Berkeley, IL · Updated Oct 2026

What a Berkeley home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Berkeley house

$11,605a year · $967 a month

Starts at $69,690 of value before exemptions. Typical use.

Property tax$7,804
13.073% of $69,690, less $10,000 homeowner exemption
Electricity and gas$2,269
583 kWh a month $1,457 · 74.87 therms $811
Water and sewer$1,240
7,000 gallons a month on Village of Berkeley: water $84, sewer $18, motor vehicle tax (homes with a vehicle) $2 a month
Trash$293
Refuse cart and weekly recycling cart, $24 a month
Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.

A typical Berkeley house costs about $11,600 a year: $7,800 property tax and charges, $1,240 water and sewer, $290 trash, $2,270 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.

Rates checked Oct 31, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Homeowner Exemption
The Homeowner Exemption reduces the Equalized Assessed Value (EAV) of a property by $10,000.
How: Apply with the Cook County Assessor.
Senior Exemption
The Senior Exemption reduces the Equalized Assessed Value (EAV) of a property by $8,000.
How: Apply with the Cook County Assessor.
Seniors over 65 with income up to $65,000: Senior Freeze
Owners over 65 years of age with a total household annual income of $65,000 or less in the 2024 calendar year may be eligible.
How: Apply with the Cook County Assessor.
Owners 62+: no village vehicle tax
No tax will be imposed where the owner is 62 years of age or older.
How: Present the exemption at Berkeley Village Hall, where a form can be completed.
Free weekly bulk item pickup
The Village's refuse contract includes one free bulk item collected weekly.
How: See the Village's Refuse & Recycling page.

Money dates

Village utility billsThe late fee for water, sewer and refuse is 10% compounded monthly.

Who serves this house

Water: Village of Berkeley; Village rates as of July 1, 2025: $13.25 monthly fixed fee and $10.48 per 1,000 gallons for 0-20,000 gallons a month; $13.65 fixed and $10.80 per 1,000 gallons for 20,001-1,000,000 gallons.
Property tax: 13.07% of value; 2025 tax year, Cook County tax code 31026
Garbage: Lakeshore Recycling Systems (LRS); The Village negotiated a five-year agreement with Lakeshore Recycling Systems (LRS) for refuse and recycling.
Sewer: Village of Berkeley; Sewer rates are listed with the water rates on the Village's Water & Sewer Billing page.
Electricity: ComEd; Berkeley is listed in ComEd's municipal tax table.
Gas: Nicor Gas; Berkeley is listed in Nicor Gas's territory table.
Schools: Berkeley School District 87 and Proviso Township High School District 209; Tax code 31026 in the Cook County rate table lists School District 87 and Proviso Township High School 209.

Pay or manage your bills

Your water

Source: The City of Chicago utilizes Lake Michigan as its source water via two water treatment plants.
Lead: The 2026 report (2025 data) lists a lead 90th percentile of 8.4 ppb, with 2 sites above the action level of 15 and no violation.

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How these numbers are made

Property tax uses Cook County's 2025 agency rates for tax code 31026 (Village of Berkeley corporate plus library fund 4.415440, School District 87, Proviso Township High School 209, Triton College, Berkeley Park District, MWRD, Cook County, Forest Preserve, Proviso Township, elections, mosquito abatement; total 13.073429 per $100 of equalized assessed value). Code 31026 has 1,305 of Berkeley's 1,702 single-family-type parcels (Cook County Parcel Universe, 2025).
The starting value is the median 2025 Board of Review assessed value ($23,000) of those 1,702 parcels (classes 202-210, 234, 278, 295; Cook County Assessor open data, township 31 Proviso) times the final 2025 equalization factor 3.0300; the $10,000 Homeowner Exemption comes off it. The 2023-and-later Proviso reassessment is already in the 2025 values.
Water and sewer use the Village's July 1, 2025 rates for the 0-20,000 gallon band ($13.25 + $10.48 per 1,000 gallons water; $7.75 + $1.45 sewer). Above 20,000 gallons a month the Village's band has a $13.65 water and $8.03 sewer fixed fee; the page applies only the per-1,000-gallon step ($10.80), so use above 20,000 gallons is slightly understated. The Village's page is dated July 2025; no newer rate was found. The Village publishes no typical use.
Trash is $24.41 a month (7/1/25 rate). The $2.00 motor vehicle tax is added to monthly utility bills for homes with a vehicle (owners 62 or older exempt).
Electricity and gas follow the Hillside method: ComEd delivery plus the October 2026 price to compare plus Berkeley's 0.616 cents municipal tax addition and 0.330 cents state addition; Nicor Rate 1 plus October 2026 supply with Berkeley's 5.15% charge. Berkeley's electric aggregation (MC Squared) is a price match to ComEd, so the ComEd rate applies. Typical use is the EIA Illinois/ComEd residential average. Homeowners insurance is not included (no official premium survey found).
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Berkeley house costs

What is the property tax rate in Berkeley?

About 13.07% of the value before exemptions a year (2025 tax year, Cook County tax code 31026), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Berkeley?

About $64,060 a year on $500,000 of the value before exemptions with the homeowner exemption.

How much is the water bill in Berkeley?

About $103 a month for water and sewer at typical use (7,000 gallons a month) on Village of Berkeley.

How much does trash pickup cost in Berkeley?

$24 a month for a house.

Can seniors lower their property tax or bills in Berkeley?

Yes. Senior Exemption: The Senior Exemption reduces the Equalized Assessed Value (EAV) of a property by $8,000.

How much does a house in Berkeley cost to run each year?

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