 2027 rate is $23.64. The schedule also lists a $1.61 'billing fee' under services that need contact with Groot; it is not added.
Electricity: ComEd delivery charges plus the October 2026 price to compare, plus the Morton Grove municipal tax addition (0.628 cents per kWh for the first 2,000 kWh) and the state tax addition (0.330 cents). Gas: Nicor Rate 1 plus the October 2026 supply cost plus Morton Grove's 5.00 cent per therm gas use tax, which Nicor's Rider 8 sheet marks as applying to Rider 6 (gas supply) therms. Nicor riders and monthly ComEd price changes are not included. Not included: homeowners insurance (no official premium survey for Morton Grove found) and the Village vehicle sticker.
Nothing here is legal, tax or insurance advice.

Sources

How Morton Grove compares

A typical Morton Grove house against the 132 Illinois cities we cover, using the same default numbers as the total above.

Per year	Morton Grove	Median	Where it falls
Property tax rate	9.01%	8.23%	higher than 89 of the other 131 Illinois cities we cover
Water	$935	$872	higher than 73 of the other 131 Illinois cities we cover
Sewer and utility-bill fees	$95	$535	lower than 116 of the other 123 Illinois cities we cover
Trash	$139	$283	lower than 119 of the other 127 Illinois cities we cover
Electricity and gas	$2,275	$2,163	higher than 107 of the other 131 Illinois cities we cover
Total	$13,167	$11,701	higher than 91 of the other 131 Illinois cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $95 a year, lower than 116 of the other 123 Illinois cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $95 a year, lower than 116 of the other 123 Illinois cities we cover. What drives that cost, and would you change anything?"

2. Trash

The fact: Trash pickup here costs about $139 a year for the standard cart, lower than 119 of the other 127 Illinois cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $139 a year for the standard cart, lower than 119 of the other 127 Illinois cities we cover. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $2,275 a year, higher than 107 of the other 131 Illinois cities we cover. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $2,275 a year for a typical house, higher than 107 of the other 131 Illinois cities we cover. Which parts of that can the city influence, and what would you do about them?"

Common questions about Morton Grove house costs

What is the property tax rate in Morton Grove?

About 9.01% of the value before exemptions a year (2025 tax year, Cook County tax code 24017), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Morton Grove?

About $44,172 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Morton Grove?

About $86 a month for water and sewer at typical use (7,000 gallons a month) on Village of Morton Grove water.

How much does trash pickup cost in Morton Grove?

$12 a month for a house.

Can seniors lower their property tax or bills in Morton Grove?

Yes. Seniors over 65 with income up to $65,000: Senior Freeze: Senior homeowners over 65 with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible for the Senior Freeze exemption.

Where can I get help paying utility bills in Morton Grove?

Low-income households: LIHEAP: The U.S. Low Income Home Energy Assistance Program (LIHEAP) helps eligible low-income households pay for home energy services. Contact Maine Township at 847-297-2510.

How much does a house in Morton Grove cost to run each year?

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